How Can I Make My Sammamish, WA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sammamish, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Sammamish, WA Home Insurance Coverage Levels | Back to Top
| Sammamish, WA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Lake Sammamish Shore Ln SE, 231st Pl NE, SE 9th Way, SE 24th Pl, 236th Pl NE, 277 Ter SE, Sahalee Dr W, NW Sammamish Rd, SE 28 Pl, 247th Pl NE | $591,500 | $530,000 | $400,000-$500,000 | $456,500 | $410,000 | $400,000-$500,000 |
| E Lake Sammamish Ct NE, Grand Ridge Dr, NE Iris St, 231st Ct NE, 226th Ave NE, 230th Ln SE, NE 1st Ct, 223rd Ct NE, E Lake Sammamish Pkwy NE, 264th Pl SE | $504,000 | $460,000 | $400,000-$500,000 | $304,500 | $280,000 | $300,000-$350,000 |
| SE 29th Ct, E Lake Sammamish Ln NE, 260th Pl SE, 225th Pl NE, 258th Pl SE, 264th Ave NE, 226th Ter SE, NE Inglewood Hill Rd, 274th Pl, NE Newton Ln | $670,500 | $620,000 | $700,000-$800,000 | $445,000 | $400,000 | $500,000-$600,000 |
| 311th Pl SE, SE 31st Pl, SE 13th Way, 253rd Ct SE, 11th Ln NE, 254th Pl SE, NE 39th Way, Highlands Dr NE, NE 12th Ct, NE 51st Pl | $586,000 | $550,000 | $500,000-$600,000 | $617,000 | $550,000 | $700,000-$800,000 |
| NE High St, SE 38th Ter, 198th Pl SE, 239th Ln SE, 271st Ave SE, 263rd Pl SE, 245th Pl SE, 220th Pl NE, 257th Pl SE, SE 31 Pl | $750,500 | $610,000 | $800,000-$900,000 | $488,500 | $390,000 | $350,000-$400,000 |
Estimate your Savings with Home Insurance Discounts in Sammamish, WA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$259 | $1,262 |
| Superior Protection Discount | -$152 | $1,369 |
| Fire & Security Discount | -$137 | $1,384 |
| Hail Resistant Roof Discount | -$46 | $1,475 |
| Newly Constructed Home Discount | -$335 | $1,186 |
Choose the Right Deductible for your Sammamish, WA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| King County | $1,000 | $1,080 | $2,080 | $785 | $1,785 | $295 |
| Sammamish, WA | $2,500 | $1,503 | $4,003 | $1,092 | $3,592 | $411 |
| Picnic Point, WA | $300 | $839 | $1,139 | $610 | $910 | $229 |
| Indianola, WA | $700 | $773 | $1,473 | $561 | $1,261 | $211 |
| Bonney Lake, WA | $200 | $671 | $871 | $488 | $688 | $183 |
| Silverdale, WA | $2,500 | $667 | $3,167 | $485 | $2,985 | $182 |
| Snoqualmie Pass, WA | $500 | $914 | $1,414 | $664 | $1,164 | $250 |
| Bremerton, WA | $400 | $716 | $1,116 | $520 | $920 | $196 |
| Orting, WA | $1,000 | $677 | $1,677 | $492 | $1,492 | $185 |
| Kayak Point, WA | $400 | $909 | $1,309 | $661 | $1,061 | $248 |
| Longbranch, WA | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
Identify Top Home Insurance Agents near Sammamish, WA | Back to Top
| Home Insurance Company Sammamish, WA | Homeowners Insurance Agency Sammamish, WA | Address | Popularity Score | Distance from Sammamish (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | King Insurance Associates Inc | 2885 78th Ave Se Ste 1, Mercer Island, WA, 98040 | 9.2 | |
| Travelers | Anchor Marine Underwriters Inc | 2731 77th Ave Se 207, Mercer Island, WA, 98040 | 9.3 | |
| Liberty Mutual Independent | King Insurance Associates Inc | 2885 78th Ave Se Ste 1 Mercer Island, Mercer Island, WA, 98040 | 9.3 | |
| Travelers | Parker Smith & Feek Inc | 2233 112th Avenue Ne, Bellevue, WA, 98004 | 7.4 | |
| Liberty Mutual Independent | Soleyon Insurance Partners Inc. | 13400 Ne 20th St Ste 11, Bellevue, WA, 98005 | 6.0 | |
| Farmers | Sheila Mac Lane | 11041 Main St, Bellevue, WA, 98004 | 7.2 | |
| Farmers | Teresa Yang | 1840 130th Ave Ne Ste 14, Bellevue, WA, 98005 | 6.2 | |
| State Farm | Bob Sikma | 464 228th Ave Ne, Sammamish, WA, 98074-7209 | 0.7 | |
| State Farm | Jimmy Boyle | 4140 Factoria Blvd Se Ste 1d, Bellevue, WA, 98006-5261 | 6.5 | |
| Allstate | Gary Petzel | 8046 161st Ave Ne, Redmond, WA, 98052 | 6.4 |
Compare Rates for Sammamish, WA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,140 | $600 |
| King County, WA | $446,600 | $1,093 | $740 | $1,560 | $820 |
| Sammamish, WA | $679,900 | $1,521 | $1,020 | $2,180 | $1,160 |
| Picnic Point, WA | $395,200 | $849 | $600 | $1,170 | $570 |
| Indianola, WA | $265,700 | $782 | $560 | $1,070 | $510 |
| Bonney Lake, WA | $286,200 | $680 | $460 | $960 | $500 |
| Silverdale, WA | $283,100 | $675 | $460 | $960 | $500 |
| Snoqualmie Pass, WA | $358,100 | $925 | $630 | $1,270 | $640 |
| Bremerton, WA | $237,300 | $725 | $530 | $990 | $460 |
| Orting, WA | $229,000 | $685 | $470 | $950 | $480 |
| Kayak Point, WA | $355,400 | $920 | $650 | $1,280 | $630 |
| Longbranch, WA | $210,800 | $714 | $510 | $990 | $480 |
Research Home Insurance Companies Reviews in Sammamish, WA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: July 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i'm not sure what the deduction on other insurances but i'm happy with my coverage and deductions
Date: April 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The offering and policy that I got was much chepaer than this companies competitors while providing a higher level of policy with a lower deductible.
Date: January 20, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
I feel that our premium and deductible could be cheaper elsewhere; however, we have no idea how to change our home insurance as it is tied into our mortgage. At this point, it's easier to pay a little more per month than it is to actually change it.
Farm Bureau Home Insurance Reviews
Date: November 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They are local people and always friendly. They seem to like the job they do and have always been able to answer any question I have had.
MetLife Home Insurance Reviews
Date: February 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My policy premium is very reasonable but I do have $1000 deductible, so for the claim I described above the estimate was for $1700 and I received a $700 check from insurance to cover the repair.
Progressive Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium is slightly more expensive than others, but the coverage amount is also much greater. I do not remember what my deductible is; I would guess it is higher than normal as well.
Liberty Mutual Home Insurance Reviews
Date: November 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
My premium is a competitive price compared to other companies I have researched for home insurance. I have compared it with a few other companies.
GEICO Home Insurance Reviews
Date: September 12, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
We have found GEICO to be fairly good at customer service. We interacted most with them during the time that we were purchasing the home about 3 years ago.
Farmer's Insurance Home Insurance Reviews
Date: November 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Premium
Since I have not shopped around for home insurance policies and have had no issues, I cannot say how my current provider is compared with other providers. However, I will say that given what I have experienced so far, I expect more.