Gavop tells you how to get the best homeowners insurance in Upper Montclair, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $218,500 | $190,000 | $175,000-$200,000 |
| 2 Bedroom | $516,500 | $440,000 | $400,000-$500,000 |
| 3 Bedroom | $694,000 | $590,000 | $500,000-$600,000 |
| 4 Bedroom | $916,000 | $810,000 | More than 10,000,000 |
| 5 Bedroom | $1,198,500 | $1,070,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$103 | $1,037 |
| Home and Two Car | -$182 | $958 |
| Home and Three Car | -$285 | $855 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $700 | $1,082 | $1,782 | $787 | $1,487 | $296 |
| Upper Montclair, NJ | $1,000 | $1,126 | $2,126 | $819 | $1,819 | $308 |
| Prospect Park, NJ | $500 | $953 | $1,453 | $693 | $1,193 | $261 |
| Upper Saddle River, NJ | $2,000 | $786 | $2,786 | $571 | $2,571 | $215 |
| Northvale, NJ | $100 | $1,514 | $1,614 | $1,100 | $1,200 | $414 |
| Far Hills, NJ | $1,500 | $2,345 | $3,845 | $1,704 | $3,204 | $641 |
| Bound Brook, NJ | $400 | $817 | $1,217 | $594 | $994 | $223 |
| Netcong, NJ | $2,000 | $963 | $2,963 | $700 | $2,700 | $263 |
| Keyport, NJ | $300 | $796 | $1,096 | $578 | $878 | $218 |
| Highlands, NY | $2,500 | $726 | $3,226 | $528 | $3,028 | $198 |
| Wantagh, NY | $400 | $836 | $1,236 | $608 | $1,008 | $229 |
| Farmingdale, NJ | $700 | $993 | $1,693 | $722 | $1,422 | $271 |
| Home Insurance Company Upper Montclair, NJ | Homeowners Insurance Agency Upper Montclair, NJ | Address | Popularity Score | Distance from Upper Montclair (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 3.5 | |
| Travelers | The Insurance Center Of North Jersey Inc | Two University Plaza Ste 118, Hackensack, NJ, 7601 | 9.6 | |
| Farmers | Nelson Figueroa | 529 Willow Ave Ste A, Hoboken, NJ, 7030 | 11.2 | |
| Travelers | Lichtenberger Agency Llc | One Harmon Plaza Second Floor, Secaucus, NJ, 7094 | 7.6 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 41.4 | |
| Allstate | Daniel Tichio | 405 Rochelle Ave Fl 2, Rochelle Park, NJ, 7662 | 8.1 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 10.4 | |
| Travelers | Dale Group Inc | 30-A Vreeland Rd Ste 120 Florham Park, Florham Park, NJ, 7932 | 9.7 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 6.3 | |
| Travelers | 1st Financial Insurance Agency Inc | 2040 Millburn Ave Ste 404, Maplewood, NJ, 7040 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,540 | $750 |
| Essex County, NJ | $362,300 | $1,096 | $740 | $1,520 | $780 |
| Upper Montclair, NJ | $726,200 | $1,140 | $760 | $1,620 | $860 |
| Prospect Park, NJ | $259,800 | $965 | $650 | $1,320 | $670 |
| Upper Saddle River, NJ | $920,400 | $795 | $570 | $1,120 | $550 |
| Northvale, NJ | $458,300 | $1,532 | $1,030 | $2,190 | $1,160 |
| Far Hills, NJ | $800,700 | $2,373 | $1,710 | $3,390 | $1,680 |
| Bound Brook, NJ | $270,900 | $827 | $590 | $1,140 | $550 |
| Netcong, NJ | $265,500 | $975 | $690 | $1,370 | $680 |
| Keyport, NJ | $256,500 | $806 | $580 | $1,150 | $570 |
| Highlands, NY | $230,100 | $735 | $510 | $1,010 | $500 |
| Wantagh, NY | $479,400 | $847 | $610 | $1,200 | $590 |
| Farmingdale, NJ | $282,100 | $1,005 | $710 | $1,440 | $730 |