How Can I Make My Little Rock, AR Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Little Rock, AR by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Little Rock, AR Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $64,500 $60,000 $75,000-$100,000
2 Bedroom $168,000 $150,000 $175,000-$200,000
3 Bedroom $196,500 $180,000 $175,000-$200,000
4 Bedroom $228,000 $190,000 $200,000-$250,000
5 Bedroom $161,500 $130,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Little Rock, AR | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$165 $1,015
Superior Protection Discount -$118 $1,062
Fire & Security Discount -$83 $1,098
Hail Resistant Roof Discount -$24 $1,157
Newly Constructed Home Discount -$271 $909

Choose your Little Rock, AR Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,295
Hail Damage $4,524
Wind Damage $6,114
Expensive Claims
Fire $45,570
Smoke $16,386

Identify Top Home Insurance Agents near Little Rock, AR | Back to Top

Home Insurance Company Little Rock, AR Homeowners Insurance Agency Little Rock, AR Address Popularity Score Distance from Little Rock (miles)
Allstate Jay Pace 4720 Camp Robinson Rd Ste D, North Little Rock, AR, 72118
7.2
Allstate Stephen Wall 7600 Highway 107 Ste B, Sherwood, AR, 72120
10.0
Farmers Amy Pavlovic 11610 Pleasant Ridge Rd Ste 108, Little Rock, AR, 72223
5.5
Farmers Pryor Robertson 27 Rahling Cir Ste E, Little Rock, AR, 72223
6.4
Travelers Gleason Insurance Llc 320 Executive Ct Ste 204, Little Rock, AR, 72205
2.6
Travelers Abi Insurance Agency 911 West Grand Avenue, Hot Springs, AR, 71913
43.2
Travelers The Cashion Company Inc 321 Scott St, Little Rock, AR, 72201
5.3
State Farm Alvin Smith 1 Stagecoach Vlg Ste 7, Little Rock, AR, 72210-4751
5.3
Travelers Bancorpsouth Insurance Services Inc 5800 Evergreen, Little Rock, AR, 72225
2.8
Farmers Frank Tombrello 10510 I 30 Ste 5, Little Rock, AR, 72209
4.2

Compare Rates for Little Rock, AR Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Arkansas $118,500 $1,088 $770 $1,510 $740
Pulaski County, AR $148,300 $1,135 $820 $1,570 $750
Little Rock, AR $159,900 $1,180 $810 $1,620 $810
Keo, AR $83,900 $921 $630 $1,280 $650
Barraque, AR $87,400 $938 $680 $1,290 $610
Tull, AR $138,100 $1,176 $830 $1,670 $840
Rankin, AR $119,600 $1,093 $750 $1,510 $760
Darysaw, AR $116,400 $1,078 $780 $1,500 $720
Tennessee, AR $53,600 $761 $530 $1,090 $560
Hickory Plain, AR $81,700 $910 $650 $1,280 $630
Quitman, AR $124,300 $1,114 $770 $1,570 $800
Barton, AR $94,400 $973 $650 $1,370 $720

Research Home Insurance Companies Reviews in Little Rock, AR Before Buying | Back to Top

Share a review on your home insurance company


MetLife Home Insurance Reviews

Date: September 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
With the last lady I spoke with it, was like pulling teeth. As it turned out I have a $1000 deductible and the repair wasn't much more, so I ate it. One just never knows until they try to make a claim.

Date: September 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
With the last lady I spoke with it, was like pulling teeth. As it turned out I have a $1000 deductible and the repair wasn't much more, so I ate it.

Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Never really read all the fine print, guess the only way to know is from experience. Had a claim way back in the 70s, for roof damage and then again in 95, in a different location, for roof replacement. Tried to make a claim a couple of years ago, for something fairly minor, but it was like pulling teeth and was eventually told I wasn't covered, another roof issue. MetLife has been going up each year also, so I should start looking around.


Date: August 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
That's the point I haven't looked up other companies' costs, but I really think I should. I called once to ask why the insurance has been going up a bit for each of the last 4 years or so. Was told folks are making claims, that confused me because I hadn't received and benefits from making a claim. So I guess it's the folks that don't make claims have to subsidize costs for those that do.

Date: July 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I like the interaction of the company because it is very safe, quiet, quality

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is fine, I can look up all my policies and their costs. Homeowner's, car, flood and umbrella.

Nationwide Home Insurance Reviews

Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I do not hear from my insurance company which is just fine with me! If there was a problem, I am sure they would contact me. I know I can always get ahold of them when I need them.

Date: September 24, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
From what I know the premium is a fairly decent one. Again, mine comes out of escrow, so I don't have to pay that bill every month. Even so, I think it's a completely fair amount.

Date: August 20, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Website/App
I have never had a reason to use either. My policy is paid out of escrow and it automatically renews. I know that Nationwide's website is fairly easy to use because I have used it for automobile purposes.

Date: August 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I do have an agent that I work with, and he goes above and beyond for me. For example, he gave me an alarm discount in advance. When I failed to have the alarm installed, he let me keep the discount anyway.

Date: May 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I'm actually not exactly sure what is covered or not. This is not a priority item of mine. Now that I have said that I realize that I probably should know these things. I know that if the house completely burns to the ground, my policy will pay to rebuild it and the fence surrounding my yard up to code.


Travelers Home Insurance Reviews

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Communication
The company always send out documents and also emails me notices about my policy so I get instant access

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
If I have questions customer service is open most of the day. Its also nice to know I can call a claim in anytime

Date: September 03, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Their rates are lower than most companies by a good margin. That why I stick with them because it is consistent

Date: May 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
The website has the phone number listed for all the numbers I need. I can find customer service, billing, and my agents number

Date: December 22, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My house is covered from storms and from theft. I also have coverage on the roof from snow


State Farm Home Insurance Reviews

Date: September 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
State Farm offers really good home coverage, especially for renters. I have a very low premium with a low deductible if there are any issues. I live in Oakland, which is notorious for crime, so having the coverage is peace of mind.

Date: April 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
compared to other companies I am moderately satisfied. nor better or worse than others


Date: February 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
I haven't had the need to deal with the insurance company for any claims but it seems the offerings are in line with other companies. Of course when you do need to make a claim policies become more apparent.


Date: December 12, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
The rates are competitive with other home insurance policies for the same coverage. I am satisfied with the rates that I pay.

Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
I don't actually use the company's website nor do I use their app. However, I love how they are in person so I'm sure if they have an app it would be great.

Farmer's Insurance Home Insurance Reviews

Date: October 16, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
A homeowners insurance deductible is the amount you pay when you need to file a claim for damage

Date: July 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
the premium on my current policy is less than that of my previous one but the deductible is much higher too. i still think the new policy is a better deal.

AAA Home Insurance Reviews

Date: June 06, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Premium
AAA does charge a little more, but you receive so much in your membership, it's difficult to find another company who can beat AAA's.

Liberty Mutual Home Insurance Reviews

Date: December 30, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
it is similar to most other insurance companies in the area. I am extremely satisfied with the company in that regard.

Allstate Home Insurance Reviews

Date: November 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I am satisfied with my current premium. The price is going up for next year which I am unhappy about, but have not shopped around too muc.

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