Gavop's guide to buying homeowners insurance in Page County, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Page County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cross Creek Rd Exd, Little Green Mtn Rd, Old Mine Rd, Meade St, Aleshire Hollow Dr, Ida Rd, Paradise Ln, US Hwy 340 S, Sedwick Rd, S Antioch Rd | $251,000 | $240,000 | $200,000-$250,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Hinton Rd, US Hwy 211 Bus, Lisa Ln, Egypt Bend Rd, Parkview Est Ln, S Broad St, Skyview Dr, State Rte 603, Hawksbill Pines Rd, State Rte 631 | $119,500 | $110,000 | $125,000-$150,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Woodland Ln, State Rte 682, Rinaca Ln, Riverside Dr, Piney Hill Rd, State Rte 636, Hamburg Rd, Woodland Ct, State Rte 678, Basin Hollow Rd | $127,500 | $110,000 | $125,000-$150,000 | $153,500 | $140,000 | $175,000-$200,000 |
| Yagers Rd, Marcias Cir, Zion Hill Ln, Sunrise Dr, Stonewall Ln, Stonyman Rd, Wagon Trail Ln, Aylor Grubbs Ave, Cottage Dr, Masonic Dr | $154,000 | $140,000 | $150,000-$175,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Edgewood Dr, Donovan Rd, Bicentennial Ln, Riverbend Rd, Bailey's Cir, Buds Ln, Keystone Rd, River Rd, Cedar Point Rd, Wilson Ave | $262,000 | $230,000 | $200,000-$250,000 | $152,500 | $130,000 | $150,000-$175,000 |
| Eden Rd, State Rte 611, Mockingbird Ln, Heather Ln, Page Valley Rd, Blainesville Rd, Bitter Root Dr, Dry Creek Rd, Lyn-Mar Rd, State Rte 656 | $130,000 | $110,000 | $125,000-$150,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Lake Dr, Ida Loop Exd, Scenic Ct, Acorn Springs Ln, Grand View Dr, Cubbage Hollow Rd, Serenity Ridge Rd, Hardwood Hill, Park View Ln, Moyer | $193,000 | $160,000 | $175,000-$200,000 | $149,500 | $130,000 | $150,000-$175,000 |
| Rte 718, Cross Creek Rd, Almond Dr, Piney Mountain Rd, Paul Ln, Smelser Dr, Knotts Ln, Forrest Dr, Liberty Ave, Alcove Ln | $231,000 | $200,000 | $250,000-$300,000 | $232,500 | $200,000 | $250,000-$300,000 |
| Rosser Dr, Chrisman Rd, Roy Ln, Grindstone Mtn View Rd, Egypt Bend Rd, Fox Hollow Rd, Riverside Ct, Four Corners Ln, Thoroughfare Rd, Hulse Rd | $193,000 | $160,000 | $175,000-$200,000 | $172,000 | $140,000 | $150,000-$175,000 |
| Country Rd, Gale Ln, Comer Ln, Ernie's Ln, Newport Rd, S Lake View Dr, Huckleberry, Yagers Ln, Cobblestone Ln, Ferrell Ln | $265,500 | $250,000 | $250,000-$300,000 | $116,500 | $110,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $565 |
| Superior Protection Discount | -$61 | $620 |
| Fire & Security Discount | -$75 | $606 |
| Hail Resistant Roof Discount | -$14 | $668 |
| Newly Constructed Home Discount | -$184 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Page County | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Page County, VA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Sperryville, VA | $200 | $914 | $1,114 | $664 | $864 | $250 |
| Bridgewater, VA | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Grottoes, VA | $200 | $783 | $983 | $569 | $769 | $214 |
| Fauquier County, VA | $2,500 | $1,025 | $3,525 | $745 | $3,245 | $280 |
| Shawnee, VA | $200 | $788 | $988 | $573 | $773 | $215 |
| Frederick County, VA | $1,000 | $883 | $1,883 | $642 | $1,642 | $241 |
| Clarke County, VA | $100 | $870 | $970 | $632 | $732 | $238 |
| Samuel Miller, VA | $1,000 | $920 | $1,920 | $669 | $1,669 | $251 |
| Russell, VA | $100 | $1,130 | $1,230 | $821 | $921 | $309 |
| Gainesboro, VA | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Home Insurance Company Page County, VA | Homeowners Insurance Agency Page County, VA | Address | Popularity Score | Distance from Page County (miles) |
|---|---|---|---|---|
| Erie | The Mccartney Insurance Group Llc | 108 W Washington Street Suite 204, Middleburg, VA, 20117 | 47.1 | |
| State Farm | Jeff Rebich | 9980 Spotswood Trail, Mcgaheysville, VA, 22840-2421 | 21.6 | |
| State Farm | Andrew Frizzle | 7320 Hrtg Vlg Plz Ste 102, Gainesville, VA, 20155-3079 | 49.5 | |
| State Farm | Brenda Parsons | 113 E King St, Strasburg, VA, 22657-2238 | 26.2 | |
| Allstate | Insure All Llc | 714 E Main St, Stanley, VA, 22851 | 3.4 | |
| Allstate | Insure All Llc | 714 E Main St, Stanley, VA, 22851 | 3.4 | |
| Allstate | Alice Miller | 568 Waterloo Rd Ste 104, Warrenton, VA, 20186 | 37.3 | |
| Travelers | Partlow Insurance Agency | 2333 N Frederick Pike, Winchester, VA, 22603 | 44.4 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 45.3 | |
| State Farm | Doug Veach | 910 S Main Street, Woodstock, VA, 22664-1122 | 16.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,340 | $690 |
| Page County, VA | $172,200 | $681 | $490 | $950 | $460 |
| Page County, VA | $172,200 | $681 | $490 | $930 | $440 |
| Sperryville, VA | $234,500 | $925 | $630 | $1,320 | $690 |
| Bridgewater, VA | $220,000 | $759 | $550 | $1,070 | $520 |
| Grottoes, VA | $165,000 | $793 | $580 | $1,130 | $550 |
| Fauquier County, VA | $370,000 | $1,038 | $740 | $1,470 | $730 |
| Shawnee, VA | $254,300 | $798 | $570 | $1,130 | $560 |
| Frederick County, VA | $239,100 | $894 | $620 | $1,270 | $650 |
| Clarke County, VA | $333,100 | $880 | $610 | $1,220 | $610 |
| Samuel Miller, VA | $432,800 | $931 | $640 | $1,290 | $650 |
| Russell, VA | $381,700 | $1,144 | $810 | $1,610 | $800 |
| Gainesboro, VA | $246,400 | $790 | $560 | $1,120 | $560 |