Gavop tells you how to get the best homeowners insurance in Iron Mountain, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $107,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $137,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $191,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $306,500 | $260,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$57 | $580 |
| Home and Two Car | -$108 | $529 |
| Home and Three Car | -$159 | $478 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Iron Mountain, MI | Homeowners Insurance Agency Iron Mountain, MI | Address | Popularity Score | Distance from Iron Mountain (miles) |
|---|---|---|---|---|
| State Farm | Jon Lasater | 333 Carpenter Avenue, Kingsford, MI, 49802 | 0.7 | |
| Travelers | Iron Range Agency | 101 North Main St, Ishpeming, MI, 49849 | 49.5 | |
| State Farm | Chris Hanley | 521 S Stephenson Ave, Iron Mountain, MI, 49801-3424 | 0.7 | |
| Farmers | Michael Pietila | 500 S Stephenson Ave Ste 100, Iron Mountain, MI, 49801 | 0.7 | |
| State Farm | Marla Shamion | 224 W Adams St, Iron River, MI, 49935-1433 | 33.4 | |
| Allstate | Central Insurance Agency | 119 W Division St, Ishpeming, MI, 49849 | 49.3 | |
| State Farm | Mike Sands | 331 N 30th St, Escanaba, MI, 49829-1381 | 47.2 | |
| Liberty Mutual Independent | Njk Management Inc | 119 W Division St, Ishpeming, MI, 49849 | 49.3 | |
| Liberty Mutual Independent | Upper Peninsula Insurance Agency | 100 S Carpenter Ave, Kingsford, MI, 49802 | 1.5 | |
| State Farm | Dennis Olson | 2717 N Lincoln Rd, Escanaba, MI, 49829-9569 | 47.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Dickinson County, MI | $92,100 | $658 | $470 | $930 | $460 |
| Iron Mountain, MI | $79,700 | $637 | $430 | $910 | $480 |
| Quinnesec, MI | $82,200 | $690 | $500 | $960 | $460 |
| Homestead, WI | $119,600 | $580 | $400 | $800 | $400 |
| Breen, MI | $96,900 | $716 | $480 | $1,010 | $530 |
| Gaastra, MI | $48,100 | $619 | $430 | $850 | $420 |
| Wabeno, WI | $126,300 | $598 | $420 | $860 | $440 |
| Humboldt, MI | $119,800 | $752 | $540 | $1,040 | $500 |
| Stephenson, WI | $133,300 | $614 | $440 | $880 | $440 |
| Escanaba, MI | $82,500 | $642 | $440 | $920 | $480 |
| Porterfield, WI | $152,600 | $656 | $450 | $930 | $480 |
| Brampton, MI | $150,000 | $794 | $540 | $1,090 | $550 |