Gavop shows you how to buy homeowners insurance in Latimer, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Latimer, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mike St, Lyda Steen Dr, Wescovich Rd, Eldorado Ave, Masterson Ave, Pine Ave, Amarillo St, Short St, Myers St, Deneen Rd | $152,500 | $130,000 | $150,000-$175,000 | $269,500 | $230,000 | $250,000-$300,000 |
| Cypress Ave, Entrekin Ave, Theriot Ave, Abilene St, Daisy Vestry Rd, Lamar Poole Rd, Diane Dr W, Seaman Rd, Glen Dr, Walden Rd | $224,000 | $200,000 | $200,000-$250,000 | $272,500 | $240,000 | $200,000-$250,000 |
| Dillon St, Durango Ave, E Parker Rd, Glendale Rd, Ben Rd, Suburban Dr, Oakdale St, Custer St, Oak St, Brodnax Rd | $222,000 | $200,000 | $200,000-$250,000 | $258,500 | $210,000 | $200,000-$250,000 |
| Joe Bat Rd, Travis Ave, Larue Rd, Lamey Dr, Ridgecrest Cir, Cruthirds Rd, Camellia Rd, Quail Dr, Pine Ridge Rd, Arthur Ave | $113,500 | $100,000 | $100,000-$125,000 | $175,000 | $160,000 | $175,000-$200,000 |
| Vanna St, CC Rd, Johnson Still Rd, Krohn Rd, Garrett St, Stacey Ave, Cimarron Ave, Dogwood St, Quail Rd, Dub St | $176,500 | $140,000 | $175,000-$200,000 | $254,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $811 |
| Superior Protection Discount | -$89 | $900 |
| Fire & Security Discount | -$109 | $880 |
| Hail Resistant Roof Discount | -$30 | $959 |
| Newly Constructed Home Discount | -$267 | $722 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $1,153 | $2,153 | $838 | $1,838 | $315 |
| Latimer, MS | $2,000 | $977 | $2,977 | $710 | $2,710 | $267 |
| Gulf Park Estates, MS | $200 | $948 | $1,148 | $689 | $889 | $259 |
| Saucier, MS | $2,000 | $1,446 | $3,446 | $1,051 | $3,051 | $395 |
| Long Beach, MS | $400 | $957 | $1,357 | $696 | $1,096 | $262 |
| Hurley, MS | $1,000 | $1,385 | $2,385 | $1,007 | $2,007 | $379 |
| Kiln, MS | $400 | $1,406 | $1,806 | $1,022 | $1,422 | $384 |
| Waveland, MS | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Semmes, AL | $100 | $846 | $946 | $615 | $715 | $231 |
| McLain, MS | $1,500 | $639 | $2,139 | $465 | $1,965 | $175 |
| Dauphin Island, AL | $400 | $1,517 | $1,917 | $1,102 | $1,502 | $414 |
| Mobile, AL | $1,000 | $984 | $1,984 | $715 | $1,715 | $269 |
| Home Insurance Company Latimer, MS | Homeowners Insurance Agency Latimer, MS | Address | Popularity Score | Distance from Latimer (miles) |
|---|---|---|---|---|
| State Farm | Brenda Simkins | 1303 Market St, Pascagoula, MS, 39567-6604 | 20.9 | |
| Travelers | Bishop Insurance Agency | 14507 Lemoyne Blvd, Biloxi, MS, 39532 | 3.7 | |
| Allstate | Ronald Tubb | 13109 Shriners Blvd Ste A, Biloxi, MS, 39532 | 7.0 | |
| Travelers | Bishop Insurance Agency | 14507 Leymone Blvd , Biloxi, MS, 39532 | 3.7 | |
| State Farm | Jon Barry | 2746 Bienville Blvd, Ocean Springs, MS, 39564-4369 | 6.8 | |
| Allstate | Rusty Dossett | 2315 Convent Ave, Pascagoula, MS, 39567 | 20.9 | |
| Allstate | Tim Reynolds | 1599 Bienville Blvd Ste A, Ocean Springs, MS, 39564 | 6.0 | |
| Allstate | Thomas Reynolds | 10401 Boney Ave Ste A, Diberville, MS, 39540 | 4.7 | |
| Allstate | Khanh Tran | 6616 Washington Ave Ste D, Ocean Springs, MS, 39564 | 4.3 | |
| Travelers | Bishop Insurance Services | 1813 Ingalls Ave, Pascagoula, MS, 39567 | 20.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,590 | $790 |
| Jackson County, MS | $125,100 | $1,167 | $850 | $1,600 | $750 |
| Latimer, MS | $149,000 | $989 | $710 | $1,400 | $690 |
| Gulf Park Estates, MS | $141,300 | $959 | $680 | $1,360 | $680 |
| Saucier, MS | $162,700 | $1,464 | $1,000 | $2,020 | $1,020 |
| Long Beach, MS | $143,800 | $969 | $710 | $1,340 | $630 |
| Hurley, MS | $151,000 | $1,402 | $940 | $1,950 | $1,010 |
| Kiln, MS | $154,800 | $1,423 | $1,010 | $2,010 | $1,000 |
| Waveland, MS | $125,200 | $893 | $650 | $1,220 | $570 |
| Semmes, AL | $139,600 | $857 | $580 | $1,170 | $590 |
| McLain, MS | $38,600 | $647 | $430 | $890 | $460 |
| Dauphin Island, AL | $227,500 | $1,535 | $1,040 | $2,120 | $1,080 |
| Mobile, AL | $114,000 | $996 | $690 | $1,370 | $680 |