Gavop tells you how to get the best homeowners insurance in Cedar County, NE by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $108,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $112,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $185,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $245,500 | $230,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $769 |
| Superior Protection Discount | -$89 | $804 |
| Fire & Security Discount | -$72 | $822 |
| Hail Resistant Roof Discount | -$27 | $867 |
| Newly Constructed Home Discount | -$215 | $679 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cedar County | $1,500 | $883 | $2,383 | $642 | $2,142 | $241 |
| Cedar County, NE | $2,000 | $883 | $2,883 | $642 | $2,642 | $241 |
| Belden, NE | $400 | $583 | $983 | $424 | $824 | $159 |
| Fairview, SD | $1,500 | $1,250 | $2,750 | $908 | $2,408 | $342 |
| Wayne, NE | $100 | $799 | $899 | $580 | $680 | $218 |
| Pierce County, NE | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Daneville, SD | $500 | $995 | $1,495 | $723 | $1,223 | $272 |
| Springfield, SD | $2,000 | $717 | $2,717 | $521 | $2,521 | $196 |
| Bryan, NE | $500 | $1,249 | $1,749 | $908 | $1,408 | $341 |
| Raymond, NE | $1,000 | $988 | $1,988 | $718 | $1,718 | $270 |
| Hinton, IA | $500 | $894 | $1,394 | $650 | $1,150 | $244 |
| Home Insurance Company Cedar County, NE | Homeowners Insurance Agency Cedar County, NE | Address | Popularity Score | Distance from Cedar County (miles) |
|---|---|---|---|---|
| Travelers | American Allied | 800 Custer Ave, Norfolk, NE, 68701 | 39.3 | |
| Allstate | Mitchell Happ | 802 W Norfolk Ave, Norfolk, NE, 68701 | 40.3 | |
| State Farm | Geri Berg | 1217 W Norfolk Ave, Norfolk, NE, 68701-4940 | 40.4 | |
| State Farm | Stephanie Scoggan | 116 E Main St, Hartington, NE, 68739-5703 | 1.3 | |
| State Farm | Annette Pritchard | 112 E 2nd St, Laurel, NE, 68745-1990 | 14.8 | |
| State Farm | Tom Yaneff | 1000 W. 29th Street, South Sioux City, NE, 68776-3841 | 43.6 | |
| State Farm | Jay Wolfe | 1002 Riverside Blvd Ste 100, Norfolk, NE, 68701-3468 | 39.6 | |
| State Farm | Annette Pritchard | 117 2nd St, Allen, NE, 68710 | 24.8 | |
| State Farm | Rusty Parker | 202 N Pearl St, Wayne, NE, 68787-1902 | 28.5 | |
| State Farm | Annette Pritchard Lutcf | 112 E 2nd Street, Laurel, NE, 68745 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $820 | $1,680 | $860 |
| Cedar County, NE | $113,600 | $894 | $630 | $1,240 | $610 |
| Cedar County, NE | $113,600 | $894 | $630 | $1,270 | $640 |
| Belden, NE | $39,700 | $590 | $420 | $840 | $420 |
| Fairview, SD | $244,000 | $1,265 | $910 | $1,750 | $840 |
| Wayne, NE | $126,800 | $808 | $540 | $1,120 | $580 |
| Pierce County, NE | $102,600 | $840 | $570 | $1,150 | $580 |
| Daneville, SD | $160,000 | $1,007 | $690 | $1,400 | $710 |
| Springfield, SD | $76,800 | $726 | $490 | $990 | $500 |
| Bryan, NE | $151,400 | $1,264 | $870 | $1,810 | $940 |
| Raymond, NE | $102,500 | $1,000 | $720 | $1,380 | $660 |
| Hinton, IA | $165,300 | $905 | $660 | $1,290 | $630 |