Gavop shows you how to buy homeowners insurance in Pawhuska, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $158,500 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $171,500 | $150,000 | $125,000-$150,000 |
| 4 Bedroom | $235,500 | $190,000 | $250,000-$300,000 |
| 5 Bedroom | $433,000 | $390,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $807 |
| Home and Two Car | -$140 | $736 |
| Home and Three Car | -$219 | $657 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Pawhuska, MO | $2,000 | $866 | $2,866 | $629 | $2,629 | $237 |
| Saline, MO | $700 | $817 | $1,517 | $593 | $1,293 | $223 |
| Richwoods, MO | $500 | $980 | $1,480 | $712 | $1,212 | $268 |
| Cross Timbers, MO | $1,000 | $852 | $1,852 | $619 | $1,619 | $233 |
| Cole County, MO | $100 | $1,017 | $1,117 | $739 | $839 | $278 |
| Wardsville, MO | $700 | $1,249 | $1,949 | $908 | $1,608 | $341 |
| South Green, MO | $300 | $935 | $1,235 | $679 | $979 | $255 |
| Cooper County, MO | $1,500 | $861 | $2,361 | $626 | $2,126 | $235 |
| Clear Creek, MO | $300 | $1,066 | $1,366 | $775 | $1,075 | $291 |
| Green Ridge, MO | $700 | $931 | $1,631 | $676 | $1,376 | $254 |
| Home Insurance Company Pawhuska, MO | Homeowners Insurance Agency Pawhuska, MO | Address | Popularity Score | Distance from Pawhuska (miles) |
|---|---|---|---|---|
| State Farm | Marcus Sykora | 3570 Osage Bch Pkwy Ste 203, Osage Beach, MO, 65065-6601 | 5.8 | |
| State Farm | Brad Hutchison | 3401 W Truman Blvd, Jefferson City, MO, 65109-5752 | 37.9 | |
| Travelers | Krantz Insurance Group | 2820 Bagnell Dam Blvd Ste 5b, Lake Ozark, MO, 65049 | 4.7 | |
| Farmers | Evett Schuster | 2705 Graham Dr, Sedalia, MO, 65301 | 45.0 | |
| State Farm | Fred Hynes | 533 N Jefferson Ave, Lebanon, MO, 65536-2743 | 34.6 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 40.0 | |
| Travelers | Vogel West Side | 2413 Hyde Park Rd, Jefferson City, MO, 65109 | 38.4 | |
| State Farm | Jim Kesterson | 1401 Southwest Blvd, Jefferson City, MO, 65109-2484 | 38.4 | |
| Farmers | David Westhoff | 603 S Henry Clay Blvd, Ashland, MO, 65010 | 47.2 | |
| Farmers | David Jaeger | 824 Southwest Blvd, Jefferson City, MO, 65109 | 38.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,490 | $740 |
| Camden County, MO | $176,300 | $1,080 | $730 | $1,540 | $810 |
| Pawhuska, MO | $208,400 | $877 | $640 | $1,240 | $600 |
| Saline, MO | $111,200 | $827 | $600 | $1,150 | $550 |
| Richwoods, MO | $113,800 | $992 | $670 | $1,380 | $710 |
| Cross Timbers, MO | $77,600 | $862 | $630 | $1,190 | $560 |
| Cole County, MO | $154,200 | $1,030 | $740 | $1,420 | $680 |
| Wardsville, MO | $222,500 | $1,264 | $920 | $1,810 | $890 |
| South Green, MO | $100,000 | $946 | $690 | $1,310 | $620 |
| Cooper County, MO | $128,900 | $872 | $590 | $1,240 | $650 |
| Clear Creek, MO | $143,400 | $1,079 | $730 | $1,500 | $770 |
| Green Ridge, MO | $99,000 | $942 | $690 | $1,330 | $640 |