How Can I Make My South Houston, TX Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in South Houston, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your South Houston, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $88,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $151,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $192,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $305,500 | $260,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in South Houston, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $854 |
| Superior Protection Discount | -$93 | $936 |
| Fire & Security Discount | -$103 | $926 |
| Hail Resistant Roof Discount | -$31 | $998 |
| Newly Constructed Home Discount | -$267 | $761 |
Choose the Right Deductible for your South Houston, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Harris County | $2,000 | $1,374 | $3,374 | $999 | $2,999 | $376 |
| South Houston, TX | $700 | $1,016 | $1,716 | $739 | $1,439 | $278 |
| Shoreacres, TX | $500 | $1,758 | $2,258 | $1,277 | $1,777 | $480 |
| Houston, TX | $1,000 | $1,509 | $2,509 | $1,097 | $2,097 | $412 |
| Highlands, TX | $200 | $1,046 | $1,246 | $760 | $960 | $286 |
| Bacliff, TX | $700 | $1,021 | $1,721 | $742 | $1,442 | $279 |
| Alvin-Pearland, TX | $500 | $1,427 | $1,927 | $1,037 | $1,537 | $390 |
| Pecan Grove, TX | $2,500 | $1,000 | $3,500 | $727 | $3,227 | $273 |
| Dayton, TX | $200 | $997 | $1,197 | $725 | $925 | $272 |
| Bolivar Peninsula, TX | $1,500 | $1,701 | $3,201 | $1,236 | $2,736 | $465 |
| Lake Jackson, TX | $400 | $969 | $1,369 | $704 | $1,104 | $265 |
| Brazosport, TX | $1,500 | $991 | $2,491 | $720 | $2,220 | $271 |
Identify Top Home Insurance Agents near South Houston, TX | Back to Top
| Home Insurance Company South Houston, TX | Homeowners Insurance Agency South Houston, TX | Address | Popularity Score | Distance from South Houston (miles) |
|---|---|---|---|---|
| State Farm | Jerry Kroll | 402 W Grand Pkwy S Ste 100, Katy, TX, 77494-8336 | 34.0 | |
| State Farm | Melinda Gardner | 16809 El Camino Real, Houston, TX, 77058-2624 | 9.9 | |
| State Farm | Ed Dardis | 9801 Westheimer Rd Ste 200, Houston, TX, 77042-3953 | 19.6 | |
| State Farm | Mike Miller | 1550 W Bay Area Blvd Ste 100, Friendswood, TX, 77546-2666 | 9.7 | |
| Liberty Mutual Independent | Soules Insurance Agency Lp | 701 N. San Jacinto, Conroe, TX, 77301 | 47.1 | |
| State Farm | Liz Olivarez | 320 Southmore Ave Ste 324b, Pasadena, TX, 77502-1135 | 2.4 | |
| Travelers | Concierge Insurance Agency Of Texas | 50 Briar Hollow Ln Ste#335e, Houston, TX, 77027 | 14.9 | |
| Travelers | Truman Taylor Insurance Agency Inc | 1212 Winding Way, Friendswood, TX, 77546 | 10.3 | |
| State Farm | Steve Spencer | 12132 Gulf Fwy, Houston, TX, 77034-4502 | 2.5 | |
| Farmers | Maria Valdez | 1527 Airline Dr, Houston, TX, 77009 | 13.3 |
Compare Rates for South Houston, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| South Houston, TX | $85,000 | $1,029 | $680 | $1,580 | $900 |
| Shoreacres, TX | $176,900 | $1,779 | $1,170 | $2,740 | $1,570 |
| Houston, TX | $147,500 | $1,527 | $1,010 | $2,350 | $1,340 |
| Highlands, TX | $100,700 | $1,059 | $700 | $1,630 | $930 |
| Bacliff, TX | $86,400 | $1,034 | $680 | $1,590 | $910 |
| Alvin-Pearland, TX | $187,700 | $1,444 | $950 | $2,220 | $1,270 |
| Pecan Grove, TX | $210,200 | $1,012 | $670 | $1,560 | $890 |
| Dayton, TX | $122,400 | $1,009 | $670 | $1,550 | $880 |
| Bolivar Peninsula, TX | $155,900 | $1,722 | $1,140 | $2,650 | $1,510 |
| Lake Jackson, TX | $154,800 | $980 | $650 | $1,510 | $860 |
| Brazosport, TX | $119,700 | $1,003 | $660 | $1,540 | $880 |
Research Home Insurance Companies Reviews in South Houston, TX Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: March 31, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
State Farm is fair on pricing, but I wish they would be more aggressive. They tend to be in the middle of the pack on pricing.
Date: November 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
They notify me when i have to be notified, such as for renewals, or other important things. I don't like spammy companies and this one is doing a good job so far
Allstate Home Insurance Reviews
Date: March 01, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
They are quick to respond to any questions I have. They're widely known, so I chose them on that basis alone, and they have yet to make me regret my decision.
Erie Insurance Home Insurance Reviews
Date: November 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
Website is standard. Nothing too fancy, I would probably say it could use some updating from the late 90's to the early 20's picture used.
GEICO Home Insurance Reviews
Date: December 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
This companies customer service is very helpful with the different needs of a customer from account access, to payment issues. They do a good job of helping you identify your problem and assist you in reaching a resolution.
Nationwide Home Insurance Reviews
Date: December 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
The price is average for this state nothing can do but drive safe