Gavop tells you how to get the best homeowners insurance in Putnam, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Putnam, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Kelly Rd, Rachel Marie, Darwin Rd, Common Trl, N Peaceful Valley Dr, N Pearl St, University Camp Rd, Wilbur, Peaceful Valley Rd, Pondside Ct | $180,500 | $150,000 | $200,000-$250,000 | $159,500 | $140,000 | $175,000-$200,000 |
| W State Hwy 36, Vincent Dr, Mangrove Way, W Livingston, Nita, Starfield Dr, Queensland Way, W Abalone Way, Gecko Trl, Kennedy | $204,000 | $180,000 | $175,000-$200,000 | $337,000 | $290,000 | $350,000-$400,000 |
| Wynns Rd, Forest Valley Ct, W Schafer Rd, Hillside Dr, Curtis Dr, Clarence, Meyers Ln, Chalker, Sunrise Ridge, Koala Ct | $229,000 | $200,000 | $200,000-$250,000 | $341,000 | $300,000 | $250,000-$300,000 |
| Pumpkin Ln, Angels Pass, Hepner Dr, Parkdale, Blue Bird Ln, William St, Vincent, Lookout St, Reason Rd, College Pl | $225,500 | $190,000 | $200,000-$250,000 | $321,500 | $300,000 | $350,000-$400,000 |
| University Camp Dr, Arthurs Ct, Darwood Rd, Knights, Hunters Way, W Unadilla St, Riverbank Ln, Kingston, Meadowind Ct, W Portage St | $239,000 | $220,000 | $250,000-$300,000 | $319,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$114 | $600 |
| Superior Protection Discount | -$64 | $650 |
| Fire & Security Discount | -$64 | $650 |
| Hail Resistant Roof Discount | -$21 | $693 |
| Newly Constructed Home Discount | -$179 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Livingston County | $700 | $849 | $1,549 | $617 | $1,317 | $232 |
| Putnam, MI | $2,500 | $705 | $3,205 | $513 | $3,013 | $193 |
| Bridgewater, MI | $100 | $932 | $1,032 | $677 | $777 | $255 |
| Vandercook Lake, MI | $2,500 | $683 | $3,183 | $496 | $2,996 | $187 |
| Garden City, MI | $400 | $644 | $1,044 | $468 | $868 | $176 |
| Woodstock, MI | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Hanover, MI | $200 | $792 | $992 | $576 | $776 | $217 |
| Royal Oak charter, MI | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Ferndale, MI | $200 | $637 | $837 | $463 | $663 | $174 |
| Dover, MI | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Rush, MI | $300 | $743 | $1,043 | $540 | $840 | $203 |
| Fayette, MI | $2,000 | $785 | $2,785 | $571 | $2,571 | $215 |
| Home Insurance Company Putnam, MI | Homeowners Insurance Agency Putnam, MI | Address | Popularity Score | Distance from Putnam (miles) |
|---|---|---|---|---|
| State Farm | Tom Pelham | 2178 S State St, Ann Arbor, MI, 48104-6280 | 18.7 | |
| State Farm | Mary Curran | 28151 Woodward Ave, Berkley, MI, 48072-0910 | 41.0 | |
| State Farm | Mike Marihugh | 31707 Plymouth Rd, Livonia, MI, 48150-1905 | 32.0 | |
| State Farm | Johan Sutton | 37243 Huron River Drive, New Boston, MI, 48164-9181 | 35.8 | |
| State Farm | Stan Ring | 113 E Grnd Blanc Rd Ste B, Grand Blanc, MI, 48439-3319 | 36.2 | |
| State Farm | Barbara Merten-Dubensky | 2028 Hazel St, Birmingham, MI, 48009-6807 | 39.9 | |
| Liberty Mutual Independent | Guy Hurley Blaser & Heuer Llc | 1080 Kirts Blvd Ste 500, Troy, MI, 48084 | 41.7 | |
| Travelers | American Express | 4 Parklane Blvd Ste 414, Dearborn, MI, 48126 | 40.1 | |
| State Farm | Lynn Raade | 3570 Plymouth Rd, Ann Arbor, MI, 48105-2603 | 18.0 | |
| State Farm | Cindy Strang | 7955 Ann Arbor St, Dexter, MI, 48130-1337 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Livingston County, MI | $218,700 | $859 | $580 | $1,190 | $610 |
| Putnam, MI | $193,100 | $714 | $510 | $1,010 | $500 |
| Bridgewater, MI | $254,800 | $943 | $630 | $1,310 | $680 |
| Vandercook Lake, MI | $83,000 | $691 | $480 | $960 | $480 |
| Garden City, MI | $88,300 | $652 | $450 | $910 | $460 |
| Woodstock, MI | $138,400 | $778 | $530 | $1,110 | $580 |
| Hanover, MI | $156,000 | $802 | $550 | $1,130 | $580 |
| Royal Oak charter, MI | $61,100 | $648 | $460 | $930 | $470 |
| Ferndale, MI | $131,100 | $645 | $460 | $920 | $460 |
| Dover, MI | $108,100 | $734 | $490 | $1,040 | $550 |
| Rush, MI | $120,100 | $752 | $530 | $1,050 | $520 |
| Fayette, MI | $150,800 | $795 | $580 | $1,130 | $550 |