Gavop tells you how to get the best homeowners insurance in Union Hall, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $136,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $233,500 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $276,000 | $240,000 | $300,000-$350,000 |
| 5 Bedroom | $411,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$108 | $611 |
| Superior Protection Discount | -$72 | $647 |
| Fire & Security Discount | -$65 | $654 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$209 | $511 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,295 |
| Hail Damage | $4,806 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,887 |
| Home Insurance Company Union Hall, VA | Homeowners Insurance Agency Union Hall, VA | Address | Popularity Score | Distance from Union Hall (miles) |
|---|---|---|---|---|
| Allstate | Albert Vargas | 19423 Forest Rd, Lynchburg, VA, 24502 | 37.9 | |
| Farmers | Terry Gross | 349a Piney Forest Rd, Danville, VA, 24540 | 33.2 | |
| Allstate | Bernadette Kincheloe | 4664 Brambleton Ave, Roanoke, VA, 24018 | 21.4 | |
| Travelers | M L Sutphin Insurance Agency Inc | 16483 Moneta Rd Ste K, Moneta, VA, 24121 | 10.3 | |
| Travelers | Thurman Insurance Agency | 420 Tanyard Rd, Rocky Mount, VA, 24151 | 8.5 | |
| Farmers | J. Darrell Hodges | 1035 Franklin St Ste 206, Rocky Mount, VA, 24151 | 9.6 | |
| Farmers | Charles Shomo | 205 Church St Se Ste B, Blacksburg, VA, 24060 | 40.6 | |
| Travelers | Danville Insurance Agency Inc | 102 Sweetbriar Dr, Danville, VA, 24540 | 33.2 | |
| State Farm | Jeff Glick | 2415 Electric Rd, Roanoke, VA, 24018-3522 | 22.8 | |
| State Farm | Debbie Robbins | 740 Old Franklin Tpke Unit 1, Rocky Mount, VA, 24151-5881 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,350 | $660 |
| Franklin County, VA | $176,900 | $797 | $540 | $1,130 | $590 |
| Union Hall, VA | $192,400 | $719 | $520 | $1,020 | $500 |
| Snow Creek, VA | $146,800 | $688 | $470 | $980 | $510 |
| Reed Creek, VA | $99,900 | $920 | $660 | $1,310 | $650 |
| Martinsville, VA | $90,100 | $792 | $540 | $1,120 | $580 |
| Locust Grove, VA | $123,200 | $656 | $470 | $910 | $440 |
| Simmonsville, VA | $185,000 | $840 | $610 | $1,190 | $580 |
| Indian Valley, VA | $137,800 | $710 | $480 | $1,010 | $530 |
| Rockingham County, NC | $109,600 | $652 | $480 | $930 | $450 |
| Fairlawn, VA | $164,900 | $792 | $550 | $1,120 | $570 |
| Milton, NC | $102,400 | $636 | $430 | $880 | $450 |