Gavop's guide to buying homeowners insurance in Monroe, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $124,000 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $236,000 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $372,500 | $330,000 | $350,000-$400,000 |
| 4 Bedroom | $306,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $468,000 | $430,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$182 | $891 |
| Superior Protection Discount | -$97 | $977 |
| Fire & Security Discount | -$118 | $955 |
| Hail Resistant Roof Discount | -$21 | $1,052 |
| Newly Constructed Home Discount | -$258 | $816 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $2,000 | $1,009 | $3,009 | $733 | $2,733 | $276 |
| Monroe, NJ | $2,000 | $1,060 | $3,060 | $771 | $2,771 | $290 |
| Colonia, NJ | $500 | $808 | $1,308 | $587 | $1,087 | $221 |
| Wall, NJ | $2,500 | $956 | $3,456 | $694 | $3,194 | $261 |
| Bristol, PA | $400 | $771 | $1,171 | $561 | $961 | $211 |
| Langhorne, PA | $2,000 | $1,133 | $3,133 | $824 | $2,824 | $310 |
| Willingboro, NJ | $500 | $740 | $1,240 | $538 | $1,038 | $202 |
| Hatboro, PA | $2,500 | $749 | $3,249 | $544 | $3,044 | $205 |
| Wallington, NJ | $200 | $809 | $1,009 | $588 | $788 | $221 |
| Chalfont, PA | $700 | $1,064 | $1,764 | $773 | $1,473 | $291 |
| Beattystown, NJ | $500 | $1,031 | $1,531 | $750 | $1,250 | $282 |
| Franklin Square, NY | $1,000 | $1,091 | $2,091 | $793 | $1,793 | $298 |
| Home Insurance Company Monroe, NJ | Homeowners Insurance Agency Monroe, NJ | Address | Popularity Score | Distance from Monroe (miles) |
|---|---|---|---|---|
| Allstate | Marc Ambrose | 400 Us Highway 130, East Windsor, NJ, 8520 | 6.6 | |
| Liberty Mutual Independent | E A Boniakowski Agency Inc | 929 N Washington Ave, Green Brook, NJ, 8812 | 19.3 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 42.8 | |
| Allstate | Richard Moller | 285 County Rd Ste B, Tenafly, NJ, 7670 | 49.1 | |
| Travelers | Heller Family Agency Llc | 2800 Rt 130 N Ste 100, Cinnaminson, NJ, 8077 | 35.9 | |
| Liberty Mutual Independent | Dale Group Inc | 30-A Vreeland Road Suite 120, Florham Park, NJ, 7932 | 32.2 | |
| Allstate | Dave Gansfuss | 32 Walmart Plz, Clinton, NJ, 8809 | 33.4 | |
| Travelers | New Jersey Agents Alliance | 5 Independence Way Ste 300, Princeton, NJ, 8540 | 9.2 | |
| Allstate | Ramon Elias Pujols | 90 S Washington Ave, Bergenfield, NJ, 7621 | 47.6 | |
| State Farm | Rick Duran | 9 S Main St Ste 2, Marlboro, NJ, 07746-1539 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Middlesex County, NJ | $329,000 | $1,021 | $750 | $1,460 | $710 |
| Monroe, NJ | $352,800 | $1,073 | $780 | $1,530 | $750 |
| Colonia, NJ | $351,200 | $818 | $560 | $1,160 | $600 |
| Wall, NJ | $460,900 | $967 | $650 | $1,380 | $730 |
| Bristol, PA | $203,300 | $781 | $550 | $1,080 | $530 |
| Langhorne, PA | $351,000 | $1,147 | $780 | $1,630 | $850 |
| Willingboro, NJ | $161,300 | $749 | $540 | $1,070 | $530 |
| Hatboro, PA | $254,800 | $758 | $550 | $1,040 | $490 |
| Wallington, NJ | $351,900 | $818 | $560 | $1,120 | $560 |
| Chalfont, PA | $328,300 | $1,077 | $740 | $1,500 | $760 |
| Beattystown, NJ | $303,000 | $1,044 | $710 | $1,430 | $720 |
| Franklin Square, NY | $447,600 | $1,104 | $780 | $1,530 | $750 |