Gavop's guide to buying homeowners insurance in Earl, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Earl, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Amishtown Rd, Balsam Ct, Galenson Ln, Fairmount Rd, King Ct, Bergman Rd, Red Well Rd, T671, Linden Dr, Zeltenreich Rd | $273,500 | $240,000 | $200,000-$250,000 | $139,000 | $120,000 | $100,000-$125,000 |
| Snapper Dr, Amber Cir, Green Acres Ln, Goods Rd, Short St, Diem Rd, Magnolia Ct, Hollander Rd, Farmers Ln, Orlon St | $186,000 | $160,000 | $200,000-$250,000 | $173,500 | $160,000 | $125,000-$150,000 |
| New Holland Rd, N Railroad Ave, Slate Rd, Tobacco Rd, Phillip Rd, Eastern School Rd, Horning Rd, Conestoga Rd, Wanner Rd, Heather Ct | $186,500 | $160,000 | $150,000-$175,000 | $167,000 | $150,000 | $175,000-$200,000 |
| Diller Ave, Chimney Ln, T649, Jalyn Dr, Candle Ln, T775, Wintergreen Way, Iris Ct, Azalea Ct, Chestnut Dr | $228,500 | $190,000 | $200,000-$250,000 | $168,000 | $150,000 | $150,000-$175,000 |
| Maple Grove Rd, S Kinzer Ave, T535, T890, Greentree Dr, E Huyard Rd, Vinca Ct, N Shirk Rd, Hearth Dr, Honeysuckle Ct | $192,000 | $160,000 | $175,000-$200,000 | $126,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $622 |
| Superior Protection Discount | -$76 | $683 |
| Fire & Security Discount | -$83 | $675 |
| Hail Resistant Roof Discount | -$23 | $736 |
| Newly Constructed Home Discount | -$159 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Earl, PA | $1,500 | $749 | $2,249 | $545 | $2,045 | $205 |
| Drumore, PA | $400 | $843 | $1,243 | $612 | $1,012 | $230 |
| East Pikeland, PA | $2,500 | $797 | $3,297 | $579 | $3,079 | $218 |
| Richmond, PA | $200 | $736 | $936 | $535 | $735 | $201 |
| Renningers, PA | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Susquehanna, PA | $500 | $674 | $1,174 | $490 | $990 | $184 |
| Ridley Park, PA | $1,500 | $676 | $2,176 | $491 | $1,991 | $185 |
| Beurys Lake, PA | $200 | $567 | $767 | $412 | $612 | $155 |
| Logan, NJ | $1,500 | $714 | $2,214 | $519 | $2,019 | $195 |
| Upper Allen, PA | $300 | $666 | $966 | $484 | $784 | $182 |
| Edgewood, MD | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| Home Insurance Company Earl, PA | Homeowners Insurance Agency Earl, PA | Address | Popularity Score | Distance from Earl (miles) |
|---|---|---|---|---|
| Allstate | Lance Davidson | 120 Bethlehem Pike Ste 101, Colmar, PA, 18915 | 45.9 | |
| Nationwide | Hagerty-Insurance | 579 Baltimore Pike Ste 101, Glen Mills, PA, 19342 | 34.7 | |
| Travelers | Laplaca Insurance Inc | 800 E Main St Ste B, Lansdale, PA, 19446 | 44.8 | |
| State Farm | Rick Milanak | 2466 New Holland Pike, Lancaster, PA, 17601-5936 | 6.7 | |
| State Farm | Mike Cahill | 1200 Bethlehem Pike, Flourtown, PA, 19031-2002 | 46.9 | |
| State Farm | Rich Bowren | 1 Mele Ave., Colmar, PA, 18915 | 46.0 | |
| Allstate | Ryan Whitehead | 572 S Bethlehem Pike, Fort Washington, PA, 19034 | 46.7 | |
| State Farm | Ed Hanway | 849 N Providence Rd, Media, PA, 19063-2538 | 39.8 | |
| State Farm | Patty Wright | 2417 State Hill Rd, Wyomissing, PA, 19610-1815 | 17.0 | |
| Allstate | Komlan Tsiseglo | 720 Church Ln, Yeadon, PA, 19050 | 46.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,030 | $520 |
| Lancaster County, PA | $193,200 | $763 | $560 | $1,050 | $490 |
| Earl, PA | $255,200 | $759 | $510 | $1,050 | $540 |
| Drumore, PA | $229,500 | $853 | $610 | $1,210 | $600 |
| East Pikeland, PA | $282,200 | $806 | $540 | $1,100 | $560 |
| Richmond, PA | $170,600 | $745 | $530 | $1,070 | $540 |
| Renningers, PA | $158,200 | $722 | $510 | $1,030 | $520 |
| Susquehanna, PA | $164,800 | $683 | $460 | $970 | $510 |
| Ridley Park, PA | $208,200 | $684 | $500 | $970 | $470 |
| Beurys Lake, PA | $92,000 | $574 | $410 | $820 | $410 |
| Logan, NJ | $202,100 | $722 | $500 | $1,000 | $500 |
| Upper Allen, PA | $201,900 | $675 | $490 | $960 | $470 |
| Edgewood, MD | $169,200 | $704 | $560 | $890 | $330 |