How Can I Make My Stillwater, OK Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Stillwater, OK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Stillwater, OK Home Insurance Coverage Levels | Back to Top
| Stillwater, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Summer Hill Ct, 89th St, E 86th St, E Kirk St, Kern St, Karsten Cr Rd, SW 1st St, E Sunrise Ave, W Farm Rd, S Blakely St | $137,000 | $130,000 | $125,000-$150,000 | $131,500 | $110,000 | $125,000-$150,000 |
| Pine Grove Dr, Coldron St, N Washington St, Westbrook Dr, N Running Bear St, Doolin Ln, Kyle Ct, 3rd Ave, S Mehan Rd, S Quail Ridge St | $123,000 | $110,000 | $125,000-$150,000 | $106,000 | $90,000 | $75,000-$100,000 |
| E Airport Rd, N3220 Rd, Oak Trail Dr, Edgemoor Dr, Woodland Trails Ave, W 23rd Ave, W 3rd Ave, Lydia Ln, Hall of Fame Ln, Pecan Grove Ct | $259,500 | $210,000 | $250,000-$300,000 | $123,000 | $110,000 | $125,000-$150,000 |
| W University Ave, N Stoney Creek, W 122nd St, E 100th St, N Arrington Ct, S Cimarron Dr, E 32nd Ave, W Sherwood Ave, Fairgrounds Rd, 3rd Ave | $78,000 | $70,000 | $75,000-$100,000 | $68,000 | $60,000 | $50,000-$75,000 |
| W Husband Ct, Charring Cross, S West St, E Liberty Ave, Melrose Dr, S Oak Knoll Ct, Ashford Ct, W 31st Ct, Mockingbird Ln, S Iba Dr | $145,000 | $130,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| West Virginia Ave, E Marcus Ave, Westwood Ln, W 9th Ct, N3450 Rd, E Chantry Ave, NE 4th St, W Northgate Dr, N Sangre Rd, S Hester St | $130,500 | $120,000 | $125,000-$150,000 | $84,000 | $80,000 | $50,000-$75,000 |
| Pinewood Cir, Cowboy Ct, Co Rd 210, N Canyon Rim Dr, W Freeman Ave, W 31st Ave, Black Oak Dr, E 13th Ave, Greenbriar Ct, Evergreen Ct | $103,500 | $100,000 | $100,000-$125,000 | $104,500 | $90,000 | $75,000-$100,000 |
| Mehan Rd, N Edna's St, High Prairie Rdg, N Benjamin St, W Fagen Ln, W Bonfire Ln, N Britton Dr, Canter Ct, W Hall of Fame Ave, N Western Rd | $194,000 | $160,000 | $200,000-$250,000 | $124,000 | $110,000 | $100,000-$125,000 |
| 1st Ave, Greystone St, E 71st St, E Highview Ave, W Lone Chimney Rd, N Stallard St, Mark Cir, E Vfw Rd, N Benjamin Ct, E 10th Ave | $143,500 | $120,000 | $125,000-$150,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Logan Rd, Shamrock Ln N, Stansbury St, N Husband Ct, S Shumard Dr, N Cimarron Dr, E0626 Rd, W Swim Ave, Creekside Ct, S Boomer Rd | $168,500 | $150,000 | $175,000-$200,000 | $104,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Stillwater, OK | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$255 | $1,162 |
| Superior Protection Discount | -$142 | $1,275 |
| Fire & Security Discount | -$142 | $1,275 |
| Hail Resistant Roof Discount | -$43 | $1,374 |
| Newly Constructed Home Discount | -$368 | $1,048 |
Choose the Right Deductible for your Stillwater, OK Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Payne County | $1,000 | $1,465 | $2,465 | $1,065 | $2,065 | $400 |
| Stillwater, OK | $1,500 | $1,400 | $2,900 | $1,017 | $2,517 | $383 |
| Carney, OK | $1,500 | $1,152 | $2,652 | $837 | $2,337 | $315 |
| Warwick, OK | $200 | $1,481 | $1,681 | $1,076 | $1,276 | $405 |
| Stroud, OK | $700 | $1,128 | $1,828 | $820 | $1,520 | $308 |
| McCord-Braden, OK | $500 | $1,388 | $1,888 | $1,009 | $1,509 | $379 |
| Hominy, OK | $1,500 | $829 | $2,329 | $603 | $2,103 | $227 |
| Breckenridge, OK | $200 | $915 | $1,115 | $665 | $865 | $250 |
| Midwest City, OK | $1,000 | $1,214 | $2,214 | $882 | $1,882 | $332 |
| Dover, OK | $400 | $973 | $1,373 | $707 | $1,107 | $266 |
| Johnson, OK | $1,500 | $1,427 | $2,927 | $1,037 | $2,537 | $390 |
Identify Top Home Insurance Agents near Stillwater, OK | Back to Top
| Home Insurance Company Stillwater, OK | Homeowners Insurance Agency Stillwater, OK | Address | Popularity Score | Distance from Stillwater (miles) |
|---|---|---|---|---|
| State Farm | Lucas Grounds | 1315 N Perkins Rd, Stillwater, OK, 74075-5712 | 3.2 | |
| State Farm | Randy Willingham | 2600 Nw Expwy, Oklahoma City, OK, 73112-7213 | 47.9 | |
| Allstate | Maria Lucia Lopez | 3523 Nw 36th St, Oklahoma City, OK, 73112 | 49.5 | |
| Farmers | Scott Godwin | 9026 Se 29th St, Oklahoma City, OK, 73130 | 48.3 | |
| Farmers | Natalie Griffin | 1401 S Douglas Blvd Ste P, Midwest City, OK, 73130 | 47.3 | |
| State Farm | Bobby Lewis | 2100 Harper St, Choctaw, OK, 73020-8055 | 43.1 | |
| State Farm | Brian Sandlin | 603 W Broadway St, Mcloud, OK, 74851 | 45.2 | |
| State Farm | Bruce Shook | 1816 S Air Depot Blvd, Midwest City, OK, 73110-5106 | 48.4 | |
| Allstate | Randy Scott | 7902 N May Ave, Oklahoma City, OK, 73120 | 46.6 | |
| Allstate | Jennifer Elliott | 304 N Main St, Stillwater, OK, 74075 | 2.4 |
Compare Rates for Stillwater, OK Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,130 | $1,060 |
| Payne County, OK | $147,400 | $1,483 | $1,010 | $2,120 | $1,110 |
| Stillwater, OK | $161,900 | $1,417 | $950 | $2,000 | $1,050 |
| Carney, OK | $86,000 | $1,166 | $800 | $1,600 | $800 |
| Warwick, OK | $127,100 | $1,499 | $1,000 | $2,110 | $1,110 |
| Stroud, OK | $83,200 | $1,142 | $790 | $1,560 | $770 |
| McCord-Braden, OK | $114,900 | $1,405 | $940 | $2,010 | $1,070 |
| Hominy, OK | $67,100 | $839 | $570 | $1,180 | $610 |
| Breckenridge, OK | $59,200 | $926 | $670 | $1,290 | $620 |
| Midwest City, OK | $104,400 | $1,229 | $880 | $1,710 | $830 |
| Dover, OK | $65,600 | $985 | $670 | $1,400 | $730 |
| Johnson, OK | $120,000 | $1,444 | $980 | $2,010 | $1,030 |
Research Home Insurance Companies Reviews in Stillwater, OK Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 10, 2020 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance company policy offerings compared to other insurance providers is a little bit better because they are well know to the area.
Date: October 23, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The premium is about 800 dollars. Other companies that quoted me were a lot higher and some close to it. However I decided to go with state farm because is reputable. Not sure what my deductible is.
Date: September 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I gave it a 5. They had many many plans to choose from to accomidate all incomes and coverages needed to properly insure your home.
Farm Bureau Home Insurance Reviews
Date: December 28, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
I have had very pleasant experiences with my insurance company. They are very friendly and knowledgeable.
Allstate Home Insurance Reviews
Date: October 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
It is extremely reliable based on reputable reviews and from my own experience. They are no hassle at all.