Gavop's guide to buying homeowners insurance in Buck Swamp, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $111,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $187,500 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $314,000 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $164,500 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $590 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$76 | $618 |
| Hail Resistant Roof Discount | -$14 | $680 |
| Newly Constructed Home Discount | -$153 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wayne County | $2,000 | $679 | $2,679 | $493 | $2,493 | $185 |
| Buck Swamp, NC | $1,500 | $686 | $2,186 | $498 | $1,998 | $187 |
| Micro, NC | $200 | $640 | $840 | $465 | $665 | $175 |
| Saratoga, NC | $2,000 | $547 | $2,547 | $398 | $2,398 | $150 |
| Dry Wells, NC | $200 | $537 | $737 | $391 | $591 | $147 |
| Meadow, NC | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Marks Creek, NC | $300 | $706 | $1,006 | $513 | $813 | $193 |
| Arthur, NC | $1,000 | $672 | $1,672 | $488 | $1,488 | $184 |
| Woodington, NC | $200 | $584 | $784 | $424 | $624 | $160 |
| Coats, NC | $2,000 | $588 | $2,588 | $427 | $2,427 | $161 |
| Red Oak, NC | $100 | $1,011 | $1,111 | $735 | $835 | $276 |
| Leggett, NC | $2,000 | $470 | $2,470 | $342 | $2,342 | $129 |
| Home Insurance Company Buck Swamp, NC | Homeowners Insurance Agency Buck Swamp, NC | Address | Popularity Score | Distance from Buck Swamp (miles) |
|---|---|---|---|---|
| State Farm | Polly Piland | 1160 E Arlington Blvd, Greenville, NC, 27858-5932 | 39.1 | |
| Erie | Hodges Insurance Agency Inc. | 120 N Main Street, Louisburg, NC, 27549 | 44.7 | |
| Erie | The Young Group Of Fuquay | 411 N Judd Parkway Ne Suite A, Fuquay Varina, NC, 27526 | 41.9 | |
| State Farm | Amanda Hagood | 3518 Wade Ave Ste B, Raleigh, NC, 27607-4068 | 42.1 | |
| State Farm | Kevin Garvey | 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402 | 47.5 | |
| Travelers | Raleigh Superior Insurance | 2431 Spring Forest Rd Ste 123, Raleigh, NC, 27615 | 40.4 | |
| Travelers | Turner Elmore Insurance Agency | 201 W Broadway St, Pink Hill, NC, 28572 | 34.2 | |
| Erie | Pelnik Insurance | 100 Ridge View Drive Suite 100, Cary, NC, 27511 | 45.3 | |
| Allstate | Parm Sandhar | 201 Holly Springs Rd, Holly Springs, NC, 27540 | 45.7 | |
| State Farm | Chuck Tickle | 968 High House Rd, Cary, NC, 27513-3574 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Wayne County, NC | $117,000 | $687 | $470 | $950 | $480 |
| Buck Swamp, NC | $143,600 | $694 | $480 | $960 | $480 |
| Micro, NC | $104,800 | $648 | $470 | $920 | $450 |
| Saratoga, NC | $87,200 | $554 | $370 | $760 | $390 |
| Dry Wells, NC | $85,400 | $544 | $360 | $770 | $410 |
| Meadow, NC | $106,400 | $656 | $450 | $900 | $450 |
| Marks Creek, NC | $150,000 | $715 | $490 | $1,020 | $530 |
| Arthur, NC | $121,800 | $680 | $470 | $970 | $500 |
| Woodington, NC | $93,900 | $591 | $420 | $850 | $430 |
| Coats, NC | $94,600 | $595 | $420 | $850 | $430 |
| Red Oak, NC | $198,700 | $1,023 | $740 | $1,400 | $660 |
| Leggett, NC | $73,800 | $476 | $330 | $660 | $330 |