Gavop tells you how to get the best homeowners insurance in Oak Grove, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $168,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $305,500 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $343,000 | $320,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $602 |
| Superior Protection Discount | -$73 | $653 |
| Fire & Security Discount | -$58 | $668 |
| Hail Resistant Roof Discount | -$15 | $711 |
| Newly Constructed Home Discount | -$160 | $566 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexington County | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Oak Grove, SC | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Dentsville, SC | $200 | $695 | $895 | $505 | $705 | $190 |
| Livingston, SC | $2,000 | $642 | $2,642 | $467 | $2,467 | $176 |
| Ridge Spring, SC | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Boykin, SC | $2,000 | $769 | $2,769 | $559 | $2,559 | $210 |
| Cordova, SC | $100 | $888 | $988 | $645 | $745 | $243 |
| Whitmire, SC | $2,000 | $346 | $2,346 | $251 | $2,251 | $95 |
| Pinewood, SC | $100 | $579 | $679 | $421 | $521 | $158 |
| Williston, SC | $700 | $806 | $1,506 | $586 | $1,286 | $220 |
| South Sumter, SC | $200 | $289 | $489 | $210 | $410 | $79 |
| Paxville, SC | $2,000 | $510 | $2,510 | $370 | $2,370 | $139 |
| Home Insurance Company Oak Grove, SC | Homeowners Insurance Agency Oak Grove, SC | Address | Popularity Score | Distance from Oak Grove (miles) |
|---|---|---|---|---|
| Allstate | Andrew Siders | 556 Silver Bluff Rd, Aiken, SC, 29803 | 46.5 | |
| Nationwide | Pitts Insurance Team Llc | 2640 Gervais St Ste D, Columbia, SC, 29204 | 8.2 | |
| Allstate | Michael Farrell | 611 Lady St Unit 100, Columbia, SC, 29201 | 5.9 | |
| State Farm | Larry Lucas | 2100 Gervais Street, Columbia, SC, 29204-1806 | 7.4 | |
| Nationwide | Tonya D Parks | 9300 Two Notch Rd -N, Columbia, SC, 29223 | 15.0 | |
| Travelers | Independent Insurance Brokers Inc | 7321 Saint Andrews Rd, Irmo, SC, 29063 | 7.2 | |
| State Farm | Jessica Hogan | 1950 Bush River Road Suite 3, Columbia, SC, 29210-6800 | 3.6 | |
| Allstate | Sidney Lyles | 11134 Broad River Rd Ste 202, Irmo, SC, 29063 | 12.8 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 7.4 | |
| Travelers | Russell Massey & Company | 1320 Elmwood Ave, Columbia, SC, 29201 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,410 | $690 |
| Lexington County, SC | $148,400 | $948 | $680 | $1,340 | $660 |
| Oak Grove, SC | $126,800 | $726 | $490 | $1,000 | $510 |
| Dentsville, SC | $109,700 | $703 | $480 | $970 | $490 |
| Livingston, SC | $94,200 | $650 | $440 | $890 | $450 |
| Ridge Spring, SC | $85,900 | $590 | $420 | $840 | $420 |
| Boykin, SC | $113,000 | $778 | $560 | $1,100 | $540 |
| Cordova, SC | $132,700 | $899 | $650 | $1,240 | $590 |
| Whitmire, SC | $55,900 | $350 | $240 | $490 | $250 |
| Pinewood, SC | $85,400 | $586 | $400 | $830 | $430 |
| Williston, SC | $75,300 | $816 | $590 | $1,160 | $570 |
| South Sumter, SC | $49,300 | $293 | $210 | $400 | $190 |
| Paxville, SC | $76,200 | $516 | $370 | $720 | $350 |