Gavop's guide to buying homeowners insurance in Tate, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $116,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $122,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $139,500 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $379,500 | $350,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $552 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$72 | $584 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$184 | $473 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clermont County | $2,500 | $732 | $3,232 | $532 | $3,032 | $200 |
| Tate, OH | $2,000 | $649 | $2,649 | $471 | $2,471 | $177 |
| Camp Dennison, OH | $200 | $794 | $994 | $577 | $777 | $217 |
| Concorde Hills, OH | $700 | $1,506 | $2,206 | $1,094 | $1,794 | $411 |
| Dodson, OH | $300 | $594 | $894 | $432 | $732 | $162 |
| Blue Ash, OH | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Lynchburg, OH | $500 | $596 | $1,096 | $433 | $933 | $163 |
| Morrow, OH | $1,000 | $715 | $1,715 | $520 | $1,520 | $195 |
| Wayne, OH | $100 | $720 | $820 | $523 | $623 | $197 |
| Rabbit Hash, KY | $700 | $1,128 | $1,828 | $820 | $1,520 | $308 |
| Rising Sun, IN | $400 | $743 | $1,143 | $540 | $940 | $203 |
| East Enterprise, IN | $700 | $767 | $1,467 | $557 | $1,257 | $210 |
| Home Insurance Company Tate, OH | Homeowners Insurance Agency Tate, OH | Address | Popularity Score | Distance from Tate (miles) |
|---|---|---|---|---|
| State Farm | Jeff Knight | 1014 Hospital Dr Ste 4, Batavia, OH, 45103-1994 | 9.3 | |
| Allstate | Robert Nicely | 1369 W Ohio Pike Unit 4, Amelia, OH, 45102 | 9.3 | |
| Travelers | Albers Insurance Agency | 9200 Montgomery Rd Ste 9b, Cincinnati, OH, 45242 | 23.1 | |
| State Farm | Mark Redmond | 7225 Colerain Ave Ste 202, Cincinnati, OH, 45239-5364 | 31.6 | |
| State Farm | Ron Petty | 1180 Nilles Rd Ste 4, Fairfield, OH, 45014-2953 | 35.5 | |
| State Farm | Bob Donnelly | 2063 Beechmont Ave Ste 2, Cincinnati, OH, 45230-1699 | 18.2 | |
| State Farm | Jack Valz | 312 Main St, Milford, OH, 45150-1126 | 18.6 | |
| State Farm | John Gasparec | 3496 Ballymore Ct, Cincinnati, OH, 45245-3096 | 9.8 | |
| State Farm | Chris Champ | 5409 Dixie Hwy, Fairfield, OH, 45014-4107 | 34.9 | |
| Nationwide | Kevin L Sullivan Inc | 8006 Beechmont Ave, Cincinnati, OH, 45255-3144 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $980 | $500 |
| Clermont County, OH | $160,600 | $741 | $530 | $1,050 | $520 |
| Tate, OH | $132,400 | $657 | $450 | $930 | $480 |
| Camp Dennison, OH | $182,500 | $804 | $540 | $1,100 | $560 |
| Concorde Hills, OH | $465,600 | $1,524 | $1,080 | $2,090 | $1,010 |
| Dodson, OH | $92,100 | $601 | $430 | $850 | $420 |
| Blue Ash, OH | $243,100 | $756 | $510 | $1,070 | $560 |
| Lynchburg, OH | $92,500 | $603 | $410 | $850 | $440 |
| Morrow, OH | $140,900 | $724 | $530 | $1,030 | $500 |
| Wayne, OH | $221,600 | $728 | $520 | $1,030 | $510 |
| Rabbit Hash, KY | $225,000 | $1,142 | $820 | $1,590 | $770 |
| Rising Sun, IN | $100,700 | $752 | $540 | $1,070 | $530 |
| East Enterprise, IN | $107,400 | $776 | $520 | $1,070 | $550 |