Gavop shows you how to buy homeowners insurance in Oronoko charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Oronoko charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Ridge Ave, Hamilton St, S Main St, Lake Shore Dr, Erlwood Path, Ragan Rd, Garland Ave, Meadowbrook Ct, N Bluffview Dr, Pioneer Dr | $225,500 | $180,000 | $175,000-$200,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Rose Hill Rd, Cherry Dr, Mattie Ct, Noellyn Dr, E Pitt St, Freehling Rd, E Lemon Creek Rd, E Washington St, E Tudor Rd, Fisher St | $184,000 | $160,000 | $150,000-$175,000 | $167,000 | $140,000 | $125,000-$150,000 |
| E Snow Rd, N Tudor Rd, Lynn Dr, Derby Cir, Mount Tabor Rd, International Ct, College Ave, Intenational Ct, W Hillview Dr, W Lakeland Dr | $140,500 | $130,000 | $125,000-$150,000 | $154,500 | $130,000 | $175,000-$200,000 |
| N Harrison St, S Chapin Ln, Sunset Dr, E Julius St, E Union St, W Pitt St, Ann Dr, N Main St, N Mechanic St, E Madison St | $137,000 | $120,000 | $125,000-$150,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Burgoyne Rd, E Ferry St, Kephart Ln, W Hamilton St, N Bluff St, Shaker Farm Rd, W Mars St, Kimber Ln, S Harrison St, Highland Dr | $176,000 | $140,000 | $175,000-$200,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $561 |
| Superior Protection Discount | -$60 | $608 |
| Fire & Security Discount | -$67 | $601 |
| Hail Resistant Roof Discount | -$20 | $648 |
| Newly Constructed Home Discount | -$154 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berrien County | $2,500 | $748 | $3,248 | $544 | $3,044 | $205 |
| Oronoko charter, MI | $1,500 | $660 | $2,160 | $479 | $1,979 | $180 |
| Sodus, MI | $300 | $768 | $1,068 | $558 | $858 | $210 |
| Harris, IN | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Osolo, IN | $100 | $683 | $783 | $496 | $596 | $187 |
| South Haven charter, MI | $2,500 | $743 | $3,243 | $540 | $3,040 | $203 |
| Constantine, MI | $100 | $712 | $812 | $518 | $618 | $195 |
| Koontz Lake, IN | $2,500 | $763 | $3,263 | $554 | $3,054 | $208 |
| West, IN | $400 | $918 | $1,318 | $667 | $1,067 | $251 |
| Porter County, IN | $2,500 | $905 | $3,405 | $658 | $3,158 | $247 |
| Mendon, MI | $500 | $735 | $1,235 | $534 | $1,034 | $201 |
| Allegan, MI | $2,000 | $653 | $2,653 | $475 | $2,475 | $179 |
| Home Insurance Company Oronoko charter, MI | Homeowners Insurance Agency Oronoko charter, MI | Address | Popularity Score | Distance from Oronoko charter (miles) |
|---|---|---|---|---|
| State Farm | Dave Majerek | 21 N Elm St, Three Oaks, MI, 49128-1600 | 14.4 | |
| Liberty Mutual Independent | Lake-Shores Insurance Agency | 5604 Cleveland Ave, Stevensville, MI, 49127 | 6.7 | |
| State Farm | Lorie Bowers | 68935 Gateway Dr, Edwardsburg, MI, 49112-9491 | 19.8 | |
| State Farm | Jason Vadney | 4078 Red Arrow Hwy, Saint Joseph, MI, 49085-9209 | 8.8 | |
| State Farm | Andrea Olson | 228 Broadway St, South Haven, MI, 49090-1472 | 32.5 | |
| Allstate | Jeff Duncan | 23860 City Center Cir, Mattawan, MI, 49071 | 37.0 | |
| State Farm | Barry Dickinson | 8125 Valleywood Ln Ste B, Portage, MI, 49024-5282 | 44.6 | |
| State Farm | Mike Gilbert | 3045 W John Beers Rd Unit 1, Stevensville, MI, 49127-1115 | 7.8 | |
| State Farm | Tom Mikel | 3430 Hollywood Rd, Saint Joseph, MI, 49085-9551 | 8.0 | |
| State Farm | Ted Kiesling | 4225 W Main St Ste C, Kalamazoo, MI, 49006-2750 | 46.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Berrien County, MI | $140,900 | $758 | $550 | $1,050 | $500 |
| Oronoko charter, MI | $151,300 | $668 | $480 | $920 | $440 |
| Sodus, MI | $137,800 | $777 | $550 | $1,080 | $530 |
| Harris, IN | $210,500 | $864 | $600 | $1,230 | $630 |
| Osolo, IN | $122,100 | $691 | $460 | $990 | $530 |
| South Haven charter, MI | $120,300 | $752 | $530 | $1,080 | $550 |
| Constantine, MI | $100,200 | $721 | $510 | $990 | $480 |
| Koontz Lake, IN | $106,500 | $772 | $520 | $1,100 | $580 |
| West, IN | $162,000 | $929 | $630 | $1,320 | $690 |
| Porter County, IN | $173,100 | $916 | $620 | $1,250 | $630 |
| Mendon, MI | $114,800 | $744 | $540 | $1,030 | $490 |
| Allegan, MI | $94,200 | $661 | $480 | $910 | $430 |