Gavop shows you how to buy homeowners insurance in Albemarle, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Albemarle, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Heathwood Dr, Heritage Dr, State Rd 1421, Noritake Trl, East St, Sprucewood St, Maplewood Ln, Wyatt Rd, State Rd 1422, Old Cottonville Rd | $128,500 | $120,000 | $125,000-$150,000 | $118,000 | $100,000 | $125,000-$150,000 |
| Holbrook Ct, Center St, Canton Rd, Muirfield Dr, State Rd 1440, State Rd 1551, Fernwood Dr, 1785, State Rd 1459, State Rd 1720 | $107,500 | $90,000 | $100,000-$125,000 | $87,000 | $70,000 | $75,000-$100,000 |
| State Rd 1740, N 2nd St, 1640, Washington Ln, Russell Rd, Almond Dr, Gurley St, Rocky River Springs Rd, Hearne St, Yadkin Brick Rd | $129,500 | $110,000 | $100,000-$125,000 | $120,000 | $110,000 | $100,000-$125,000 |
| Collins Dr, Parkwest Dr, Grigg St, State Rd 1511, State Rd 1620, State Rd 1563, Jedor Ln, State Rd 1712, Cagle St, Smokeridge Rd | $151,500 | $130,000 | $125,000-$150,000 | $150,000 | $130,000 | $125,000-$150,000 |
| Jude Rd, State Rd 1984, State Rd 1968, State Rd 1462, 1568, Steakhouse Rd, 1526, E Park Ave, Annie Bell Dr, Alpine Rd | $108,000 | $100,000 | $100,000-$125,000 | $119,000 | $100,000 | $125,000-$150,000 |
| Glenn St, 1634, Blanche St, State Rd 1964, Silvers Ln, State Rd 1458, State Rd 1573, Dalton Ln, Kemp Rd, Old Whitney Rd | $110,000 | $90,000 | $75,000-$100,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Berry Ave, Dogwood Dr, Auten Ave, State Rd 1718, Tower Rd, Lilly Ln, Western Rd, Field Rd, Springhaven Cir, Kates Dr | $233,000 | $190,000 | $200,000-$250,000 | $105,000 | $100,000 | $100,000-$125,000 |
| Smokehouse, 1787, Hollywood Ter, Shaver Rd, Ingold School Rd, Poplins Grove Church Rd, Overbrook Dr, Eastover Ave, Lowell Rd, Maple St | $110,000 | $100,000 | $100,000-$125,000 | $83,500 | $70,000 | $75,000-$100,000 |
| State Rd 1909, State Rd 1257, Reagan Ct, Moss Ln, State Rd 1945, Stonehaven Dr, Old Colony Rd, Azure Ave, Kimrey Rd, Skyline Dr | $124,000 | $120,000 | $125,000-$150,000 | $120,500 | $100,000 | $100,000-$125,000 |
| 1550, Midway Rd, Yadkin St, Coventry Dr, Crown Point Dr, John Deere Dr, Lowder St, Holt Rd, State Rd 1405, Shady Rest Rd | $82,500 | $70,000 | $50,000-$75,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $561 |
| Superior Protection Discount | -$61 | $615 |
| Fire & Security Discount | -$47 | $629 |
| Hail Resistant Roof Discount | -$14 | $663 |
| Newly Constructed Home Discount | -$169 | $507 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,163 |
| Hail Damage | $5,157 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $36,771 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $7,991 |
| Home Insurance Company Albemarle, NC | Homeowners Insurance Agency Albemarle, NC | Address | Popularity Score | Distance from Albemarle (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Swimmer Insurance Agency | 725 Providence Rd, Charlotte, NC, 28207 | 37.4 | |
| Liberty Mutual Independent | Uwharrie Insurance Agency Llc | 134 N Highway 49, Richfield, NC, 28137 | 8.8 | |
| Allstate | Tammie Grisso Dallura | 3815 Tinsley Dr Ste 161, High Point, NC, 27265 | 47.7 | |
| State Farm | Mark Husmillo | 10400 Mallard Creek Rd Ste 250, Charlotte, NC, 28262-5202 | 32.6 | |
| Travelers | Cosaint Insurance | 15720 Brixham Hill Ave Ste 130, Charlotte, NC, 28277 | 42.7 | |
| Allstate | Stephanie Washington | 4801 E Indep Blvd Ste 903, Charlotte, NC, 28212 | 33.6 | |
| Nationwide | Benson & Associates | 8728 Arbor Creek Dr Unit A, Charlotte, NC, 28269-0542 | 33.5 | |
| Allstate | Benny Harris | 1429 E Main St, Albemarle, NC, 28001 | 1.2 | |
| State Farm | David Mcduffie | 8037 Corp Ctr Dr Ste 200, Charlotte, NC, 28226-4550 | 39.9 | |
| Nationwide | Michael Y. Baucom | 300 E Phifer St, Monroe, NC, 28110-3039 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,260 | $660 |
| Stanly County, NC | $133,000 | $758 | $540 | $1,040 | $500 |
| Albemarle, NC | $120,900 | $676 | $450 | $960 | $510 |
| Tyson, NC | $115,300 | $700 | $500 | $960 | $460 |
| Ophir, NC | $121,200 | $728 | $520 | $1,010 | $490 |
| Providence, NC | $171,600 | $783 | $560 | $1,120 | $560 |
| Goose Creek, NC | $220,300 | $915 | $670 | $1,300 | $630 |
| Davidson County, NC | $134,800 | $765 | $540 | $1,060 | $520 |
| Wesley Chapel, NC | $327,800 | $998 | $680 | $1,420 | $740 |
| Level Cross, NC | $128,000 | $759 | $540 | $1,080 | $540 |
| Davidson, NC | $384,000 | $1,452 | $990 | $1,990 | $1,000 |
| Clemmons, NC | $209,400 | $888 | $610 | $1,250 | $640 |