Gavop tells you how to get the best homeowners insurance in Oakland, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oakland, TN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pierce Rd, Sellers Dr, Seward Dr, Thomas Rd, Hilliard Rd, Maple Run, Cadbium Cv, Riversedge Cv N, Blueberry Rd, Whitley Way | $178,000 | $170,000 | $200,000-$250,000 | $290,500 | $270,000 | $250,000-$300,000 |
| Rain Rd, Countryside Dr, Woodmere Ln, Weston Dr, Brianwood Ln, Oakland Hills Dr, Lonesome Dove Cove, Clay Pond Dr, Yancey Rd, Forest Dr | $228,000 | $200,000 | $200,000-$250,000 | $353,500 | $300,000 | $400,000-$500,000 |
| Blackberry Dr, Willow Bend Way, Lynch Cove, Rolling Oaks Dr, Pruitt Rd, Cedar Grove Rd, Mallory Dr, Fair View Ln, Norse Rd, Terry Rd | $259,000 | $240,000 | $250,000-$300,000 | $262,000 | $220,000 | $200,000-$250,000 |
| Oakcrest Dr, Fields Dr, Post Oak Cove, Woodmire Rd, Coach Trl, Fair Meadows Ln, Feathers Chapel Dr, Braswell Way, Lynn Rd, Macon Ridge Cove | $217,000 | $200,000 | $175,000-$200,000 | $329,500 | $290,000 | $350,000-$400,000 |
| Bob White Rd, Hanover Cv, Ecology Loop, Mulberry Dr, Canale Way, Creek View Cove, Campbell Way, Irwin Ave, Mosby Rd, Cleaves Loop | $301,000 | $260,000 | $250,000-$300,000 | $273,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $749 |
| Superior Protection Discount | -$91 | $823 |
| Fire & Security Discount | -$91 | $823 |
| Hail Resistant Roof Discount | -$18 | $896 |
| Newly Constructed Home Discount | -$265 | $649 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Oakland, TN | Homeowners Insurance Agency Oakland, TN | Address | Popularity Score | Distance from Oakland (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Smith-Berclair Insurance | 855 Ridge Lake Blvd Ste 400, Memphis, TN, 38120 | 20.4 | |
| State Farm | Alisha Dumas | 2135 Merchants Row Ste 5, Germantown, TN, 38138-3816 | 18.1 | |
| Allstate | Marcus Turner | 3315 Hacks Cross Rd Ste 106, Memphis, TN, 38125 | 18.5 | |
| Liberty Mutual Independent | Power Brokers Insurance Inc. | 572 Stable Creek Cove, Eads, TN, 38028 | 9.4 | |
| Nationwide | David D Milan | 281 Germantown Bend Cove, Cordova, TN, 38018 | 16.4 | |
| State Farm | Mike Fay | 6263 Poplar Ave Ste 535, Memphis, TN, 38119-4138 | 19.9 | |
| State Farm | David Ross | 8317 Cordova Road, Cordova, TN, 38016-2088 | 14.8 | |
| Allstate | Lynette Rogers | 1910 Exeter Rd, Germantown, TN, 38138 | 17.4 | |
| Allstate | Kevin Howard | 1440 E Shelby Dr Ste 2, Memphis, TN, 38116 | 30.6 | |
| Nationwide | Christine A Matzura Agency | 11870 Cranston Dr Ste 101, Arlington, TN, 38002-4886 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $740 | $1,440 | $700 |
| Fayette County, TN | $185,000 | $1,048 | $770 | $1,500 | $730 |
| Oakland, TN | $168,400 | $914 | $650 | $1,290 | $640 |
| Fayette County, TN | $185,000 | $1,048 | $740 | $1,440 | $700 |
| Williston, TN | $99,600 | $869 | $630 | $1,230 | $600 |
| Grand Junction, TN | $95,000 | $850 | $620 | $1,170 | $550 |
| Olive Branch, MS | $170,200 | $1,353 | $960 | $1,910 | $950 |
| Burlison, TN | $114,700 | $927 | $660 | $1,320 | $660 |
| Snow Lake Shores, MS | $88,300 | $1,020 | $720 | $1,460 | $740 |
| Fletcher, AR | $46,800 | $723 | $490 | $1,000 | $510 |
| Falkner, MS | $77,300 | $943 | $680 | $1,350 | $670 |
| Coldwater, MS | $72,500 | $909 | $650 | $1,290 | $640 |
| Canadian, AR | $98,500 | $993 | $670 | $1,370 | $700 |