How Can I Make My Fairfield, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Fairfield, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Fairfield, CA Home Insurance Coverage Levels | Back to Top
| Fairfield, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Singletree Way, Goodyear Rd, San Luis St, Emerald Bay Dr, Carnation Dr, Midtown Ln, Sleepy Hollow Ln, Poppy Hills Dr, Holiday Ln, Crystal Rose Ct | $330,000 | $280,000 | $250,000-$300,000 | $705,000 | $590,000 | $800,000-$900,000 |
| Claremont Ct, Fortuna Dr, Buchanan St, Scandia Rd, Theresa Way, Brook Falls Dr, Walters Pl, Marigold Dr, Alvarado Ct, Kenwood Ct | $242,000 | $220,000 | $250,000-$300,000 | $239,500 | $220,000 | $250,000-$300,000 |
| Clearwater Oak Ct, Greentree Ct, Durbin Ln, Airmen Dr, Silverado Cir, Pelham Ct, Quaker Ct, Ganton Ct, Idyllwild Dr, San Remo St | $349,500 | $330,000 | $400,000-$500,000 | $605,500 | $530,000 | $500,000-$600,000 |
| Warren St, Bobwhite Ct, Windmill Ct, Scottsburg Ct, Plymouth Pl, Pebble Beach Cir, Kennedy Ct, Robin Dr, Palace Ct, Norwalk Way | $379,000 | $340,000 | $400,000-$500,000 | $277,000 | $250,000 | $250,000-$300,000 |
| Currier Pl, Avenido del Lago Way, Oakbrook Dr, Cannes Dr, Larkin Dr, Wesley St, San Marco St, San Anselmo St, Amberwood Cir, la Mirada Ct | $195,000 | $160,000 | $200,000-$250,000 | $202,000 | $180,000 | $200,000-$250,000 |
| Serrano Dr, Shadywood Ct, Silverado Ct, Harmony Ct, Cabernet Ct, Soho Ln, Langton Ct, Palo Seco Ct, Olsen Way, Stonewood Dr | $330,500 | $290,000 | $350,000-$400,000 | $393,000 | $370,000 | $350,000-$400,000 |
| Mankos Corner Rd, Bodin Cir, Jasmine St, Farwell St, el Rancho Way, Sandpiper Dr, Hopkins Dr, Spanish Bay Dr, Rainier Ct, Ricky Ct | $238,000 | $220,000 | $200,000-$250,000 | $565,000 | $510,000 | $500,000-$600,000 |
| Channing Ct, James St, Estates Dr, E Tennessee St, Olivewood Ln, Stratford Ln, Mountain View Ct, Knollwood Ct, Norwalk Ct, de Soto Dr | $265,500 | $230,000 | $250,000-$300,000 | $318,500 | $290,000 | $300,000-$350,000 |
| Swan Way, Jefferson St, la Mesa Ct, Gordon Valley Rd, Holesapple Rd, Casa Loma Way, Gull Ct, Juniper St, E Atlantic Ave, Dogwood Cir | $284,500 | $250,000 | $200,000-$250,000 | $370,500 | $310,000 | $400,000-$500,000 |
| Gingerwood Pl, Industrial Ct, Daffodil Dr, Marbury Ct, Marcel Ln, Summer Grove Cir, Howe Ct, Cherry Valley Dr, Boothey Ave, Oak Ln | $422,500 | $370,000 | $400,000-$500,000 | $488,500 | $400,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Fairfield, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $743 |
| Superior Protection Discount | -$86 | $778 |
| Fire & Security Discount | -$95 | $769 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$173 | $691 |
Choose your Fairfield, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
Identify Top Home Insurance Agents near Fairfield, CA | Back to Top
| Home Insurance Company Fairfield, CA | Homeowners Insurance Agency Fairfield, CA | Address | Popularity Score | Distance from Fairfield (miles) |
|---|---|---|---|---|
| State Farm | Manuel Morillo | 1240 Anderson Dr Ste 102, Suisun City, CA, 94585-3766 | 1.5 | |
| State Farm | Alan Ward | 5321 Hopyard Rd Ste I, Pleasanton, CA, 94588-3338 | 39.2 | |
| State Farm | Yogi Chugh | 3650 Thornton Ave, Fremont, CA, 94536-7400 | 47.9 | |
| State Farm | Anea Kamahele | 730 W Napa St, Sonoma, CA, 95476-6413 | 23.7 | |
| Allstate | Lany Roldan Demerin | 5055 Bus Center Dr Ste 107, Fairfield, CA, 94534 | 6.2 | |
| State Farm | Barb Ellul | 7027 Dublin Blvd Ste 140, Dublin, CA, 94568-3018 | 38.6 | |
| Allstate | Alissa Gutierres | 3237 Alhambra Ave Ste 3, Martinez, CA, 94553 | 18.3 | |
| State Farm | Roger Fernando | 2200 Camino Ramon, San Ramon, CA, 94583-1328 | 33.3 | |
| State Farm | Lorin Young | 16848 Alisal Ct, San Lorenzo, CA, 94580-1712 | 39.5 | |
| Travelers | Andreini & Company | 2431 West March Lane Ste 300, Stockton, CA, 95207 | 42.6 |
Compare Rates for Fairfield, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Solano County, CA | $342,000 | $865 | $640 | $1,180 | $540 |
| Fairfield, CA | $341,500 | $864 | $640 | $1,180 | $540 |
| Rio Vista, CA | $293,300 | $664 | $490 | $900 | $410 |
| San Pablo, CA | $270,400 | $698 | $520 | $950 | $430 |
| Lake Berryessa, CA | $297,100 | $799 | $590 | $1,090 | $500 |
| Blackhawk, CA | $1,165,700 | $936 | $690 | $1,270 | $580 |
| Kentfield, CA | $1,713,700 | $942 | $700 | $1,280 | $580 |
| Lagunitas-Forest Knolls, CA | $727,800 | $2,023 | $1,500 | $2,750 | $1,250 |
| Cherryland, CA | $364,100 | $811 | $600 | $1,100 | $500 |
| Middletown, CA | $263,700 | $688 | $510 | $940 | $430 |
| Sebastopol, CA | $687,700 | $1,056 | $780 | $1,440 | $660 |
| Rancho Cordova, CA | $265,900 | $721 | $530 | $980 | $450 |
Research Home Insurance Companies Reviews in Fairfield, CA Before Buying | Back to Top
Share a review on your home insurance company
Travelers Home Insurance Reviews
Date: September 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Website/App
The website is very basic, doesn't offer a lot of features. I attempted to cancel my policy and go with a cheaper alternative and there was no way to do so online.. so I just gave up.
Date: September 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I was able to find a cheaper premium elsewhere but not by much. Payments are managed by escrow, so I had wanted to lower my costs so I could put more toward the premium. I'll probably look for another company again around renewal.
Date: September 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The company's website and mobile app are both perfectly functional but without anything special about it. I can check basic policy information and track past or upcoming payments. I haven't had any claims yet but if I did, their progress can be followed here too. The mobile app is really just the website, with nothing different to make it appealing, which I suppose is the one fault I can find with it.
Date: September 19, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I haven't had much experience with homeowner's insurance in the 12 years prior to taking on co-ownership of the house with my girlfriend, so I'm not all that sure whether the premium is high or low or typical. I have a feeling it's a fair and not excessive premium, based on my knowledge of Traveler's
Date: September 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I've only attempted to communicate with them once and it was very frustrating. I wasn't at all satisfied. Other than that, I get emails with my policy documents.
Date: August 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
My home policy is a standard home insurance policy covering damage to property (with some exceptions), as well as valuables kept inside the house (also with some exceptions)
Date: August 20, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
I have never had to deal with their customer service - not on the phone, not by text or chat or email, not in person. Which I like, Everything has gone smoothly with our automatic monthly payments and renewals.
Date: August 17, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Dwelling 199,000, Other Structures 19,900, Personal Property 139,300, Loss of Use 59,700, Personal Liability 300,000, Medical payments to others/each person 1,000, limited fungi, other microbes or rot remediation 5,000.
Date: July 26, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
I like that I don't have to interact - it's all done automatically and I just really review the policy when it renews each year to make sure the price is the same or close to the same.
Date: May 12, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
Customer service was pretty abysmal. When I attempted to cancel my policy, I was routed to my local account manager rather than be provided assistance via corporate. When I routed, my account manager was on vacation for a week and wouldn't be able to assist me. I was told she was the only one... pretty unacceptable to have only one person authorized to assist.
State Farm Home Insurance Reviews
Date: February 14, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
I believe State Farm offers the same type of coverage as many other companies. I have all of the coverage I need for the region in which I live.
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Every time I call they are quick to answer, I do not have to sit on hold. They are always thorough and respectful. They always make sure I have the information I need for what ever I have called about.
Date: September 14, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The website is kind of annoying to use at times, it can be confusing and not clear like other insurance websites I've dealt with in the past.
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My insurance provider covers not only the damage occured to my house and anything attached, but also pays for whatever was inside the house to be replaced.
Date: September 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium is wonderful compared to other insurance companies, before choosing this one I did a lot of shopping around and on the financial side of things I got the best deal.
Date: June 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
The communication with my insurance company is wonderful. They don't bug me and I don't bug them. They keep communication to a minimum while making sure I know all of the relevant information necessary.
Date: March 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I can't remember one time I've had a negative customer service experience with State Farm, they are a wonderful company and incredibly helpful to their customers.
Allstate Home Insurance Reviews
Date: September 17, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I haven't shopped this in a while so I do not know if I could be paying a lower premium. Maybe I should shop it around. Deductible has been fair
Date: March 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
My home insurance customer service is pleasant. Anytime that I've needed clarification on something they help me and I always have a positive experience.
Date: January 08, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Compared to other insurance company's, Allstate is always there for me and my needs. If I am late on a payment they will extend it till I make it.
Date: November 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
Their policies include, protection of bandala, internal care, insurance of emodelaciones, insurance against landslides or some event of nature, security, among others. Are policies that are consistent with what a person normally wants to protect their home
Progressive Home Insurance Reviews
Date: September 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
This is easy to use and understand website. There is everything that you need in one space
Date: August 22, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I searched and got quotes from multiple companies and this company had the best rates by far
Date: August 15, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I love that the customer support is very attentive to our needs
Farmer's Insurance Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I feel like they give better policies and options for customers. I like how they work with you to cover all the things you feel need to be covered. they also answer your questions.
Date: July 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I believe the coverage options for my home insurance carrier are comparable to those offered by other companies. I feel that the coverage offered to me in my premium is adequate.
Nationwide Home Insurance Reviews
Date: June 01, 2019 Age: 20 to 29 Gender: Unmarried Marital Status: Female
Customer Service
I am satisfied with my home insurance because it is affordable. I can usually always reach a customer service agent when I call in to the call center.
Westfield Insurance Home Insurance Reviews
Date: October 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
premium membership coverage is a life time plan but for that scheme we want to invest a large amount at once where as for other plans we will offer to pay the amount either monthly or yearly
GEICO Home Insurance Reviews
Date: October 19, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
Geico to me has the best customer service thus far. Once, I was late on my bill because my husband lost his job and Geico told me they would take care of the bill for that month. It was the nicest thing a company.