Gavop's guide to buying homeowners insurance in Conklin, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $94,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $93,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $162,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $291,000 | $250,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$86 | $874 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$192 | $768 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,464 |
| Hail Damage | $4,571 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Conklin, NY | Homeowners Insurance Agency Conklin, NY | Address | Popularity Score | Distance from Conklin (miles) |
|---|---|---|---|---|
| Erie | Empire Agency | 57 Front Street, Binghamton, NY, 13905 | 5.7 | |
| State Farm | John Barbieri | 1115 Front St, Binghamton, NY, 13905-1161 | 8.1 | |
| Travelers | Perry & Carroll Inc | 100 W Church St, Elmira, NY, 14901 | 50.1 | |
| Erie | Hussar Insurance Agency Inc. | 178 Oakdale Road, Johnson City, NY, 13790 | 9.3 | |
| Travelers | Kolcun Insurance Agency Inc | 144 North Jensen Rd, Vestal, NY, 13850 | 9.2 | |
| State Farm | Frances Traficante | 138 Front St, Binghamton, NY, 13905-3197 | 5.9 | |
| Allstate | Adam J. Roux | 1250 Upper Front St, Binghamton, NY, 13901 | 8.6 | |
| Travelers | Kolcun Insurance Agency Inc | 144 N Jensen Rd , Vestal, NY, 13850 | 9.2 | |
| Allstate | Edward Valdes | 365 Harry L Dr, Johnson City, NY, 13790 | 8.7 | |
| Travelers | Joseph P Gaetani | 32 W State St Ste 201, Binghamton, NY, 13901 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,660 | $870 |
| Broome County, NY | $113,100 | $1,205 | $830 | $1,720 | $890 |
| Conklin, NY | $118,400 | $960 | $660 | $1,320 | $660 |
| Johnson City, NY | $85,800 | $960 | $640 | $1,370 | $730 |
| Starrucca, PA | $151,400 | $708 | $470 | $970 | $500 |
| Spencer, NY | $122,600 | $605 | $420 | $850 | $430 |
| Walton, NY | $114,900 | $943 | $670 | $1,340 | $670 |
| Cortlandville, NY | $133,300 | $943 | $680 | $1,300 | $620 |
| Otego, NY | $132,400 | $617 | $430 | $860 | $430 |
| New Albany, PA | $91,700 | $573 | $400 | $810 | $410 |
| Erin, NY | $93,400 | $590 | $420 | $830 | $410 |
| Old Forge, PA | $153,700 | $663 | $470 | $910 | $440 |
| White Mills, PA | $114,900 | $630 | $430 | $860 | $430 |