Gavop tells you how to get the best homeowners insurance in Monroe County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $72,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $126,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $213,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $319,000 | $280,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $595 |
| Home and Two Car | -$110 | $537 |
| Home and Three Car | -$155 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,000 | $640 | $1,640 | $465 | $1,465 | $175 |
| Monroe County, IA | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Vermillion, IA | $100 | $859 | $959 | $624 | $724 | $235 |
| Wapello County, IA | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Hedrick, IA | $700 | $538 | $1,238 | $391 | $1,091 | $147 |
| Pleasantville, IA | $100 | $756 | $856 | $549 | $649 | $207 |
| Lynn Grove, IA | $1,000 | $745 | $1,745 | $541 | $1,541 | $204 |
| Woodburn, IA | $200 | $408 | $608 | $297 | $497 | $112 |
| Ackworth, IA | $1,500 | $1,072 | $2,572 | $779 | $2,279 | $293 |
| Clio, IA | $500 | $404 | $904 | $294 | $794 | $110 |
| Greentop, MO | $2,000 | $823 | $2,823 | $598 | $2,598 | $225 |
| Home Insurance Company Monroe County, IA | Homeowners Insurance Agency Monroe County, IA | Address | Popularity Score | Distance from Monroe County (miles) |
|---|---|---|---|---|
| State Farm | Lonnie Portner | 123 E 2nd St S, Newton, IA, 50208-3729 | 47.2 | |
| Travelers | Midwest Heritage Insurance Services | 1010 Court Avenue, Chariton, IA, 50049 | 23.0 | |
| Travelers | Midwest Heritage Insurance Services | 1025 Braden Ave, Chariton, IA, 50049 | 23.0 | |
| State Farm | Jim Carnahan | 522 Richmond Ave, Ottumwa, IA, 52501-4121 | 23.0 | |
| Allstate | David Weilbrenner | 425 W 2nd St, Ottumwa, IA, 52501 | 23.7 | |
| State Farm | Jim Carnahan | 110 N Madison Ave, Bloomfield, IA, 52537 | 30.5 | |
| State Farm | Mike Beckner | 106 S Franklin St, Corydon, IA, 50060-1518 | 30.1 | |
| State Farm | Jim Chapman | 3 Benton Ave E, Albia, IA, 52531-2032 | 3.2 | |
| State Farm | Doug Bauman | 523 Church Street, Ottumwa, IA, 52501-4216 | 23.6 | |
| State Farm | Teri Johnston | 605 W Mclane, Osceola, IA, 50213-0534 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,150 | $590 |
| Monroe County, IA | $99,100 | $647 | $470 | $920 | $450 |
| Monroe County, IA | $99,100 | $647 | $440 | $890 | $450 |
| Vermillion, IA | $151,300 | $869 | $630 | $1,210 | $580 |
| Wapello County, IA | $81,000 | $907 | $650 | $1,300 | $650 |
| Hedrick, IA | $65,800 | $545 | $390 | $750 | $360 |
| Pleasantville, IA | $117,700 | $765 | $550 | $1,090 | $540 |
| Lynn Grove, IA | $114,500 | $754 | $510 | $1,050 | $540 |
| Woodburn, IA | $42,000 | $413 | $280 | $570 | $290 |
| Ackworth, IA | $260,700 | $1,085 | $750 | $1,530 | $780 |
| Clio, IA | $41,300 | $409 | $290 | $560 | $270 |
| Greentop, MO | $70,500 | $833 | $560 | $1,180 | $620 |