Gavop's guide to buying homeowners insurance in Desert Edge, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Desert Edge, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Langlois Rd, Corkill Rd, Inyo Dr, S Country Club Dr, Prickly Pear Trl, la Sala, S Starcross Dr, White Sage Trl, Coyote Way, la Sala Dr | $86,500 | $80,000 | $75,000-$100,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Johnson Rd, Garnet Rd, Wide Canyon Rd, Wilson Rd, Bubbling Wells Rd, Mihalyo Rd, Smoke Tree Rd, N Starcross Dr, Channel Run Rd, Cactus Apple Dr | $109,500 | $100,000 | $75,000-$100,000 | $117,500 | $100,000 | $100,000-$125,000 |
| Evening Sky Dr, Knoll Dr, Broken Arrow Ln, Eastside Ct, Paradise Rd, Via Diablo, Clifton St, Sunset Way, 11th Ave, Eastlake Ct | $87,500 | $70,000 | $75,000-$100,000 | $125,000 | $100,000 | $100,000-$125,000 |
| Morse Rd, King Rd, Quail Rd, Angelus Vis, Thornton Rd, Morse St, Midpark Dr, 13th Ave, Yaqui Ln, Bandera St | $81,500 | $70,000 | $75,000-$100,000 | $106,500 | $90,000 | $75,000-$100,000 |
| Pepper Tree Ln, Sky Pointe Dr, Roberts Ln, Club House Dr, Serendipity Rd, Keith St, Louise St, Paseo Yucca Vis, Old Morongo Rd, Hatchet Cactus Dr | $108,500 | $100,000 | $100,000-$125,000 | $128,500 | $110,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$42 | $482 |
| Home and Two Car | -$89 | $435 |
| Home and Three Car | -$121 | $404 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $700 | $779 | $1,479 | $566 | $1,266 | $213 |
| Desert Edge, CA | $2,000 | $518 | $2,518 | $376 | $2,376 | $141 |
| Sky Valley, CA | $100 | $539 | $639 | $392 | $492 | $147 |
| Thousand Palms, CA | $1,000 | $1,043 | $2,043 | $758 | $1,758 | $285 |
| Joshua Tree, CA | $100 | $1,034 | $1,134 | $751 | $851 | $283 |
| Indio, CA | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Valle Vista, CA | $500 | $1,043 | $1,543 | $758 | $1,258 | $285 |
| East Hemet, CA | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Big Bear, CA | $500 | $719 | $1,219 | $523 | $1,023 | $197 |
| Yucaipa, CA | $2,000 | $731 | $2,731 | $531 | $2,531 | $200 |
| Homeland, CA | $500 | $1,052 | $1,552 | $764 | $1,264 | $287 |
| Loma Linda, CA | $1,000 | $729 | $1,729 | $530 | $1,530 | $199 |
| Home Insurance Company Desert Edge, CA | Homeowners Insurance Agency Desert Edge, CA | Address | Popularity Score | Distance from Desert Edge (miles) |
|---|---|---|---|---|
| State Farm | Lisa Perez Houghtaling | 29950 Haun Rd Ste 205, Menifee, CA, 92586-6527 | 45.3 | |
| Allstate | R. Ivan Wenzel | 410 Alabama St Ste 106, Redlands, CA, 92373 | 45.1 | |
| State Farm | Elizabeth King | 31045 Temecula Pkwy Ste 202, Temecula, CA, 92592-3085 | 49.9 | |
| Farmers | Obed Reynaga | 228 W Hospitality Ln Ste F2, San Bernardino, CA, 92408 | 49.7 | |
| Farmers | Julia Lara | 12981 Perris Blvd Ste 108, Moreno Valley, CA, 92553 | 45.2 | |
| Allstate | Loni Kallay | 40100 Washington St Ste 135, Bermuda Dunes, CA, 92203 | 13.9 | |
| Travelers | Weingarten & Hough | 610 S Belardo Road 300, Palm Springs, CA, 92264 | 9.7 | |
| State Farm | Hermie Abrigo | 12075 Heacock St, Moreno Valley, CA, 92557-7102 | 46.2 | |
| State Farm | Cindy Cabanas | 795 E 6th St Ste C, Beaumont, CA, 92223-2231 | 30.6 | |
| Farmers | Julie Pak | 410 Alabama St Ste 103, Redlands, CA, 92373 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Desert Edge, CA | $37,200 | $524 | $390 | $710 | $320 |
| Sky Valley, CA | $124,600 | $546 | $400 | $740 | $340 |
| Thousand Palms, CA | $148,800 | $1,056 | $780 | $1,440 | $660 |
| Joshua Tree, CA | $118,700 | $1,046 | $770 | $1,420 | $650 |
| Indio, CA | $247,900 | $695 | $510 | $940 | $430 |
| Valle Vista, CA | $137,300 | $1,056 | $780 | $1,440 | $660 |
| East Hemet, CA | $203,200 | $655 | $480 | $890 | $410 |
| Big Bear, CA | $255,800 | $728 | $540 | $990 | $450 |
| Yucaipa, CA | $277,600 | $740 | $550 | $1,010 | $460 |
| Homeland, CA | $86,400 | $1,065 | $790 | $1,450 | $660 |
| Loma Linda, CA | $333,200 | $738 | $550 | $1,000 | $450 |