Gavop's guide to buying homeowners insurance in Roseland, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $143,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $332,500 | $310,000 | $250,000-$300,000 |
| 4 Bedroom | $343,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $731,500 | $690,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $645 |
| Superior Protection Discount | -$69 | $699 |
| Fire & Security Discount | -$69 | $699 |
| Hail Resistant Roof Discount | -$15 | $752 |
| Newly Constructed Home Discount | -$192 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sonoma County | $2,000 | $1,367 | $3,367 | $993 | $2,993 | $373 |
| Roseland, CA | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Bodega, CA | $500 | $546 | $1,046 | $397 | $897 | $149 |
| Temelec, CA | $2,000 | $1,261 | $3,261 | $916 | $2,916 | $345 |
| Cloverdale-Geyserville, CA | $100 | $917 | $1,017 | $666 | $766 | $251 |
| Hidden Valley Lake, CA | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| Timber Cove, CA | $300 | $1,246 | $1,546 | $905 | $1,205 | $340 |
| Ross Valley, CA | $1,500 | $930 | $2,430 | $676 | $2,176 | $254 |
| Larkspur, CA | $200 | $945 | $1,145 | $687 | $887 | $258 |
| Clearlake Oaks, CA | $1,500 | $540 | $2,040 | $393 | $1,893 | $148 |
| Alhambra Valley, CA | $300 | $2,408 | $2,708 | $1,750 | $2,050 | $658 |
| Home Insurance Company Roseland, CA | Homeowners Insurance Agency Roseland, CA | Address | Popularity Score | Distance from Roseland (miles) |
|---|---|---|---|---|
| State Farm | Manuel Morillo | 1240 Anderson Dr Ste 102, Suisun City, CA, 94585-3766 | 40.1 | |
| State Farm | Thierry Hugand | 1952 Union St Ste 1, San Francisco, CA, 94123-4226 | 45.6 | |
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 2.2 | |
| State Farm | Daniel Lapicola | 1550 Parkside Dr Ste 110, Walnut Creek, CA, 94596-3532 | 50.0 | |
| Liberty Mutual Independent | Moc Insurance Services | 44 Montgomery St, Ste 1700 San Francisco, San Francisco, CA, 94104 | 46.7 | |
| State Farm | Anea Kamahele | 730 W Napa St, Sonoma, CA, 95476-6413 | 16.1 | |
| Allstate | Jennifer Nott Torres | 3030 Larkin St Ste A, San Francisco, CA, 94109 | 45.3 | |
| Farmers | Luz Cisneros | 1250 45th St Ste 200, Emeryville, CA, 94608 | 46.9 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 16.8 | |
| Liberty Mutual Independent | Brady-Harbord-Payne | 3608 Grand Avenue, Suite 2, Oakland, CA, 94610 | 49.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Roseland, CA | $346,600 | $768 | $570 | $1,040 | $470 |
| Bodega, CA | $1,564,500 | $552 | $410 | $750 | $340 |
| Temelec, CA | $440,500 | $1,276 | $940 | $1,740 | $800 |
| Cloverdale-Geyserville, CA | $445,900 | $928 | $690 | $1,260 | $570 |
| Hidden Valley Lake, CA | $257,000 | $678 | $500 | $920 | $420 |
| Timber Cove, CA | $437,500 | $1,261 | $930 | $1,710 | $780 |
| Ross Valley, CA | $1,096,200 | $941 | $700 | $1,280 | $580 |
| Larkspur, CA | $1,181,400 | $956 | $710 | $1,300 | $590 |
| Clearlake Oaks, CA | $124,700 | $547 | $400 | $740 | $340 |
| Alhambra Valley, CA | $937,500 | $2,437 | $1,800 | $3,310 | $1,510 |