Gavop shows you how to buy homeowners insurance in Lac qui Parle County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $127,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $163,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $512 |
| Superior Protection Discount | -$62 | $562 |
| Fire & Security Discount | -$62 | $562 |
| Hail Resistant Roof Discount | -$19 | $605 |
| Newly Constructed Home Discount | -$181 | $443 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lac qui Parle County | $2,500 | $617 | $3,117 | $448 | $2,948 | $168 |
| Lac qui Parle County, MN | $1,000 | $617 | $1,617 | $448 | $1,448 | $168 |
| Maxwell, MN | $200 | $892 | $1,092 | $648 | $848 | $244 |
| Edison, MN | $2,000 | $695 | $2,695 | $505 | $2,505 | $190 |
| Hazel Run, MN | $200 | $970 | $1,170 | $705 | $905 | $265 |
| Swift County, MN | $1,500 | $658 | $2,158 | $478 | $1,978 | $180 |
| Prior, MN | $100 | $1,064 | $1,164 | $773 | $873 | $291 |
| Moonshine, MN | $2,000 | $1,574 | $3,574 | $1,144 | $3,144 | $430 |
| Marshfield, MN | $100 | $1,086 | $1,186 | $789 | $889 | $297 |
| Hayes, MN | $1,500 | $1,010 | $2,510 | $734 | $2,234 | $276 |
| St. Johns, MN | $400 | $1,167 | $1,567 | $848 | $1,248 | $319 |
| Home Insurance Company Lac qui Parle County, MN | Homeowners Insurance Agency Lac qui Parle County, MN | Address | Popularity Score | Distance from Lac qui Parle County (miles) |
|---|---|---|---|---|
| State Farm | Charlie Aufenthie | 106 S 5th St, Marshall, MN, 56258-1204 | 42.5 | |
| Allstate | A To Z Insurance Center | 338 N Main St, Renville, MN, 56284 | 49.5 | |
| State Farm | Tom Suby | 1210 E College Dr Ste 100, Marshall, MN, 56258-2275 | 42.9 | |
| State Farm | Mark Henderson | 761 Prentice St Ste 1, Granite Falls, MN, 56241-1552 | 34.0 | |
| State Farm | Nate Vandervelde | 143 N Miles St, Appleton, MN, 56208-1378 | 15.9 | |
| State Farm | Kelly Knudsen | 120 W Bradley St, Tyler, MN, 56178-1103 | 49.9 | |
| State Farm | Tony Ourada | 210 Saint Olaf Ave N, Canby, MN, 56220-1374 | 20.6 | |
| State Farm | Tony Ourada | 209 6th Ave, Madison, MN, 56256 | 1.1 | |
| State Farm | Kevin Anundson | 100 E 1st St, Minneota, MN, 56264 | 31.8 | |
| State Farm | Jan Scriver | 123 2nd St Nw, Ortonville, MN, 56278 | 24.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,660 | $850 |
| Lac qui Parle County, MN | $81,100 | $624 | $430 | $850 | $420 |
| Lac qui Parle County, MN | $81,100 | $624 | $430 | $890 | $460 |
| Maxwell, MN | $123,900 | $903 | $620 | $1,250 | $630 |
| Edison, MN | $86,300 | $703 | $510 | $990 | $480 |
| Hazel Run, MN | $141,700 | $982 | $720 | $1,390 | $670 |
| Swift County, MN | $102,100 | $666 | $490 | $920 | $430 |
| Prior, MN | $165,600 | $1,077 | $780 | $1,500 | $720 |
| Moonshine, MN | $335,700 | $1,593 | $1,150 | $2,260 | $1,110 |
| Marshfield, MN | $171,900 | $1,099 | $740 | $1,530 | $790 |
| Hayes, MN | $151,300 | $1,022 | $690 | $1,400 | $710 |
| St. Johns, MN | $196,400 | $1,181 | $790 | $1,670 | $880 |