Gavop's guide to buying homeowners insurance in Tomah, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $106,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $154,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $199,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $306,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $538 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$72 | $584 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$164 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $700 | $611 | $1,311 | $444 | $1,144 | $167 |
| Tomah, WI | $2,000 | $648 | $2,648 | $471 | $2,471 | $177 |
| Finley, WI | $100 | $547 | $647 | $398 | $498 | $150 |
| Jackson County, WI | $2,500 | $654 | $3,154 | $475 | $2,975 | $179 |
| Arkdale, WI | $400 | $518 | $918 | $376 | $776 | $141 |
| Levis, WI | $1,500 | $637 | $2,137 | $463 | $1,963 | $174 |
| Viroqua, WI | $400 | $567 | $967 | $412 | $812 | $155 |
| Dewhurst, WI | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Ettrick, WI | $200 | $679 | $879 | $493 | $693 | $185 |
| Grand Marsh, WI | $700 | $468 | $1,168 | $340 | $1,040 | $128 |
| Saratoga, WI | $300 | $614 | $914 | $446 | $746 | $168 |
| Delton, WI | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Home Insurance Company Tomah, WI | Homeowners Insurance Agency Tomah, WI | Address | Popularity Score | Distance from Tomah (miles) |
|---|---|---|---|---|
| State Farm | Lou Mindar | 830 N Main St Ste B, Viroqua, WI, 54665-1177 | 35.1 | |
| Allstate | Lentz & Andres Insurance Agency Inc. | 510 K St, Reedsburg, WI, 53959 | 40.0 | |
| State Farm | Jeff Holthaus | 601 N Superior Ave Ste 8, Tomah, WI, 54660-1589 | 0.4 | |
| Farmers | John Volgren | 136 N Water St, Sparta, WI, 54656 | 15.7 | |
| Allstate | Et Inc Of Wisconsin | 197 S Main St, Richland Center, WI, 53581 | 45.5 | |
| State Farm | Scott Davis | 920 W Wisc St, Sparta, WI, 54656-4217 | 15.3 | |
| Erie | Richards Insurance Agency Llc | 24824 State Hwy 58, Richland Center, WI, 53581 | 46.1 | |
| Travelers | Hofmeister Ins Agency Inc | 806 Water Ave, Hillsboro, WI, 54634 | 24.7 | |
| Travelers | The Kosin Agency | 2005 Crooked Ave, Holmen, WI, 54636 | 37.6 | |
| Travelers | Robertson Ryan & Associates Inc | 602 State St, La Crosse, WI, 54601 | 39.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $500 | $940 | $440 |
| Monroe County, WI | $144,100 | $619 | $410 | $850 | $440 |
| Tomah, WI | $120,900 | $656 | $440 | $930 | $490 |
| Finley, WI | $110,000 | $554 | $380 | $760 | $380 |
| Jackson County, WI | $129,400 | $662 | $480 | $920 | $440 |
| Arkdale, WI | $100,000 | $524 | $380 | $730 | $350 |
| Levis, WI | $147,500 | $645 | $430 | $890 | $460 |
| Viroqua, WI | $117,100 | $574 | $420 | $810 | $390 |
| Dewhurst, WI | $173,600 | $692 | $470 | $950 | $480 |
| Ettrick, WI | $170,200 | $687 | $470 | $980 | $510 |
| Grand Marsh, WI | $85,300 | $474 | $340 | $680 | $340 |
| Saratoga, WI | $136,100 | $621 | $450 | $850 | $400 |
| Delton, WI | $188,100 | $714 | $480 | $1,010 | $530 |