Gavop tells you how to get the best homeowners insurance in Palm Valley, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $404,500 | $370,000 | $300,000-$350,000 |
| 3 Bedroom | $569,000 | $500,000 | $600,000-$700,000 |
| 4 Bedroom | $659,500 | $540,000 | $600,000-$700,000 |
| 5 Bedroom | $414,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $805 |
| Superior Protection Discount | -$84 | $851 |
| Fire & Security Discount | -$94 | $842 |
| Hail Resistant Roof Discount | -$19 | $917 |
| Newly Constructed Home Discount | -$262 | $674 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Johns County | $700 | $1,481 | $2,181 | $1,076 | $1,776 | $405 |
| Palm Valley, FL | $2,500 | $924 | $3,424 | $672 | $3,172 | $253 |
| Sawgrass, FL | $200 | $941 | $1,141 | $684 | $884 | $257 |
| Atlantic Beach, FL | $1,500 | $922 | $2,422 | $670 | $2,170 | $252 |
| Asbury Lake, FL | $300 | $937 | $1,237 | $681 | $981 | $256 |
| Penney Farms, FL | $1,500 | $957 | $2,457 | $696 | $2,196 | $262 |
| Baldwin, FL | $300 | $916 | $1,216 | $666 | $966 | $250 |
| St. Marys, GA | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Hilliard, FL | $300 | $1,101 | $1,401 | $800 | $1,100 | $301 |
| Flagler Beach, FL | $1,500 | $1,139 | $2,639 | $828 | $2,328 | $311 |
| Home Insurance Company Palm Valley, FL | Homeowners Insurance Agency Palm Valley, FL | Address | Popularity Score | Distance from Palm Valley (miles) |
|---|---|---|---|---|
| Allstate | David Cattin | 2294 Mayport Rd Ste 19b, Atlantic Beach, FL, 32233 | 10.4 | |
| Liberty Mutual Independent | The Della Porta Group Inc | 7807 Baymeadows Rd E Ste 301, Jacksonville, FL, 32256 | 7.3 | |
| Travelers | Beach Insurance Llc | 100 Corridor Road South Suite 250, Ponte Vedra Beach, FL, 32082 | 0.8 | |
| State Farm | Denny Doyle | 7807 Bymdws Rd E Ste 100, Jacksonville, FL, 32256-9665 | 7.4 | |
| Allstate | David Clements | 10440 Us Highway 1 N, Saint Augustine, FL, 32095 | 9.1 | |
| State Farm | Michael Tauzel | 13170 Atlantic Boulevard, Jacksonville, FL, 32225 | 9.2 | |
| State Farm | Vonnie Wiggins | 11757 Beach Blvd Ste 7, Jacksonville, FL, 32246-6633 | 9.4 | |
| Travelers | 8 Flags Insurance Agency Llc | 309 1/2 Centre St Ste 204, Fernandina Beach, FL, 32034 | 32.8 | |
| Travelers | Brightway Insurance Inc | 4765 Hodges Blvd. Ste. 9, Jacksonville, FL, 32224 | 5.7 | |
| Travelers | Holland Insurance Agency Inc | 1123 N 3rd St, Jacksonville Beach, FL, 32250 | 6.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| St. Johns County, FL | $274,600 | $1,499 | $1,170 | $2,010 | $840 |
| Palm Valley, FL | $430,400 | $936 | $730 | $1,250 | $520 |
| Sawgrass, FL | $454,100 | $952 | $740 | $1,280 | $540 |
| Atlantic Beach, FL | $348,900 | $933 | $730 | $1,250 | $520 |
| Asbury Lake, FL | $187,500 | $948 | $740 | $1,270 | $530 |
| Penney Farms, FL | $170,100 | $969 | $760 | $1,300 | $540 |
| Baldwin, FL | $133,700 | $927 | $720 | $1,240 | $520 |
| St. Marys, GA | $167,300 | $875 | $590 | $1,220 | $630 |
| Hilliard, FL | $105,600 | $1,114 | $870 | $1,490 | $620 |
| Flagler Beach, FL | $257,800 | $1,153 | $900 | $1,550 | $650 |