How Can I Make My East Ridge, TN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in East Ridge, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your East Ridge, TN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $85,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $131,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $237,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $341,000 | $300,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in East Ridge, TN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $681 |
| Superior Protection Discount | -$71 | $720 |
| Fire & Security Discount | -$63 | $728 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$158 | $633 |
Choose your East Ridge, TN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near East Ridge, TN | Back to Top
| Home Insurance Company East Ridge, TN | Homeowners Insurance Agency East Ridge, TN | Address | Popularity Score | Distance from East Ridge (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Sinkfield | 1515 Gunbarrel Rd Ste 123, Chattanooga, TN, 37421-3840 | 4.0 | |
| Travelers | Hatchett Insurance | 1807 Bypass Rd, Winchester, TN, 37398 | 49.8 | |
| Allstate | Esther Suggs | 6325 E Brainerd Rd, Chattanooga, TN, 37421 | 2.3 | |
| Travelers | Dickey Mccay Insurance Inc. | 146 Ocoee Street, Copperhill, TN, 37317 | 48.6 | |
| Allstate | Kevin J. Connolly | 5251 Highway 153 Ste B, Hixson, TN, 37343 | 9.0 | |
| Travelers | Tiller Insurance Group Llc | 4810 Aa Hixson Pk, Hixson, TN, 37343 | 8.9 | |
| Liberty Mutual Independent | Rss Insurance | 6236 Airpark Dr, Chattanooga, TN, 37421 | 3.6 | |
| Liberty Mutual Independent | Southern Insurance Associates | 4525 Hixson Pike, Hixson, TN, 37343 | 8.6 | |
| Farmers | Eric Kee Lutcf | 6441 Bonny Oaks Dr Ste B, Chattanooga, TN, 37416 | 6.4 | |
| Farmers | Dale Hughey | 6741 Ringgold Rd Ste H, Chattanooga, TN, 37412 | 2.1 |
Compare Rates for East Ridge, TN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $750 | $1,430 | $680 |
| Hamilton County, TN | $166,100 | $1,006 | $690 | $1,430 | $740 |
| East Ridge, TN | $119,000 | $791 | $580 | $1,090 | $510 |
| Lookout Mountain, TN | $541,400 | $2,520 | $1,790 | $3,580 | $1,790 |
| Dade County, GA | $122,500 | $725 | $490 | $1,020 | $530 |
| Dalton, GA | $117,900 | $816 | $560 | $1,130 | $570 |
| South Pittsburg, TN | $98,600 | $865 | $600 | $1,230 | $630 |
| Sylvania, AL | $101,200 | $996 | $680 | $1,370 | $690 |
| Rhea County, TN | $114,200 | $888 | $600 | $1,230 | $630 |
| Jackson County, AL | $105,000 | $978 | $670 | $1,380 | $710 |
| McCaysville, GA | $153,700 | $836 | $580 | $1,150 | $570 |
| Powell, AL | $82,900 | $878 | $620 | $1,240 | $620 |
| Fort Payne, AL | $116,300 | $911 | $660 | $1,300 | $640 |
Research Home Insurance Companies Reviews in East Ridge, TN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: December 06, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Customer Service with Allstate has been impeccable. I have had no problems communicating with staff or having my questions answered. I am very pleased with Allstate, and I do not plan on changing providers.
American Modern Insurance Home Insurance Reviews
Date: October 16, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
I like the company because I can call in and talk with a rep immediately to make a change of payment mode without a hassle and it is taken care of and I am not hassled by company wanting to make up dates etc.
Travelers Home Insurance Reviews
Date: February 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My insurance company's customer service has been satisfactory, although I have never had a claim. They are available online, through the phone, and through my agent. They are quick to send out communications, and phone wait times aren't too long.