Gavop shows you how to buy homeowners insurance in Marshall County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $67,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $108,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $155,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $250,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $866 |
| Superior Protection Discount | -$92 | $928 |
| Fire & Security Discount | -$92 | $928 |
| Hail Resistant Roof Discount | -$20 | $999 |
| Newly Constructed Home Discount | -$234 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marshall County | $700 | $1,007 | $1,707 | $732 | $1,432 | $275 |
| Marshall County, AL | $700 | $1,007 | $1,707 | $732 | $1,432 | $275 |
| Arab, AL | $200 | $806 | $1,006 | $586 | $786 | $220 |
| Walnut Grove, AL | $1,500 | $846 | $2,346 | $615 | $2,115 | $231 |
| Ivalee, AL | $400 | $1,255 | $1,655 | $912 | $1,312 | $343 |
| Paint Rock, AL | $1,000 | $939 | $1,939 | $682 | $1,682 | $257 |
| Allgood, AL | $100 | $943 | $1,043 | $685 | $785 | $258 |
| Triana, AL | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Fort Payne, AL | $100 | $900 | $1,000 | $654 | $754 | $246 |
| Henagar, AL | $2,500 | $799 | $3,299 | $581 | $3,081 | $218 |
| Margaret, AL | $200 | $1,202 | $1,402 | $874 | $1,074 | $329 |
| Stevenson, AL | $2,000 | $720 | $2,720 | $524 | $2,524 | $197 |
| Home Insurance Company Marshall County, AL | Homeowners Insurance Agency Marshall County, AL | Address | Popularity Score | Distance from Marshall County (miles) |
|---|---|---|---|---|
| Allstate | Michael Higdon | 1024 Blount Ave, Guntersville, AL, 35976 | 3.1 | |
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 2.9 | |
| State Farm | Tim Barron | 151 Hughes Rd Ste A, Madison, AL, 35758-1100 | 36.2 | |
| Nationwide | Akin & Associates Inc. | 820 Bradley St Sw, Decatur, AL, 35601 | 42.7 | |
| Travelers | Knight Insurance Agency Inc | 815 Bradley St Sw, Decatur, AL, 35601 | 42.7 | |
| State Farm | Mark Mitchell | 17174 Al Highway 75, Henagar, AL, 35978-5662 | 39.7 | |
| State Farm | Lynn Holifield | 1528 Gunter Avenue, Guntersville, AL, 35976-0130 | 2.6 | |
| Allstate | Michael Higdon | 319a Al Highway 75 N, Albertville, AL, 35951 | 7.3 | |
| Travelers | Allison Agency Inc | 8457 Us Hwy 431, Albertville, AL, 35950 | 5.9 | |
| Travelers | Peck-Glasgow Agency Inc | 1612 Hwy 31 Sw, Hartselle, AL, 35640 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $790 | $1,600 | $810 |
| Marshall County, AL | $118,500 | $1,019 | $680 | $1,400 | $720 |
| Marshall County, AL | $118,500 | $1,019 | $740 | $1,450 | $710 |
| Arab, AL | $128,200 | $816 | $550 | $1,120 | $570 |
| Walnut Grove, AL | $79,700 | $856 | $620 | $1,210 | $590 |
| Ivalee, AL | $153,900 | $1,270 | $910 | $1,740 | $830 |
| Paint Rock, AL | $93,800 | $950 | $670 | $1,300 | $630 |
| Allgood, AL | $94,500 | $954 | $680 | $1,310 | $630 |
| Triana, AL | $220,000 | $968 | $650 | $1,350 | $700 |
| Fort Payne, AL | $116,300 | $911 | $610 | $1,290 | $680 |
| Henagar, AL | $73,100 | $809 | $570 | $1,120 | $550 |
| Margaret, AL | $142,200 | $1,217 | $840 | $1,670 | $830 |
| Stevenson, AL | $81,400 | $729 | $520 | $1,010 | $490 |