Gavop tells you how to get the best homeowners insurance in Oscoda charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oscoda charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Canada St, Virginia St, Tamarack Trl, Loud Dam Rd, Arrowhead Dr, Indian Trl, F41, Windimier Rd, Denise St, Lindholm Rd | $83,000 | $70,000 | $75,000-$100,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Gaston Way, Royal Rd, Grant St, Michigan Ave, Iowa St, Cedar Dr, Towerline Rd, Bissonette, Chalet Ct, Jerry St | $143,500 | $130,000 | $150,000-$175,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Keiser Trl, Hilltop Rd, River St, E Tawas Lake Rd, Chamberlin Dr, Kunze Rd, McNall Dr, Midland Rd, Pierson Trl, 4th St N | $82,000 | $70,000 | $75,000-$100,000 | $84,500 | $70,000 | $75,000-$100,000 |
| Wine Dr, Jerome Ave, James, Harbor St, Oscoda St, Harvy Trl, Timber Dr, Pointe Pl, Ahrens St, Van Ettan Creek Rd | $158,000 | $130,000 | $175,000-$200,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Blake Trl, Doe Rd, N Indian Trl, Alpine Rd, 6th St, Schafer Rd, Roanoak Dr, Saginaw St, Georgia Dr, Bischoff Rd | $91,500 | $80,000 | $75,000-$100,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $536 |
| Superior Protection Discount | -$64 | $574 |
| Fire & Security Discount | -$45 | $593 |
| Hail Resistant Roof Discount | -$19 | $619 |
| Newly Constructed Home Discount | -$166 | $472 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Iosco County | $2,500 | $645 | $3,145 | $469 | $2,969 | $176 |
| Oscoda charter, MI | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Baldwin, MI | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Goodar, MI | $1,500 | $726 | $2,226 | $528 | $2,028 | $198 |
| Burleigh, MI | $300 | $689 | $989 | $500 | $800 | $188 |
| Mentor, MI | $1,000 | $669 | $1,669 | $486 | $1,486 | $183 |
| Cumming, MI | $200 | $702 | $902 | $510 | $710 | $192 |
| Big Creek, MI | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Foster, MI | $500 | $718 | $1,218 | $522 | $1,022 | $196 |
| Ogemaw, MI | $2,000 | $751 | $2,751 | $546 | $2,546 | $205 |
| Atlanta, MI | $100 | $654 | $754 | $475 | $575 | $179 |
| Briley, MI | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Home Insurance Company Oscoda charter, MI | Homeowners Insurance Agency Oscoda charter, MI | Address | Popularity Score | Distance from Oscoda charter (miles) |
|---|---|---|---|---|
| State Farm | Brandon Sutkowi | 446 Court St, West Branch, MI, 48661-9310 | 37.1 | |
| Travelers | Lappan Agency Inc | 180 South Ripley Blvd, Alpena, MI, 49707 | 40.6 | |
| Allstate | Tawas Bay Agency | 108 W State St, East Tawas, MI, 48730 | 13.1 | |
| State Farm | Sean Clarke | 120 S State St, Oscoda, MI, 48750-1633 | 11.3 | |
| State Farm | Christi Neubecker | 305 Bennett St, Rose City, MI, 48654-9587 | 28.2 | |
| State Farm | Roger Lemons | 201 E Main St, Harrisville, MI, 48740-9218 | 18.2 | |
| Allstate | Lois Ann Gibbs | 712 S Brook St, Alpena, MI, 49707 | 40.0 | |
| State Farm | Leo Everitt | 209 N M13, Pinconning, MI, 48650 | 46.9 | |
| Travelers | Kirtland Agency | 401 Morenci St, Mio, MI, 48647 | 31.3 | |
| Travelers | Kirtland Agency | 401 Morenci, Mio, MI, 48647 | 31.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,060 | $510 |
| Iosco County, MI | $89,000 | $653 | $460 | $930 | $470 |
| Oscoda charter, MI | $80,000 | $638 | $430 | $870 | $440 |
| Baldwin, MI | $126,400 | $761 | $530 | $1,080 | $550 |
| Goodar, MI | $109,100 | $735 | $490 | $1,020 | $530 |
| Burleigh, MI | $85,900 | $697 | $500 | $1,000 | $500 |
| Mentor, MI | $75,500 | $677 | $490 | $930 | $440 |
| Cumming, MI | $94,400 | $711 | $480 | $970 | $490 |
| Big Creek, MI | $74,900 | $676 | $470 | $930 | $460 |
| Foster, MI | $104,100 | $727 | $530 | $1,030 | $500 |
| Ogemaw, MI | $125,300 | $760 | $520 | $1,090 | $570 |
| Atlanta, MI | $67,700 | $662 | $470 | $940 | $470 |
| Briley, MI | $85,700 | $696 | $470 | $950 | $480 |