Gavop's guide to buying homeowners insurance in Fox Lake, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fox Lake, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mariner Ln S, Mariner Ln N, S Springside Dr, Marsh Meadow Ln, S State Rte 59, Rainier Way, W Moraine Dr, Faith Ct, Wentworth Dr, Concord Cir | $149,500 | $120,000 | $100,000-$125,000 | $133,000 | $130,000 | $100,000-$125,000 |
| Leisure Dr, 1st Ave, Laneview Dr, Jackson Ct, N Nokomis Trl, Neptune Cove, Springbrook Ct, N Rosewood Ave, Tremont Rd, W Central Rd | $122,000 | $100,000 | $100,000-$125,000 | $156,000 | $140,000 | $125,000-$150,000 |
| Dena Ave, N Beechwood Ave, Edison Ct, W Parkview Pl, W Grant St, N 3rd Ave, Bakers Dr, Tweed Rd, Rand Ave, Trillium Way | $137,500 | $110,000 | $150,000-$175,000 | $90,000 | $80,000 | $100,000-$125,000 |
| Rand Ct, N Overlook Trl, Juniper Dr, W Anchorage Ln, Birch St, W Sycamore Rd, Monroe Ave, Glen Ayre St, Doe Ln, Clarendon | $211,000 | $180,000 | $200,000-$250,000 | $223,500 | $200,000 | $200,000-$250,000 |
| N Lotus Ave, N Fischer Dr, Cora Ave, N Berkshire Ln, N State Park Rd, N Forest Ln, Overlook Trl, Weathervane Ln, Granada Ln, Shoreline Dr | $218,000 | $190,000 | $200,000-$250,000 | $124,000 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $596 |
| Home and Two Car | -$104 | $544 |
| Home and Three Car | -$149 | $499 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Fox Lake, IL | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Grandwood Park, IL | $300 | $792 | $1,092 | $575 | $875 | $216 |
| Williams Bay, WI | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Caledonia, WI | $400 | $660 | $1,060 | $479 | $879 | $180 |
| New Trier, IL | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| St. Charles, IL | $500 | $972 | $1,472 | $706 | $1,206 | $266 |
| Eagle, WI | $1,500 | $885 | $2,385 | $643 | $2,143 | $242 |
| Turtle, WI | $100 | $664 | $764 | $482 | $582 | $181 |
| Delafield, WI | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Cook County, IL | $500 | $881 | $1,381 | $640 | $1,140 | $241 |
| Helenville, WI | $1,500 | $665 | $2,165 | $483 | $1,983 | $182 |
| Home Insurance Company Fox Lake, IL | Homeowners Insurance Agency Fox Lake, IL | Address | Popularity Score | Distance from Fox Lake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Wolf Point Advisors | 35 E Wacker Dr Ste 3800, Chicago, IL, 60601 | 46.9 | |
| Allstate | Jay Marino | 6440 Main St Ste 140, Woodridge, IL, 60517 | 45.8 | |
| Farmers | Florentina Hainal-Roman | 7777 N Caldwell Ave Ste 108, Niles, IL, 60714 | 34.4 | |
| Farmers | Allen Morgen | 8432 Waukegan Rd, Morton Grove, IL, 60053 | 33.4 | |
| State Farm | Chad Arnold | 432 Lake St, Antioch, IL, 60002-1406 | 5.5 | |
| Travelers | Rally Insurance Group Inc | 31632 Ellis Dr 112, Volo, IL, 60073 | 7.5 | |
| Liberty Mutual Independent | Schatz & Associates Inc. | 500 Park Ave Ste 201, Lake Villa, IL, 60046 | 5.9 | |
| State Farm | Jill Willey | 6739 Cermak Rd, Berwyn, IL, 60402-2216 | 44.5 | |
| State Farm | Brian Budil | 4 N Deer Point Rd Ste 1007, Hainesville, IL, 60030-3814 | 8.4 | |
| State Farm | Lynn Seger | 631 E Grant Hwy, Marengo, IL, 60152-3431 | 24.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,220 | $600 |
| Lake County, IL | $251,400 | $926 | $640 | $1,280 | $640 |
| Fox Lake, IL | $142,400 | $648 | $470 | $910 | $440 |
| Grandwood Park, IL | $243,600 | $801 | $580 | $1,140 | $560 |
| Williams Bay, WI | $259,400 | $794 | $530 | $1,100 | $570 |
| Caledonia, WI | $190,700 | $668 | $480 | $950 | $470 |
| New Trier, IL | $777,100 | $734 | $540 | $1,050 | $510 |
| St. Charles, IL | $307,300 | $984 | $680 | $1,390 | $710 |
| Eagle, WI | $343,000 | $896 | $600 | $1,230 | $630 |
| Turtle, WI | $161,400 | $672 | $460 | $920 | $460 |
| Delafield, WI | $382,900 | $820 | $560 | $1,140 | $580 |
| Cook County, IL | $227,400 | $892 | $600 | $1,280 | $680 |
| Helenville, WI | $161,800 | $673 | $480 | $920 | $440 |