Gavop's guide to buying homeowners insurance in Boyle County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Boyle County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hamilton Ln, Buster Pike S, Bluegrass Pike, W Grubbs Ln, Iron Liege, Pinehill Dr, Church Loop Rd, Lewis Rd, Harmon Ave, Briarcliff Ln | $259,000 | $220,000 | $200,000-$250,000 | $152,000 | $140,000 | $150,000-$175,000 |
| Grabruck St, Divine Rd, Cream Ridge Rd, Worldstown Spr, N Polk St, Valley Rd, Rosel Rd, Wolford Rd, Sir Barton Rd, Brumfield Rd | $94,000 | $90,000 | $100,000-$125,000 | $74,500 | $70,000 | $50,000-$75,000 |
| Stanford Rd, Locklin Ln, Shelby St, Kentucky Ave, Hughes Ln, Queen St, Roy Arnold Blvd, Morris Ct, Jacob Dr, Berwick Dr | $157,500 | $150,000 | $150,000-$175,000 | $129,000 | $110,000 | $100,000-$125,000 |
| E Main St, Shirley Ave, Lisa Dr, Proctor St, Old Stanford Rd, Winterhawk Ln, Arnicar St, Shawnee Rd, Walter Reed Rd, Boyd Ave | $312,000 | $260,000 | $300,000-$350,000 | $190,500 | $160,000 | $150,000-$175,000 |
| Jane Trl, Curtis Rd, Highfield Rd, Lexington Rd, Bate St, Quarry Rd, Ben Ali Dr, Upper Salt River Rd, Taylor Rd, Yukon Ave | $137,000 | $110,000 | $150,000-$175,000 | $81,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $720 |
| Home and Two Car | -$125 | $658 |
| Home and Three Car | -$196 | $587 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Boyle County | $2,500 | $773 | $3,273 | $562 | $3,062 | $211 |
| Boyle County, KY | $1,000 | $773 | $1,773 | $562 | $1,562 | $211 |
| Mackville, KY | $300 | $756 | $1,056 | $549 | $849 | $207 |
| Lincoln County, KY | $700 | $639 | $1,339 | $464 | $1,164 | $175 |
| Lancaster, KY | $300 | $681 | $981 | $495 | $795 | $186 |
| Middleburg, KY | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| South Woodford, KY | $200 | $1,356 | $1,556 | $985 | $1,185 | $370 |
| Lexington-Fayette Southeast, KY | $2,000 | $980 | $2,980 | $712 | $2,712 | $268 |
| Berea, KY | $300 | $754 | $1,054 | $548 | $848 | $206 |
| Waco-Bybee, KY | $1,500 | $720 | $2,220 | $524 | $2,024 | $197 |
| Ford-Boonesborough, KY | $100 | $1,240 | $1,340 | $901 | $1,001 | $339 |
| Estill County, KY | $1,000 | $602 | $1,602 | $437 | $1,437 | $164 |
| Home Insurance Company Boyle County, KY | Homeowners Insurance Agency Boyle County, KY | Address | Popularity Score | Distance from Boyle County (miles) |
|---|---|---|---|---|
| Travelers | The Lancaster Agency Inc | 121 E Main St, Lebanon, KY, 40033 | 21.3 | |
| Travelers | Truepoint Insurance Group | 6287 Taylorsville Rd, Ste 203 , Fisherville, KY, 40023 | 47.4 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 32.7 | |
| Allstate | Amy Hazlett | 216 Skywatch Dr, Danville, KY, 40422 | 4.7 | |
| Travelers | Harris Insurance Inc | 335 Frankfort Rd, Shelbyville, KY, 40065 | 44.8 | |
| State Farm | Rp Lopez | 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537 | 36.9 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 31.0 | |
| Travelers | Turner Insurance Agency Inc | 2460 Rd , Shelbyville, KY, 40065 | 46.5 | |
| Travelers | Turner Insurance Agency Inc | 2460 Shelbyville Rd, Shelbyville, KY, 40065 | 46.5 | |
| Allstate | Sean Shah | 800 E Main St, Frankfort, KY, 40601 | 40.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,280 | $660 |
| Boyle County, KY | $141,100 | $783 | $540 | $1,120 | $580 |
| Boyle County, KY | $141,100 | $783 | $560 | $1,120 | $560 |
| Mackville, KY | $95,000 | $765 | $520 | $1,060 | $540 |
| Lincoln County, KY | $96,100 | $647 | $440 | $890 | $450 |
| Lancaster, KY | $108,700 | $689 | $500 | $950 | $450 |
| Middleburg, KY | $63,000 | $613 | $450 | $880 | $430 |
| South Woodford, KY | $320,400 | $1,372 | $990 | $1,960 | $970 |
| Lexington-Fayette Southeast, KY | $161,800 | $992 | $700 | $1,370 | $670 |
| Berea, KY | $133,400 | $763 | $550 | $1,080 | $530 |
| Waco-Bybee, KY | $121,600 | $729 | $530 | $1,010 | $480 |
| Ford-Boonesborough, KY | $275,800 | $1,255 | $890 | $1,790 | $900 |
| Estill County, KY | $71,000 | $609 | $440 | $850 | $410 |