Gavop's guide to buying homeowners insurance in Clark County, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $156,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $217,000 | $180,000 | $175,000-$200,000 |
| 4 Bedroom | $211,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $295,000 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $519 |
| Superior Protection Discount | -$56 | $562 |
| Fire & Security Discount | -$43 | $575 |
| Hail Resistant Roof Discount | -$12 | $606 |
| Newly Constructed Home Discount | -$124 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $1,000 | $610 | $1,610 | $444 | $1,444 | $167 |
| Clark County, NV | $2,000 | $610 | $2,610 | $444 | $2,444 | $167 |
| Nellis AFB, NV | $500 | $316 | $816 | $230 | $730 | $86 |
| Whitney, NV | $1,000 | $671 | $1,671 | $488 | $1,488 | $183 |
| Paradise, NV | $200 | $671 | $871 | $488 | $688 | $183 |
| Enterprise, NV | $2,000 | $631 | $2,631 | $459 | $2,459 | $173 |
| Summerlin South, NV | $500 | $760 | $1,260 | $552 | $1,052 | $208 |
| Clark, NV | $1,000 | $668 | $1,668 | $485 | $1,485 | $183 |
| Blue Diamond, NV | $500 | $875 | $1,375 | $636 | $1,136 | $239 |
| Boulder City, NV | $1,000 | $617 | $1,617 | $448 | $1,448 | $168 |
| Indian Springs, NV | $1,500 | $439 | $1,939 | $319 | $1,819 | $120 |
| Home Insurance Company Clark County, NV | Homeowners Insurance Agency Clark County, NV | Address | Popularity Score | Distance from Clark County (miles) |
|---|---|---|---|---|
| State Farm | Mario Giannini | 9484 W Lake Mead Blvd Ste 7, Las Vegas, NV, 89134-8339 | 16.1 | |
| State Farm | Eric James | 1350 E Flamingo Rd Ste 14, Las Vegas, NV, 89119-9321 | 9.7 | |
| State Farm | Fred Mcmahon | 3430 E Tropicana Ave Ste 31, Las Vegas, NV, 89121-7347 | 9.2 | |
| Allstate | Weston Philpot Iii | 8053 N Durango Dr Ste 130, Las Vegas, NV, 89131 | 16.1 | |
| Allstate | William Duran | 6731 W Alexander Rd Ste 106, Las Vegas, NV, 89108 | 12.9 | |
| Allstate | Debbie Gault | 1017 S Cimarron Rd, Las Vegas, NV, 89145 | 14.8 | |
| State Farm | Chade Nehring | 4735 S Durango Dr Ste 110, Las Vegas, NV, 89147-8164 | 16.7 | |
| State Farm | Jana Barr | 3350 Novat Street, Las Vegas, NV, 89129-8718 | 17.7 | |
| State Farm | Leonel Alberto | 4730 E Sahara Ave Ste A, Las Vegas, NV, 89104-6312 | 5.8 | |
| State Farm | Andy Ballagh | 7455 W Azure Dr Ste 110, Las Vegas, NV, 89130-4431 | 14.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $900 | $460 |
| Clark County, NV | $212,300 | $618 | $440 | $860 | $420 |
| Clark County, NV | $212,300 | $618 | $420 | $860 | $440 |
| Nellis AFB, NV | $51,000 | $320 | $220 | $440 | $220 |
| Whitney, NV | $142,200 | $680 | $460 | $940 | $480 |
| Paradise, NV | $191,800 | $680 | $470 | $940 | $470 |
| Enterprise, NV | $255,200 | $639 | $450 | $900 | $450 |
| Summerlin South, NV | $373,600 | $769 | $530 | $1,070 | $540 |
| Clark, NV | $284,700 | $676 | $450 | $930 | $480 |
| Blue Diamond, NV | $363,000 | $886 | $630 | $1,210 | $580 |
| Boulder City, NV | $241,600 | $624 | $460 | $860 | $400 |
| Indian Springs, NV | $93,400 | $444 | $300 | $630 | $330 |