Gavop tells you how to get the best homeowners insurance in De Soto, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $110,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $230,000 | $210,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $856 |
| Home and Two Car | -$160 | $781 |
| Home and Three Car | -$235 | $705 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| De Soto Parish | $700 | $929 | $1,629 | $675 | $1,375 | $254 |
| De Soto, LA | $1,500 | $929 | $2,429 | $675 | $2,175 | $254 |
| South Mansfield, LA | $200 | $652 | $852 | $474 | $674 | $178 |
| Pleasant Hill, LA | $2,000 | $789 | $2,789 | $574 | $2,574 | $216 |
| Shelbyville, TX | $100 | $1,432 | $1,532 | $1,040 | $1,140 | $391 |
| Center, TX | $1,500 | $1,346 | $2,846 | $978 | $2,478 | $368 |
| Tenaha, TX | $200 | $1,319 | $1,519 | $959 | $1,159 | $360 |
| Martin, LA | $2,000 | $1,450 | $3,450 | $1,054 | $3,054 | $396 |
| Castor, LA | $400 | $928 | $1,328 | $674 | $1,074 | $254 |
| Red Chute, LA | $2,500 | $977 | $3,477 | $710 | $3,210 | $267 |
| Timpson, TX | $200 | $1,362 | $1,562 | $990 | $1,190 | $372 |
| Saline, LA | $1,000 | $813 | $1,813 | $591 | $1,591 | $222 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| De Soto Parish, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| De Soto, LA | $110,000 | $941 | $660 | $1,350 | $690 |
| South Mansfield, LA | $54,200 | $660 | $460 | $950 | $490 |
| Pleasant Hill, LA | $64,200 | $799 | $560 | $1,150 | $590 |
| Shelbyville, TX | $85,500 | $1,449 | $960 | $2,230 | $1,270 |
| Center, TX | $69,500 | $1,362 | $900 | $2,100 | $1,200 |
| Tenaha, TX | $65,100 | $1,335 | $880 | $2,060 | $1,180 |
| Martin, LA | $126,300 | $1,468 | $1,030 | $2,110 | $1,080 |
| Castor, LA | $75,000 | $939 | $660 | $1,350 | $690 |
| Red Chute, LA | $163,700 | $988 | $690 | $1,420 | $730 |
| Timpson, TX | $72,600 | $1,379 | $910 | $2,120 | $1,210 |
| Saline, LA | $66,000 | $823 | $580 | $1,190 | $610 |