Gavop's guide to buying homeowners insurance in Haywood County, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $117,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $211,000 | $170,000 | $250,000-$300,000 |
| 5 Bedroom | $284,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $619 |
| Superior Protection Discount | -$75 | $671 |
| Fire & Security Discount | -$82 | $664 |
| Hail Resistant Roof Discount | -$15 | $731 |
| Newly Constructed Home Discount | -$157 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Haywood County | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| Haywood County, TN | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| Henning, TN | $500 | $689 | $1,189 | $500 | $1,000 | $188 |
| Medon, TN | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Garland, TN | $300 | $920 | $1,220 | $668 | $968 | $251 |
| Dyer County, TN | $1,500 | $827 | $2,327 | $601 | $2,101 | $226 |
| Hornsby, TN | $400 | $693 | $1,093 | $503 | $903 | $189 |
| Newbern, TN | $2,000 | $782 | $2,782 | $568 | $2,568 | $214 |
| Burdette, AR | $400 | $803 | $1,203 | $584 | $984 | $220 |
| Mississippi County, AR | $2,000 | $861 | $2,861 | $626 | $2,626 | $235 |
| McNairy County, TN | $100 | $679 | $779 | $493 | $593 | $186 |
| Virginia, MO | $1,000 | $877 | $1,877 | $638 | $1,638 | $240 |
| Home Insurance Company Haywood County, TN | Homeowners Insurance Agency Haywood County, TN | Address | Popularity Score | Distance from Haywood County (miles) |
|---|---|---|---|---|
| Allstate | Josh Roman - Memphis Insurance | 579 S Perkins Rd, Memphis, TN, 38117 | 48.0 | |
| State Farm | Lee Berry | 1014 E Main St, Brownsville, TN, 38012-2648 | 1.8 | |
| Travelers | Lipscomb & Pitts Insurance | 2670 Union Avenue Ext , Suite 200, Memphis, TN, 38112 | 50.0 | |
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 27.5 | |
| State Farm | Kacky Kortenber | 7900 Winchester Rd Ste 101, Memphis, TN, 38125-2396 | 47.2 | |
| State Farm | Kevin White | 2861 Poplar Ave, Memphis, TN, 38111-2023 | 49.6 | |
| Nationwide | David D Milan | 281 Germantown Bend Cove, Cordova, TN, 38018 | 43.3 | |
| Allstate | Realis Sanders | 2650 Thousnd Oks Blvd Ste 1310, Memphis, TN, 38118 | 49.6 | |
| State Farm | Jim Mcadams | 100 N Washington Ave, Brownsville, TN, 38012-2510 | 1.3 | |
| Travelers | Mcdaniel - Whitley, Inc. | 800 Ridgelake Blvd Ste 300, Memphis, TN, 38120 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Haywood County, TN | $104,300 | $746 | $530 | $1,050 | $520 |
| Haywood County, TN | $104,300 | $746 | $540 | $1,050 | $510 |
| Henning, TN | $62,600 | $697 | $510 | $980 | $470 |
| Medon, TN | $105,600 | $893 | $620 | $1,220 | $600 |
| Garland, TN | $116,000 | $931 | $620 | $1,320 | $700 |
| Dyer County, TN | $98,100 | $837 | $590 | $1,180 | $590 |
| Hornsby, TN | $63,300 | $701 | $480 | $970 | $490 |
| Newbern, TN | $81,600 | $791 | $530 | $1,130 | $600 |
| Burdette, AR | $63,200 | $813 | $540 | $1,130 | $590 |
| Mississippi County, AR | $81,400 | $872 | $590 | $1,200 | $610 |
| McNairy County, TN | $87,500 | $687 | $470 | $970 | $500 |
| Virginia, MO | $84,100 | $888 | $640 | $1,230 | $590 |