Gavop shows you how to buy homeowners insurance in Towns, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Towns, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Knob Ln, Olin Hughes Rd, Bear Cub, Flat Gap Rd, Rolling Meadows Ct, Brookhaven Ct, Pope Rd, State Rte 17, Crestview Ter, Sanders Rd | $171,500 | $160,000 | $175,000-$200,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Tipton Hts, River Bank Run, Gumlog Rd, Fox Rd, Mining Gap Con, Mountain Cove Dr, Jack Branch Rd, Garland Dr, Sequoia Dr, Woods Landing Dr | $183,000 | $170,000 | $150,000-$175,000 | $160,000 | $130,000 | $125,000-$150,000 |
| Cynth Creek Rd, Crooked Creek Rd, James Dr, Mathis Rd, Huey Ln, Brown Cir, Lakeview Summit Dr, Terry Rd, Creek Rd, Bryson Dr | $177,500 | $160,000 | $150,000-$175,000 | $137,500 | $130,000 | $100,000-$125,000 |
| Sycamore St, Deer Run Cir, Lovingood Rd, Cecil Garrett Dr, Rd 4749, Wood Lake Cir, Settlement Rd, Hillcrest Spr, Dewitt Rd, Waldroup Rd | $164,500 | $150,000 | $125,000-$150,000 | $80,000 | $60,000 | $50,000-$75,000 |
| W River St, Woods Grove Rd, Byers Creek Rd, Beech Cove Dr, Hiawassee Ests, Bill Brown Cove, Long View Dr, Asheland Cove Dr, Teate Rd, Grouse Cir | $108,500 | $90,000 | $75,000-$100,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $741 |
| Home and Two Car | -$129 | $677 |
| Home and Three Car | -$185 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Towns County | $1,000 | $796 | $1,796 | $578 | $1,578 | $217 |
| Towns, GA | $2,000 | $796 | $2,796 | $578 | $2,578 | $217 |
| Macedonia, GA | $100 | $1,161 | $1,261 | $844 | $944 | $317 |
| Cartoogechaye, NC | $700 | $988 | $1,688 | $718 | $1,418 | $270 |
| Valleytown, NC | $500 | $601 | $1,101 | $437 | $937 | $164 |
| Habersham County, GA | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Turnerville, GA | $100 | $884 | $984 | $643 | $743 | $242 |
| Cashiers, NC | $1,000 | $1,803 | $2,803 | $1,310 | $2,310 | $493 |
| Bryson City, NC | $200 | $682 | $882 | $495 | $695 | $186 |
| Salem, SC | $1,500 | $931 | $2,431 | $676 | $2,176 | $254 |
| Swain County, NC | $300 | $674 | $974 | $489 | $789 | $184 |
| Talmo, GA | $700 | $957 | $1,657 | $696 | $1,396 | $262 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,450 | $760 |
| Towns County, GA | $197,900 | $806 | $550 | $1,110 | $560 |
| Towns, GA | $197,900 | $806 | $580 | $1,140 | $560 |
| Macedonia, GA | $214,400 | $1,175 | $810 | $1,620 | $810 |
| Cartoogechaye, NC | $191,400 | $1,000 | $720 | $1,410 | $690 |
| Valleytown, NC | $105,900 | $608 | $440 | $860 | $420 |
| Habersham County, GA | $137,200 | $892 | $610 | $1,230 | $620 |
| Turnerville, GA | $129,300 | $895 | $650 | $1,270 | $620 |
| Cashiers, NC | $427,900 | $1,825 | $1,330 | $2,610 | $1,280 |
| Bryson City, NC | $113,300 | $690 | $480 | $970 | $490 |
| Salem, SC | $222,500 | $942 | $690 | $1,310 | $620 |
| Swain County, NC | $122,300 | $682 | $460 | $940 | $480 |
| Talmo, GA | $146,900 | $969 | $700 | $1,340 | $640 |