Gavop tells you how to get the best homeowners insurance in Hopewell, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $149,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $274,500 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $441,000 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $522 |
| Superior Protection Discount | -$55 | $553 |
| Fire & Security Discount | -$43 | $565 |
| Hail Resistant Roof Discount | -$12 | $595 |
| Newly Constructed Home Discount | -$152 | $455 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bellwood | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Hopewell, VA | $2,500 | $600 | $3,100 | $436 | $2,936 | $164 |
| Templeton, VA | $500 | $918 | $1,418 | $667 | $1,167 | $251 |
| Manchester, VA | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Claremont, VA | $500 | $756 | $1,256 | $549 | $1,049 | $207 |
| New Kent County, VA | $700 | $791 | $1,491 | $575 | $1,275 | $216 |
| Chamberlayne, VA | $200 | $739 | $939 | $537 | $737 | $202 |
| Henry, VA | $700 | $795 | $1,495 | $578 | $1,278 | $217 |
| James City, VA | $400 | $988 | $1,388 | $718 | $1,118 | $270 |
| Short Pump, VA | $2,500 | $835 | $3,335 | $606 | $3,106 | $228 |
| Gloucester Courthouse, VA | $500 | $911 | $1,411 | $662 | $1,162 | $249 |
| Home Insurance Company Hopewell, VA | Homeowners Insurance Agency Hopewell, VA | Address | Popularity Score | Distance from Hopewell (miles) |
|---|---|---|---|---|
| Travelers | Dyeco Insurance Group Llc | 10301 Hull St Rd Ste 3 Office 3, Midlothian, VA, 23112 | 19.0 | |
| Travelers | Goodrich & Watson Insurers Inc | 11837 Rock Landing Dr Ste 103, Newport News, VA, 23606 | 48.0 | |
| State Farm | Bill Conley | 7516 Jefferson Davis Highway, Richmond, VA, 23237-4439 | 11.8 | |
| Travelers | Budget Insurance Agency | 110 Dare Rd Ste D, Yorktown, VA, 23692 | 47.0 | |
| State Farm | Jeremy Dixon | 200 Nat Turner Blvd S Ste 2, Newport News, VA, 23606-2998 | 47.0 | |
| Travelers | Langley Financial Insurance Agency | 11742 Jefferson Ave Ste 100, Newport News, VA, 23606 | 47.4 | |
| Allstate | Barry F. Melvin | 4316 Chester Village Ln, Chester, VA, 23831 | 9.4 | |
| Nationwide | Bradshaw And Associates Inc | 2631 W Hundred Rd, Chester, VA, 23831-2308 | 7.7 | |
| State Farm | Ray Garfinkel | 3311 W Broad St Ste 201, Richmond, VA, 23230-5000 | 21.4 | |
| Erie | Pearce & Company Insurance Services Inc. | 110 Norfolk Avenue Suite A, Colonial Heights, VA, 23834 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,360 | $710 |
| Bellwood, VA | $136,500 | $656 | $470 | $930 | $460 |
| Hopewell, VA | $122,400 | $607 | $410 | $860 | $450 |
| Templeton, VA | $237,300 | $929 | $630 | $1,320 | $690 |
| Manchester, VA | $168,100 | $673 | $490 | $950 | $460 |
| Claremont, VA | $155,200 | $765 | $510 | $1,050 | $540 |
| New Kent County, VA | $256,600 | $801 | $550 | $1,140 | $590 |
| Chamberlayne, VA | $211,800 | $748 | $540 | $1,070 | $530 |
| Henry, VA | $260,700 | $805 | $590 | $1,150 | $560 |
| James City, VA | $328,700 | $1,000 | $730 | $1,420 | $690 |
| Short Pump, VA | $397,800 | $845 | $570 | $1,170 | $600 |
| Gloucester Courthouse, VA | $232,300 | $922 | $650 | $1,280 | $630 |