Gavop's guide to buying homeowners insurance in Blacksburg, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $123,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $168,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $242,000 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $708 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$90 | $732 |
| Hail Resistant Roof Discount | -$16 | $806 |
| Newly Constructed Home Discount | -$230 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cherokee County | $700 | $624 | $1,324 | $453 | $1,153 | $170 |
| Blacksburg, SC | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Earl, NC | $200 | $642 | $842 | $467 | $667 | $176 |
| Cleveland County, NC | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Gaston County, NC | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Chester West, SC | $2,500 | $564 | $3,064 | $410 | $2,910 | $154 |
| Rock Hill, SC | $300 | $968 | $1,268 | $704 | $1,004 | $265 |
| Catawba Springs, NC | $1,000 | $879 | $1,879 | $639 | $1,639 | $240 |
| Long View, NC | $500 | $550 | $1,050 | $400 | $900 | $150 |
| Hickory, NC | $700 | $785 | $1,485 | $570 | $1,270 | $214 |
| Sandy Ridge, NC | $100 | $927 | $1,027 | $674 | $774 | $253 |
| Saluda, NC | $2,000 | $1,146 | $3,146 | $833 | $2,833 | $313 |
| Home Insurance Company Blacksburg, SC | Homeowners Insurance Agency Blacksburg, SC | Address | Popularity Score | Distance from Blacksburg (miles) |
|---|---|---|---|---|
| State Farm | Paula White | 2531 Woodruff Rd Ste 109, Simpsonville, SC, 29681-5465 | 47.2 | |
| Allstate | Doug Little | 30 W Liberty St, York, SC, 29745 | 16.1 | |
| Travelers | Macdowell Insurance Agency | 106 Frederick St, Gaffney, SC, 29342 | 9.2 | |
| Liberty Mutual Independent | Gill Insurance | 235 Oakland Ave, Rock Hill, SC, 29730 | 29.1 | |
| Travelers | Edwards Insurance Agency Of Greenville | 4 E. Lee Rd , Taylors, SC, 29687 | 50.0 | |
| State Farm | Nick Brigham | 422 S Main St, Clover, SC, 29710-1424 | 14.8 | |
| Travelers | Sifford-Stine Insurance | 214 S Main St, Clover, SC, 29710 | 14.9 | |
| State Farm | Chesley Ricketts | 515 W Wade Hampton Blvd, Greer, SC, 29650-1444 | 43.9 | |
| Allstate | Stacie Orr | 2096 Woodruff Rd, Greenville, SC, 29607 | 48.0 | |
| Allstate | Kevin Lusk | 319 Garlington Rd Ste C6, Greenville, SC, 29615 | 49.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,400 | $720 |
| Cherokee County, SC | $94,300 | $631 | $450 | $900 | $450 |
| Blacksburg, SC | $67,200 | $823 | $560 | $1,170 | $610 |
| Earl, NC | $105,100 | $650 | $440 | $900 | $460 |
| Cleveland County, NC | $110,500 | $657 | $450 | $930 | $480 |
| Gaston County, NC | $130,700 | $748 | $520 | $1,050 | $530 |
| Chester West, SC | $83,300 | $571 | $410 | $820 | $410 |
| Rock Hill, SC | $154,700 | $980 | $700 | $1,380 | $680 |
| Catawba Springs, NC | $277,200 | $890 | $610 | $1,240 | $630 |
| Long View, NC | $87,800 | $557 | $380 | $790 | $410 |
| Hickory, NC | $141,900 | $794 | $570 | $1,120 | $550 |
| Sandy Ridge, NC | $391,700 | $939 | $630 | $1,330 | $700 |
| Saluda, NC | $244,600 | $1,160 | $840 | $1,610 | $770 |