Gavop tells you how to get the best homeowners insurance in Hopatcong, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $239,000 | $220,000 | $175,000-$200,000 |
| 3 Bedroom | $307,000 | $280,000 | $300,000-$350,000 |
| 4 Bedroom | $351,500 | $300,000 | $400,000-$500,000 |
| 5 Bedroom | $559,000 | $480,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $648 |
| Superior Protection Discount | -$77 | $695 |
| Fire & Security Discount | -$54 | $718 |
| Hail Resistant Roof Discount | -$23 | $749 |
| Newly Constructed Home Discount | -$154 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $2,500 | $923 | $3,423 | $671 | $3,171 | $252 |
| Hopatcong, NJ | $1,500 | $763 | $2,263 | $554 | $2,054 | $208 |
| White Meadow Lake, NJ | $100 | $796 | $896 | $578 | $678 | $217 |
| Vienna, NJ | $2,000 | $929 | $2,929 | $675 | $2,675 | $254 |
| Califon, NJ | $300 | $1,114 | $1,414 | $810 | $1,110 | $305 |
| Ringwood, NJ | $1,000 | $792 | $1,792 | $576 | $1,576 | $217 |
| Palisades Park, NJ | $100 | $944 | $1,044 | $686 | $786 | $258 |
| Harriman, NY | $1,500 | $693 | $2,193 | $503 | $2,003 | $189 |
| Tenafly, NJ | $300 | $1,232 | $1,532 | $895 | $1,195 | $337 |
| Nyack, NY | $2,500 | $1,150 | $3,650 | $836 | $3,336 | $314 |
| Chestnuthill, PA | $100 | $685 | $785 | $497 | $597 | $187 |
| Fountain Hill, PA | $2,000 | $662 | $2,662 | $481 | $2,481 | $181 |
| Home Insurance Company Hopatcong, NJ | Homeowners Insurance Agency Hopatcong, NJ | Address | Popularity Score | Distance from Hopatcong (miles) |
|---|---|---|---|---|
| State Farm | Teri Digrande | 724 Speedwell Ave, Morris Plains, NJ, 07950-2231 | 12.8 | |
| Allstate | Jim Murasko | 36b Main St, Bloomingdale, NJ, 7403 | 17.9 | |
| Allstate | Frank Gargin | 191 Woodport Rd, Sparta, NJ, 7871 | 5.3 | |
| Liberty Mutual Independent | Wr Mcclure Insurance Services Inc | 230 Us Highway 206 Ste 8, Flanders, NJ, 7836 | 7.9 | |
| Farmers | Jayme Vinas | 110 4th St, Plainfield, NJ, 7061 | 26.3 | |
| Allstate | Berk Demirbulakli | 706 Rt 15 South St 109, Lake Hopatcong, NJ, 7849 | 3.4 | |
| Allstate | Ben Michalik | 342 Parsippany Rd, Parsippany, NJ, 7054 | 14.0 | |
| Travelers | Coastal Financial Group Inc | 150 River Rd Ste E-3, Montville, NJ, 7045 | 15.8 | |
| State Farm | Kevin Baez | 1325 Route 206 Ste 19, Skillman, NJ, 08558-1922 | 37.7 | |
| State Farm | Christine Karpack | 141 New Rd Ste 104, Parsippany, NJ, 07054-4230 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,540 | $820 |
| Sussex County, NJ | $264,100 | $934 | $630 | $1,340 | $710 |
| Hopatcong, NJ | $233,600 | $772 | $560 | $1,100 | $540 |
| White Meadow Lake, NJ | $344,500 | $806 | $570 | $1,140 | $570 |
| Vienna, NJ | $245,800 | $940 | $650 | $1,300 | $650 |
| Califon, NJ | $342,300 | $1,128 | $760 | $1,560 | $800 |
| Ringwood, NJ | $342,400 | $802 | $540 | $1,110 | $570 |
| Palisades Park, NJ | $521,400 | $955 | $660 | $1,320 | $660 |
| Harriman, NY | $176,400 | $701 | $470 | $1,000 | $530 |
| Tenafly, NJ | $785,200 | $1,247 | $900 | $1,760 | $860 |
| Nyack, NY | $463,600 | $1,164 | $850 | $1,610 | $760 |
| Chestnuthill, PA | $170,700 | $693 | $500 | $980 | $480 |
| Fountain Hill, PA | $132,800 | $670 | $450 | $920 | $470 |