Gavop's guide to buying homeowners insurance in Elburn, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Elburn, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 8, Beed Ave, Old Lafox Rd, Preston Cir, Old State Rd, Line Dr, Arbor Creek Rd, Sandell Ln, Dempsey Dr, Wiltshire Ln | $211,500 | $170,000 | $175,000-$200,000 | $353,000 | $300,000 | $300,000-$350,000 |
| Brundige Rd, Jack London St, Welter Rd, Chateaugay Ct, Warren Cove, Townhall Rd, Johnson Ave, Wellington Way, Hilts Dr, King Dr | $311,500 | $250,000 | $250,000-$300,000 | $661,500 | $590,000 | $600,000-$700,000 |
| Pembroke Ct, Mulberry St, Nelson Rd, Francis Bret Harte St, Kenebec St, Stargrass Ln, W Pierce St, Platt Pl, S Grand Monde Dr, Ramm Woods Dr | $306,000 | $280,000 | $300,000-$350,000 | $372,000 | $340,000 | $300,000-$350,000 |
| Olinger Ln, E Laura Ingalls Wilder Rd, Woodcrest Ct, E 4th St, Herman Melville Ln, Meadowsweet Dr, Kendall St, Shade Tree Ln, Stillmeadows Ln, Harvey Sq | $309,000 | $270,000 | $250,000-$300,000 | $287,000 | $260,000 | $200,000-$250,000 |
| Sterkel, Terney Sq, Springwood Ln, Thornapple Tree Rd, Blue Larkspurs Ln, Berry St, Lantry Ct, Ponderosa Dr, Veteran Ave, Cochise Dr | $328,000 | $300,000 | $300,000-$350,000 | $375,000 | $300,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$74 | $748 |
| Home and Two Car | -$140 | $682 |
| Home and Three Car | -$205 | $616 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,389 |
| Home Insurance Company Elburn, IL | Homeowners Insurance Agency Elburn, IL | Address | Popularity Score | Distance from Elburn (miles) |
|---|---|---|---|---|
| Farmers | Sherri Wheeler | 2560 Foxfield Rd Ste 120, Saint Charles, IL, 60174 | 9.5 | |
| State Farm | Ken Anderson | 17121 88th Ave, Tinley Park, IL, 60487-7652 | 37.9 | |
| State Farm | Scott Queen | 121 S Batavia Ave, Batavia, IL, 60510-2450 | 7.5 | |
| Allstate | Harry B. Cotter | 435 Melrose Ave, Glen Ellyn, IL, 60137 | 19.7 | |
| Allstate | Erika Munoz | 925 N Lake St, Aurora, IL, 60506 | 9.7 | |
| Liberty Mutual Independent | Volkman Insurance Agency Inc | 161 S Lincoln Way Ste 206, North Aurora, IL, 60542 | 8.3 | |
| Allstate | Sherri Carrero | 3003 W 87th St, Evergreen Park, IL, 60805 | 40.2 | |
| Allstate | Paul Collins | 111 S Lincolnway Ste E, North Aurora, IL, 60542 | 8.1 | |
| State Farm | Del Vasey | 2111 Chestnut Ave, Glenview, IL, 60025-1608 | 36.3 | |
| State Farm | Joe Wilson | 3246 W North Ave, Chicago, IL, 60647-4939 | 38.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,170 | $550 |
| Kane County, IL | $223,400 | $886 | $610 | $1,270 | $660 |
| Elburn, IL | $260,000 | $822 | $570 | $1,170 | $600 |
| Westmont, IL | $288,900 | $861 | $580 | $1,190 | $610 |
| Seward, IL | $218,100 | $915 | $650 | $1,260 | $610 |
| Prairie Grove, IL | $354,800 | $1,165 | $850 | $1,600 | $750 |
| Elmwood Park, IL | $235,600 | $790 | $580 | $1,080 | $500 |
| Vernon Hills, IL | $334,200 | $792 | $570 | $1,100 | $530 |
| Palos Heights, IL | $277,600 | $845 | $580 | $1,160 | $580 |
| Worth, IL | $174,600 | $815 | $590 | $1,150 | $560 |
| Highwood, IL | $362,400 | $843 | $610 | $1,160 | $550 |
| Monee, IL | $144,900 | $653 | $470 | $920 | $450 |
| Owen, IL | $147,700 | $783 | $570 | $1,090 | $520 |