Gavop's guide to buying homeowners insurance in Winchendon, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Winchendon, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Elmwood Rd, Irwin Ct, Glenallen St, Eagle Rd, Upham Rd, Holly Dr, Dickley Rd, Doanes Hill Rd, Kemp St, Bruce Rd | $193,000 | $160,000 | $175,000-$200,000 | $117,500 | $100,000 | $100,000-$125,000 |
| School Sq, Maple Pl B, Beaman Ct, Hapgood Rd, Spring Cir, Woodbury Rd, Toney Rd, North Ave, Oakland St, Jarvenpaa Rd | $191,000 | $160,000 | $150,000-$175,000 | $171,500 | $160,000 | $150,000-$175,000 |
| Monadnock Ave, Beryl Hill Rd, Hyde St, Norcross Rd, Falls Rd, Harrisville Cir, Chase Ln, US Hwy 202, Alger St, Independence Dr | $276,000 | $240,000 | $200,000-$250,000 | $168,500 | $150,000 | $125,000-$150,000 |
| W Shore Dr, King Philip Way, Baldwinville State Rd, Mellen Rd, Dennison St, Bluebird Rd, Brown Ct, Raymond Rd, Willoughby Ave, Pike Rd | $185,000 | $150,000 | $175,000-$200,000 | $189,000 | $180,000 | $175,000-$200,000 |
| Railroad St, Liberty Dr, Elm Ave, Robbins Rd, 2nd Ave, Washington Ave, Stewart Rd, Royalston Rd S, Vaine St, Laurel Lake Rd | $271,000 | $260,000 | $250,000-$300,000 | $197,000 | $180,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $715 |
| Home and Two Car | -$132 | $645 |
| Home and Three Car | -$179 | $598 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $1,000 | $1,012 | $2,012 | $735 | $1,735 | $276 |
| Winchendon, MA | $700 | $768 | $1,468 | $558 | $1,258 | $210 |
| Wendell, MA | $2,500 | $954 | $3,454 | $694 | $3,194 | $261 |
| Northfield, MA | $400 | $1,057 | $1,457 | $768 | $1,168 | $289 |
| Worcester County, MA | $1,000 | $1,012 | $2,012 | $735 | $1,735 | $276 |
| Maynard, MA | $200 | $939 | $1,139 | $683 | $883 | $257 |
| Bellows Falls, VT | $1,000 | $606 | $1,606 | $440 | $1,440 | $166 |
| Framingham, MA | $200 | $1,326 | $1,526 | $963 | $1,163 | $362 |
| Holyoke, MA | $700 | $866 | $1,566 | $629 | $1,329 | $237 |
| Home Insurance Company Winchendon, MA | Homeowners Insurance Agency Winchendon, MA | Address | Popularity Score | Distance from Winchendon (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Knight-Dik Insurance Agency | 446 Main Street, Worcester, MA, 1608 | 30.5 | |
| Travelers | Gallant Insurance Agency | 199 Great Rd , Acton, MA, 1720 | 34.4 | |
| Travelers | Haut Insurance Agency Inc | 80 Chestnut St, Andover, MA, 1810 | 46.6 | |
| Allstate | Kurt Wicks | 1211 Osgood St Ste 3a, North Andover, MA, 1845 | 47.7 | |
| Allstate | Eric Holt | 238 Chestnut St, Springfield, MA, 1103 | 47.6 | |
| Travelers | Martin J Clayton Ins Agency Inc | 1649 Northampton St, Holyoke, MA, 1040 | 43.5 | |
| Travelers | Fred C Church Inc | 41 Wellman St, Lowell, MA, 1851 | 37.0 | |
| Travelers | Corcoran & Havlin Insurance | 287 Linden St, Wellesley, MA, 2482 | 46.2 | |
| Liberty Mutual Independent | Marsh Kemp Insurance | 28 Park Ave, Worcester, MA, 1605 | 29.1 | |
| Travelers | Davis Clark & Latham Insurance Agency Inc | 1 Pleasant St, Reading, MA, 1867 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $1,930 | $900 |
| Worcester County, MA | $260,800 | $1,024 | $740 | $1,440 | $700 |
| Winchendon, MA | $188,100 | $777 | $560 | $1,060 | $500 |
| Wendell, MA | $206,300 | $966 | $710 | $1,370 | $660 |
| Northfield, MA | $249,000 | $1,070 | $770 | $1,520 | $750 |
| Worcester County, MA | $260,800 | $1,024 | $700 | $1,410 | $710 |
| Maynard, MA | $334,000 | $951 | $680 | $1,300 | $620 |
| Bellows Falls, VT | $133,900 | $613 | $440 | $850 | $410 |
| Framingham, MA | $371,200 | $1,342 | $910 | $1,840 | $930 |
| Holyoke, MA | $182,700 | $876 | $600 | $1,240 | $640 |