How Can I Make My Killeen, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Killeen, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Killeen, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $46,500 $40,000 $50,000-$75,000
2 Bedroom $139,000 $130,000 $100,000-$125,000
3 Bedroom $173,000 $160,000 $175,000-$200,000
4 Bedroom $223,500 $180,000 $250,000-$300,000
5 Bedroom $132,500 $120,000 $125,000-$150,000

Bundle your Killeen, TX Auto & Home Insurance from the Same Company | Back to Top

Killeen, TX Car Insurance Killeen, TX Home Insurance
Details Mazda, Mazda6i Touring 4 Beds, 3 Baths, 2730 Square Feet worth $281000
Insurance Rates Individually $1,181.32 $17400
Savings from buying both from the same company $5,202.77

Choose the Right Deductible for your Killeen, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $530 $630 $450 $550 $80
Bell County, TX $1,500 $640 $1,140 $540 $2,040 $-900
Killeen, TX $1,000 $520 $1,020 $430 $1,430 $-410
Bell County, TX $500 $620 $1,120 $520 $1,020 $100
Temple, TX $2,000 $530 $1,030 $460 $2,460 $-1,430
Kempner, TX $200 $420 $620 $350 $550 $70
Florence, TX $2,000 $1,140 $1,640 $960 $2,960 $-1,320
Briggs, TX $300 $670 $970 $560 $860 $110
Gatesville, TX $2,000 $480 $980 $400 $2,400 $-1,420
Georgetown, TX $400 $840 $1,240 $690 $1,090 $150
Valley Mills, TX $2,000 $340 $840 $290 $2,290 $-1,450
Jollyville, TX $300 $970 $1,270 $830 $1,130 $140

Identify Top Home Insurance Agents near Killeen, TX | Back to Top

Home Insurance Company Killeen, TX Homeowners Insurance Agency Killeen, TX Address Popularity Score Distance from Killeen (miles)
Travelers Watkins Insurance Group 3834 Spicewood Springs Road Suite 100, Austin, TX, 78759
49.4
State Farm Brent Allen 9801 Andrsn Ml Rd Ste 120, Austin, TX, 78750-2223
43.8
Farmers Yvonne Carreon 930 S Bell Blvd Ste 405, Cedar Park, TX, 78613
41.0
Travelers Starr Insurance Agency 8801 Research Blvd Ste 104, Austin, TX, 78758
49.1
Farmers Karen Tellez 2609 Howard Ln, Austin, TX, 78728
44.3
State Farm Dan Baird 12207 Waters Park Rd, Austin, TX, 78759-2119
45.9
Farmers Julie Nguyen 1006 E Yager Ln Ste 202b, Austin, TX, 78753
47.4
State Farm Dick Cohalla 11005 Burnet Rd Ste 114, Austin, TX, 78758-4440
47.3
Travelers Bria Insurance & Risk Consultants 9015 Mountain Ridge Dr Ste 350, Austin, TX, 78759
48.0
Farmers Henry Chase 3925 Waco Dr Ste B, Waco, TX, 76710
42.4

Compare Rates for Killeen, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Bell County, TX $119,800 $560 $370 $860 $490
Killeen, TX $116,900 $680 $450 $1,050 $600
Bell County, TX $119,800 $600 $400 $920 $520
Temple, TX $110,300 $530 $350 $820 $470
Kempner, TX $77,900 $340 $220 $520 $300
Florence, TX $231,100 $1,040 $690 $1,600 $910
Briggs, TX $154,900 $870 $570 $1,340 $770
Gatesville, TX $84,900 $350 $230 $540 $310
Georgetown, TX $182,900 $820 $540 $1,260 $720
Valley Mills, TX $79,200 $360 $240 $550 $310
Jollyville, TX $200,100 $800 $530 $1,230 $700

Research Home Insurance Companies Reviews in Killeen, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: April 26, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have not done comparisons with other companies in a while, However, when I was originally looking, the offering was comparable to other leaders in the area, and the price was very competitive.


Date: April 22, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
The customer service of Geico is always friendly and welcoming. In fact, they initiate conversations about issues that might or might not be important to me.

Date: April 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I was able to add things like Flood and Disaster coverage with little trouble. Geico's policy offerings are easier to navigate than my old company.


Date: October 01, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Last time I check it was the lowest premium. That is why I chose it. When it is time to renew I will reevaluate that and find the cheapest one.

Date: September 18, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Communication
They have been great with communicating with me. I usually get to talk to a live person within a few minutes of calling.

Date: August 31, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
Every time I've communicated with them they just made excuses. They don't help you cut the price; they try to sell you more insurance which is the opposite of what I want.

Date: August 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I feel pretty good about my premium, I feel like I'm paying a fair amount compared to other people I know,

Date: August 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
The only thing I can remember about my policy is that I eliminated everything I could to minimize the price. I only buy insurance because somebody makes me; it has absolutely no value.


Date: August 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I don't like any customer service because there is no such thing anymore. All they do is make excuses. I don't need anybody to make excuses; I need somebody to solve problems. They don't do that.

Date: June 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
I like the app because it's simple and easy to use. Very easy to navigate. I can pay right on the app, I can also text with someone right from the app.

Date: May 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
The only good thing about the website is that you can use it to pay your bill or get a quote and various other things without having to deal with a salesperson who pushes you to buy more insurance. Sometimes it doesn't work and you have to use a pushy person; that's when I dislike it.

Date: December 03, 2017    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
Great customer service at Geico. They are extremely helpful anytime I have ever had to call or needed something.

State Farm Home Insurance Reviews

Date: April 13, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
When I had an issue with my roof they not only repaired it but also made the necessary adjustments to get it up to the current state codes.


Date: November 28, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
I think they are competitive with other policies. Since we have multiple policies with them and have been with them for a long time we get some savings compared to other providers. I would rate them as a 4.

Date: October 04, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My home insurance offers loss of use, dwelling coverage, dwelling extension coverage, credit card and bank forgery coverage, and medical payments. My policy is very extensive and the policy documents explain everything very well.


Date: September 11, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I currently have the best deal that I have found. I shop around about once a year, and I can never find the amount of coverage I have for any cheaper than what I get it now. I also receive a large discount for bundling home and auto.

Date: August 26, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
The interaction was great. As a first time home buyer, several questions were asked and they made things for myself extremely easy to understand. They were always available to answer any/all questions when needed.

Date: August 24, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
When I call my agent's office, everyone is always so nice and willing to help. The staff members go above and beyond to make every process easy for their customers.

Date: August 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service is awesome. They are extremely knowledgeable about their insurance rates and quotes. As a first time home buyer, they answered all of my questions and I was completely satisfied.

Date: August 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like both the website and mobile apps because they're easy to navigate and find what you're looking for. The use of the personal assistance if have any questions regarding things such as upgrades or generic questions

Date: June 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
For the most part, the coverage was more inexpensive compared to others. With also the ease of purchase of home insurance through state farm was relatively easier to acquire when compared to others.

Date: May 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
The agent's office always calls me directly when there is an issue with anything. Whether it be a late payment, or simply checking to see how a claim is coming along.

Date: March 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
I like the company's mobile app because it allows me to change coverages, check existing coverage, chat with a representative, as well as make a payment. The app is very user-friendly and easy to navigate.

Allstate Home Insurance Reviews

Date: January 02, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am very satisfied with the amount I have with my home insurance policy at this point I have had no reason to use it much so I am not worried about the payments but that might change if I have a issue.


Date: December 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium on my policy is pretty low and I carry a deductible in the middle of the scale. I'm satisfied with this set up as I don't intend to have a claim unless it's major and the deductible won't matter at that point.

Date: November 07, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I like it directs me well to my service attache, what I don't like is the app design itself and the website which are more advertising than serving the real customers.

Farmer's Insurance Home Insurance Reviews

Date: April 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
To be honest Im not sure what all the other insurance providers offer as far as home coverage. But I know that mine offered what I needed and gave me an affordable rate.


Date: March 27, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I don't like Farmer's. It costs a lot of money and not reasonable when I have not filed any claims forever. It is expensive.

Date: March 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Farmer's Insurance covers us pretty well. Its most impressive when it comes to appliance repair and replacement.


MetLife Home Insurance Reviews

Date: April 03, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
By combining home and auto i was able to save 10 percent on the premiums.Higher the deductible the lower the premium.

Date: March 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I had previously used USAA for everything and had been pretty satisfied. USAA is a great insurance company but their homeowner's policies tend to be way overpriced.


Progressive Home Insurance Reviews

Date: July 27, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
my premium stays lower compared to any other company I looked at. the deductibles are average and the same as other companies.

Date: February 23, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I've been pleasantly surprised with Progressive as my home insurance company. I've need to contact customer service once, and it was quick and easy with their online portal.

Travelers Home Insurance Reviews

Date: March 07, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
In comparue others insurrance i hear about it, Travelers have a better policy because the offer you cover Dewlling, Personal property and loss of use.


Date: December 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Traveler's Insurance is a great company with lower premiums and deductibles compared to other home insurance policies that I have researched. They are great.

Liberty Mutual Home Insurance Reviews

Date: April 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Every time I have ever need to contact customer service I have always been helped to resolve my issue. I am treated with respect and feel important.

American Summit Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The insurance company is ok,i have only spoken to one rep there, and he was nice. Provided a reasonably good rate for the home insurance, and also offered flood insurance.

Safeco Insurance Home Insurance Reviews

Date: February 23, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I think our premium and deductible are reasonable. They are less than the other quotes we received, which is why we chose this company.

Alfa Insurance Home Insurance Reviews

Date: March 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I needed to add a piece of jewelry onto my homeowner's insurance policy. It was a quick and easy task, and the agent and his employees were very nice and helpful.

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