How Can I Make My Killeen, TX Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Killeen, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Killeen, TX Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $139,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $173,000 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $223,500 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $132,500 | $120,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in Killeen, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$250 | $1,223 |
| Superior Protection Discount | -$147 | $1,326 |
| Fire & Security Discount | -$162 | $1,311 |
| Hail Resistant Roof Discount | -$44 | $1,429 |
| Newly Constructed Home Discount | -$339 | $1,134 |
Choose the Right Deductible for your Killeen, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bell County | $1,500 | $1,480 | $2,980 | $1,075 | $2,575 | $404 |
| Killeen, TX | $1,000 | $1,456 | $2,456 | $1,058 | $2,058 | $398 |
| Bell County, TX | $500 | $1,480 | $1,980 | $1,075 | $1,575 | $404 |
| Temple, TX | $2,000 | $1,453 | $3,453 | $1,056 | $3,056 | $397 |
| Kempner, TX | $200 | $1,519 | $1,719 | $1,104 | $1,304 | $415 |
| Florence, TX | $2,000 | $1,082 | $3,082 | $786 | $2,786 | $296 |
| Briggs, TX | $300 | $1,725 | $2,025 | $1,254 | $1,554 | $471 |
| Gatesville, TX | $2,000 | $992 | $2,992 | $721 | $2,721 | $271 |
| Georgetown, TX | $400 | $1,283 | $1,683 | $932 | $1,332 | $351 |
| Valley Mills, TX | $2,000 | $1,516 | $3,516 | $1,101 | $3,101 | $414 |
Identify Top Home Insurance Agents near Killeen, TX | Back to Top
| Home Insurance Company Killeen, TX | Homeowners Insurance Agency Killeen, TX | Address | Popularity Score | Distance from Killeen (miles) |
|---|---|---|---|---|
| Travelers | Watkins Insurance Group | 3834 Spicewood Springs Road Suite 100, Austin, TX, 78759 | 49.4 | |
| State Farm | Brent Allen | 9801 Andrsn Ml Rd Ste 120, Austin, TX, 78750-2223 | 43.8 | |
| Farmers | Yvonne Carreon | 930 S Bell Blvd Ste 405, Cedar Park, TX, 78613 | 41.0 | |
| Travelers | Starr Insurance Agency | 8801 Research Blvd Ste 104, Austin, TX, 78758 | 49.1 | |
| Farmers | Karen Tellez | 2609 Howard Ln, Austin, TX, 78728 | 44.3 | |
| State Farm | Dan Baird | 12207 Waters Park Rd, Austin, TX, 78759-2119 | 45.9 | |
| Farmers | Julie Nguyen | 1006 E Yager Ln Ste 202b, Austin, TX, 78753 | 47.4 | |
| State Farm | Dick Cohalla | 11005 Burnet Rd Ste 114, Austin, TX, 78758-4440 | 47.3 | |
| Travelers | Bria Insurance & Risk Consultants | 9015 Mountain Ridge Dr Ste 350, Austin, TX, 78759 | 48.0 | |
| Farmers | Henry Chase | 3925 Waco Dr Ste B, Waco, TX, 76710 | 42.4 |
Compare Rates for Killeen, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Killeen, TX | $129,300 | $1,473 | $970 | $2,270 | $1,300 |
| Bell County, TX | $137,100 | $1,498 | $990 | $2,310 | $1,320 |
| Temple, TX | $128,400 | $1,471 | $970 | $2,260 | $1,290 |
| Kempner, TX | $104,000 | $1,537 | $1,010 | $2,370 | $1,360 |
| Florence, TX | $275,700 | $1,095 | $720 | $1,690 | $970 |
| Briggs, TX | $164,300 | $1,746 | $1,150 | $2,690 | $1,540 |
| Gatesville, TX | $103,500 | $1,004 | $660 | $1,550 | $890 |
| Georgetown, TX | $240,800 | $1,299 | $860 | $2,000 | $1,140 |
| Valley Mills, TX | $103,300 | $1,534 | $1,010 | $2,360 | $1,350 |
Research Home Insurance Companies Reviews in Killeen, TX Before Buying | Back to Top
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State Farm Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: October 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 11, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 26, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: June 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: May 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: March 11, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
GEICO Home Insurance Reviews
Date: April 26, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: April 22, 2019 Age: Above 60 Gender: Male Marital Status: Married
Date: April 18, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: October 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: August 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 03, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: January 02, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: December 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: January 07, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: April 11, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 27, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: March 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
MetLife Home Insurance Reviews
Date: April 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: March 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: December 20, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: October 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: March 07, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: April 06, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
American Summit Insurance Home Insurance Reviews
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: February 23, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Alfa Insurance Home Insurance Reviews
Date: March 13, 2019 Age: 40 to 49 Gender: Female Marital Status: Married