How Can I Make My Lake Worth, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Lake Worth, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Lake Worth, FL Home Insurance Coverage Levels | Back to Top
| Lake Worth, FL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Herbertz Rd, Violet Ave, Beta Ct N, Colonial Palms Way, Susan Ct, Selberg Ln, Dudley Dr W, Dow Ln, Lincoln Cir E, Jill Pl | $117,500 | $100,000 | $125,000-$150,000 | $113,000 | $100,000 | $100,000-$125,000 |
| St Andrews Rd, Arlington Dr, Bonnie Dr, Bristol Ct, Henthorne Dr, 12th Ln, Woodlake Cir, Holyoke Ln, 63rd Ave S, Central Ter | $118,000 | $110,000 | $100,000-$125,000 | $184,000 | $160,000 | $200,000-$250,000 |
| 17th Ave S, N Detroit St, 45th Ln S, Hyde St, Seaside Dr, Mil-Lake Ct, Pineway Ter, S 57th Ave, Wash Rd, 17th Ct S | $79,500 | $70,000 | $75,000-$100,000 | $105,500 | $90,000 | $75,000-$100,000 |
| Clemens St, Forest Rd, 21st Ave N, Ohio St, Berkshire Wharf Dr, Woods Bend Rd, Travis Ct, N N St, Sunrise Rd, Apache Dr | $91,000 | $80,000 | $75,000-$100,000 | $223,500 | $200,000 | $175,000-$200,000 |
| Reo Ln, Starkeys Pl, Berrywood Dr, Terrace Dr W, Edgewater Cir, Dorchester Dr N, Arnold Dr, Rockcrest Ct, Cherokee Rd, Nelson Dr | $139,000 | $110,000 | $150,000-$175,000 | $166,000 | $150,000 | $150,000-$175,000 |
| Quince Ln, S Katrina Cir, Egret Lake Dr, Abaco Dr, Hammocks Ct, S Pine St, Rende Ln, Peninsula Way, Woodstone Cir W, Arcade Ct | $155,500 | $140,000 | $175,000-$200,000 | $194,500 | $170,000 | $150,000-$175,000 |
| Hammock Ct, Cornell Walk, State St, N F St, Chelsea Ct, 8th Ave S, 16th Pl S, Starblaze Dr, N Detroit St, S Eric Cir | $163,500 | $150,000 | $175,000-$200,000 | $327,500 | $310,000 | $300,000-$350,000 |
| Andrew Redding Rd, Ruth St, Lynwood Dr, 24th Pl S, N Blairwood Cir, Wilton Dr, Dolphin Ridge Rd, W Cypress Rd, Lucerne Park Dr, N E St | $96,000 | $80,000 | $75,000-$100,000 | $152,000 | $130,000 | $125,000-$150,000 |
| Lang Rd, N K St, Northboro Ct, Fleming Ave, Cherokee Dr, Winchester Ln, Briggs Dr, Pierce Dr, Coventry Pointe Way, Muirfield Dr | $107,000 | $90,000 | $75,000-$100,000 | $164,500 | $150,000 | $150,000-$175,000 |
| W Chandler Rd, Hayden Dr, Plumage Ln, Greengate Cir, Beverly Dr, Ceylon Ct, Springdale Cir, Lone Pine Way, Holiday Cir N, 14th Ln | $133,000 | $120,000 | $125,000-$150,000 | $142,500 | $130,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Lake Worth, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$217 | $991 |
| Superior Protection Discount | -$121 | $1,087 |
| Fire & Security Discount | -$85 | $1,124 |
| Hail Resistant Roof Discount | -$36 | $1,172 |
| Newly Constructed Home Discount | -$302 | $906 |
Choose the Right Deductible for your Lake Worth, FL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Palm Beach County | $2,000 | $1,346 | $3,346 | $979 | $2,979 | $368 |
| Lake Worth, FL | $2,500 | $1,194 | $3,694 | $867 | $3,367 | $326 |
| Schall Circle, FL | $100 | $888 | $988 | $645 | $745 | $243 |
| Boynton Beach, FL | $2,500 | $1,343 | $3,843 | $976 | $3,476 | $367 |
| Sunshine Parkway, FL | $500 | $932 | $1,432 | $677 | $1,177 | $255 |
| Jupiter Inlet Colony, FL | $1,000 | $620 | $1,620 | $450 | $1,450 | $169 |
| Parkland, FL | $500 | $927 | $1,427 | $674 | $1,174 | $253 |
| Oakland Park, FL | $1,000 | $1,405 | $2,405 | $1,021 | $2,021 | $384 |
| Washington Park, FL | $100 | $1,150 | $1,250 | $836 | $936 | $314 |
| Indiantown, FL | $700 | $760 | $1,460 | $552 | $1,252 | $208 |
| Pembroke Park, FL | $200 | $764 | $964 | $555 | $755 | $209 |
| Sunny Isles Beach, FL | $2,500 | $2,486 | $4,986 | $1,806 | $4,306 | $679 |
Identify Top Home Insurance Agents near Lake Worth, FL | Back to Top
| Home Insurance Company Lake Worth, FL | Homeowners Insurance Agency Lake Worth, FL | Address | Popularity Score | Distance from Lake Worth (miles) |
|---|---|---|---|---|
| Travelers | Florida Insurance Pros | 2500 Quantum Lakes Dr Ste 203, Boynton Beach, FL, 33426 | 5.7 | |
| State Farm | Bob Wylin | 20423 State Road #7 Ste F-5, Boca Raton, FL, 33498 | 18.8 | |
| Travelers | Absolute Insurance Inc | 521 Lake Ave Ste 11 , Lake Worth, FL, 33460 | 2.8 | |
| State Farm | Mary Brown | 7840 Glades Rd Ste 240, Boca Raton, FL, 33434-4102 | 18.3 | |
| Allstate | Tom Neumann | 3460 Fairlane Farms Rd Ste 2, Wellington, FL, 33414 | 7.8 | |
| Allstate | Carmen (Cain) Banner | 2250 Palm Bch Lk Blvd Ste 115, West Palm Beach, FL, 33409 | 5.7 | |
| State Farm | Jane Thackrey | 3199 N Federal Highway, Boca Raton, FL, 33431-6705 | 17.1 | |
| Allstate | Richard P. Lydon | 2845 N Military Trl Ste 3, West Palm Beach, FL, 33409 | 6.4 | |
| Travelers | Ac Insurance Services | 1274 N Military Tr, West Palm Beach, FL, 33409 | 4.8 | |
| Allstate | Charles Fabien | 1900 Glades Rd Ste 101, Boca Raton, FL, 33431 | 17.9 |
Compare Rates for Lake Worth, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Palm Beach County, FL | $242,500 | $1,363 | $1,060 | $1,830 | $770 |
| Lake Worth, FL | $132,900 | $1,208 | $940 | $1,620 | $680 |
| Schall Circle, FL | $73,900 | $899 | $700 | $1,200 | $500 |
| Boynton Beach, FL | $164,300 | $1,359 | $1,060 | $1,820 | $760 |
| Sunshine Parkway, FL | $315,700 | $943 | $740 | $1,260 | $520 |
| Jupiter Inlet Colony, FL | $1,100,000 | $627 | $490 | $840 | $350 |
| Parkland, FL | $548,400 | $938 | $730 | $1,260 | $530 |
| Oakland Park, FL | $174,900 | $1,422 | $1,110 | $1,910 | $800 |
| Washington Park, FL | $112,900 | $1,164 | $910 | $1,560 | $650 |
| Indiantown, FL | $76,400 | $769 | $600 | $1,030 | $430 |
| Pembroke Park, FL | $77,100 | $773 | $600 | $1,040 | $440 |
| Sunny Isles Beach, FL | $323,700 | $2,516 | $1,960 | $3,370 | $1,410 |
Research Home Insurance Companies Reviews in Lake Worth, FL Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
USAA offers all of the same coverage's as other companies. The actuary tables which they use to determine home replacement costs tend to be higher than what other companies use.
Date: November 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premiums that Geico offer remain consistent and often do not change unless the change is in favor of the customer. The changes come after a period of time in which the customer shows excellent practices with driving and safety. The incentive is a great draw for customers.
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
USAA's customer service is extremely polite and helpful, always making sure that all my questions are answered. They are familiar with my needs and concerns and are very patient in explaining what their policies cover.
Date: August 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium cost of the USAA home insurance is priced similarly to all the other major insurance companies, with only one local insurance premium being slightly less expensive.
Date: November 23, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The entire house and medical for injuries are covered in my USAA home insurance policy. It is the only company that will replace the roof 100 percent in the event of a major storm like a hurricane.
Frontline Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They are very quick with giving us our new handbook each year and sending any policy changes. That is really the only communication we receive from them.
Date: September 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
All of our electronics, furniture, possessions, the dwelling, loss of use
Date: August 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We received our quote very quickly and they gave us the information for setting up the escrow account very quickly. Each year, they send us our renewal paperwork and they are very quick with sending out information about policy changes.
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premiums we received were all comparable, but we ended up going with frontline because of its reputation. Obviously, I would love to pay a lower premium though.
Date: July 30, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
The website is very easy to use, but they don't have an app. I think an app would definitely be convenient for checking policy information on the road- like for evacuations.
Westfield Insurance Home Insurance Reviews
Date: September 26, 2018 Age: Above 60 Gender: Male Marital Status: Married
Premium
I pay less premium for the same amount of coverage through other places
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
they are easy to get a hold of when I need them
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I am happy with the coverage because it covers everything that I need it too
Liberty Mutual Home Insurance Reviews
Date: July 02, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My deductible is not the cheapest nor the most expensive, but it gives me the most protection that my budget allows for.
Assurant Specialty Property Home Insurance Reviews
Date: October 10, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Premium was very competitive and I was satisfied completely.Compared to other companies they are the cheapest and most affordable
Travelers Home Insurance Reviews
Date: September 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I would give our home insurance company's customer service a 3. Mainly this is because I haven't had to use it before. It automatically comes out with our mortgage payment each month.
Tower Hill Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I live in Florida, where homeowner's insurance is pretty costly if you live in a flood zone. The offerings by most companies are pretty standard, so there's not a whole lot of difference between one plan and another. Things like flood insurance, fire insurance -- all that stuff is an add-on cost, regardless of which company you choose.
Erie Insurance Home Insurance Reviews
Date: November 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
I seldom uses their website because they often send me a brochure. What I like is I can learn some new knowledge and ideas. What I dislike is the layout and design of the webpage.
GEICO Home Insurance Reviews
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
My experience with Geico home insurance thus far has been great and I would say I am extremely satisfied with them and would give them a 5 on a 1 to 5 scale.
State Farm Home Insurance Reviews
Date: February 10, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I have been with state farm for many years and havent experienced any problems or issues with their customer service.
Olympus Insurance Home Insurance Reviews
Date: December 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
the coverage of this company and premium of this company is good and valuable while comparing to other insurance company
Farmer's Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
I don't know about premiums and deductibles of other companies. I would like to think that my plan's premium and deductible are reasonable.