Gavop's guide to buying homeowners insurance in North Whitehall, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $76,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $164,000 | $160,000 | $125,000-$150,000 |
| 3 Bedroom | $321,000 | $300,000 | $300,000-$350,000 |
| 4 Bedroom | $271,000 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $322,500 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $649 |
| Superior Protection Discount | -$75 | $679 |
| Fire & Security Discount | -$75 | $679 |
| Hail Resistant Roof Discount | -$15 | $739 |
| Newly Constructed Home Discount | -$173 | $581 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lehigh County | $2,000 | $759 | $2,759 | $552 | $2,552 | $207 |
| North Whitehall, PA | $2,000 | $745 | $2,745 | $542 | $2,542 | $204 |
| Laurys Station, PA | $100 | $887 | $987 | $645 | $745 | $242 |
| South Manheim, PA | $1,500 | $734 | $2,234 | $533 | $2,033 | $201 |
| West Lawn, PA | $400 | $662 | $1,062 | $481 | $881 | $181 |
| Raritan, NJ | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| Plymouth, PA | $200 | $894 | $1,094 | $650 | $850 | $244 |
| Downingtown, PA | $2,500 | $696 | $3,196 | $506 | $3,006 | $190 |
| Peapack and Gladstone, NJ | $500 | $2,032 | $2,532 | $1,477 | $1,977 | $555 |
| Lebanon South, PA | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Home Insurance Company North Whitehall, PA | Homeowners Insurance Agency North Whitehall, PA | Address | Popularity Score | Distance from North Whitehall (miles) |
|---|---|---|---|---|
| State Farm | Jeff Gottesman | 9551 Bustleton Ave Ste 2, Philadelphia, PA, 19115-3800 | 49.9 | |
| Nationwide | Elsa Arbitman Agency | 200 S Bellevue Ave, Langhorne, PA, 19047 | 49.2 | |
| Erie | Lehigh Agency | 1737 Schoenersville Road, Bethlehem, PA, 18018 | 9.9 | |
| Farmers | Patricia Wade | 6816 Ridge Ave, Philadelphia, PA, 19128 | 47.7 | |
| Allstate | Brian Mcquoid | 12040 Bustleton Ave, Philadelphia, PA, 19116 | 48.5 | |
| Erie | The James Taylor Agency Inc. | 5 Village Row, New Hope, PA, 18938 | 38.7 | |
| Erie | M & M Insurance Agency Inc. | 611 Huntingdon Pike Suite B, Rockledge, PA, 19046 | 48.5 | |
| Erie | Moore Insurance Network | 111 Presidential Blvd Suite 135, Bala Cynwyd, PA, 19004 | 49.9 | |
| State Farm | Joe Deegan | 21 York Rd, Willow Grove, PA, 19090-3420 | 44.6 | |
| Nationwide | Weigner Insurance & Financial Services Inc | 1241 N Charlotte St, Pottstown, PA, 19464 | 28.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,070 | $570 |
| Lehigh County, PA | $196,000 | $768 | $520 | $1,070 | $550 |
| North Whitehall, PA | $252,800 | $754 | $550 | $1,040 | $490 |
| Laurys Station, PA | $253,000 | $898 | $600 | $1,230 | $630 |
| South Manheim, PA | $169,400 | $743 | $510 | $1,060 | $550 |
| West Lawn, PA | $132,800 | $670 | $460 | $960 | $500 |
| Raritan, NJ | $422,800 | $978 | $670 | $1,340 | $670 |
| Plymouth, PA | $328,200 | $905 | $640 | $1,260 | $620 |
| Downingtown, PA | $222,000 | $705 | $510 | $990 | $480 |
| Peapack and Gladstone, NJ | $650,700 | $2,057 | $1,500 | $2,940 | $1,440 |
| Lebanon South, PA | $144,000 | $693 | $510 | $960 | $450 |