How Can I Make My Cerritos, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Cerritos, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Cerritos, CA Home Insurance Coverage Levels | Back to Top
| Cerritos, CA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Leal Ave, Carnaby St, Vicente Pl, Midway Pl, Bertha Pl, Damian St, Jeffrey Ave, Cuesta Dr, Nell Ave, E Fallcreek Ln | $476,500 | $390,000 | $500,000-$600,000 | $302,500 | $250,000 | $300,000-$350,000 |
| Timberhill Ln, Barnhill Ave, Janell Ave, de Groot Pl, E Christy St, Sunnycanyon Ln, Linda Way, Linda Ave, Elmont Ave, S Santana Ave | $617,000 | $500,000 | $700,000-$800,000 | $544,500 | $490,000 | $600,000-$700,000 |
| Alatha St, Ashworth Cir, Stapleton Ct, Elmira Ct, Jacob Ave, Ridgecrest Ln, Shasta Cir, Reva St, Bertha St, Niagra Ave | $428,500 | $400,000 | $350,000-$400,000 | $391,000 | $350,000 | $300,000-$350,000 |
| Vierra Ave, Ryan Ln, Jackson, Ashworth Pl, Alfred Ave, Pearl Ct, Nicholas Ave, Wiersma Ave, Struikman Rd, Parkvalle Ave | $535,000 | $450,000 | $400,000-$500,000 | $445,000 | $410,000 | $500,000-$600,000 |
| Eloise St, la Jara Cir, Eastman St, Bouma Ave, Casandra Ave, Towne Center Dr, Viarna St, Bach Way, Camden Ln, Arabella St | $545,000 | $470,000 | $500,000-$600,000 | $712,000 | $620,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in Cerritos, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $1,049 |
| Superior Protection Discount | -$123 | $1,111 |
| Fire & Security Discount | -$111 | $1,123 |
| Hail Resistant Roof Discount | -$25 | $1,210 |
| Newly Constructed Home Discount | -$296 | $938 |
Choose the Right Deductible for your Cerritos, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Los Angeles County | $700 | $1,435 | $2,135 | $1,043 | $1,743 | $392 |
| Cerritos, CA | $2,000 | $1,220 | $3,220 | $886 | $2,886 | $333 |
| Cypress, CA | $500 | $1,499 | $1,999 | $1,089 | $1,589 | $410 |
| West Whittier-Los Nietos, CA | $700 | $875 | $1,575 | $636 | $1,336 | $239 |
| Villa Park, CA | $300 | $932 | $1,232 | $677 | $977 | $255 |
| Pasadena, CA | $700 | $1,410 | $2,110 | $1,025 | $1,725 | $385 |
| Norco, CA | $400 | $1,044 | $1,444 | $759 | $1,159 | $285 |
| Bloomington, CA | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Grand Terrace, CA | $200 | $631 | $831 | $458 | $658 | $172 |
| Pi\ufffdon Hills, CA | $2,000 | $630 | $2,630 | $458 | $2,458 | $172 |
| Sun Village, CA | $400 | $596 | $996 | $433 | $833 | $163 |
| Loma Linda, CA | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
Identify Top Home Insurance Agents near Cerritos, CA | Back to Top
| Home Insurance Company Cerritos, CA | Homeowners Insurance Agency Cerritos, CA | Address | Popularity Score | Distance from Cerritos (miles) |
|---|---|---|---|---|
| State Farm | Steve Dwight | 4625 E Anaheim St, Long Beach, CA, 90804-3122 | 7.1 | |
| Liberty Mutual Independent | Alandale Insurance Agency | 11022 Winners Cir Ste 100, Los Alamitos, CA, 90720 | 4.8 | |
| State Farm | Don Rood Jr | 7720 Painter Ave, Whittier, CA, 90602-2437 | 7.4 | |
| Travelers | Seashore Insurance Agency Inc | 18402 Hawthorne Blvd Ste B, Torrance, CA, 90504 | 16.3 | |
| State Farm | Tom Romano | 1226 E Main St, Alhambra, CA, 91801-4113 | 16.3 | |
| Allstate | Jeff Adams | 4860 Irvine Blvd Ste 206, Irvine, CA, 92620 | 20.8 | |
| State Farm | Carlos Cornejo | 13701 Riverside Dr Ste 201, Sherman Oaks, CA, 91423-2447 | 28.8 | |
| State Farm | Virnie Tordera | 12071 Beach Blvd, Stanton, CA, 90680-3705 | 7.1 | |
| State Farm | Connie Hwang | 285 Imperial Hwy Ste 100, Fullerton, CA, 92835-1054 | 8.7 | |
| State Farm | Matt Shirazi | 8527 Alondra Blvd Ste 139, Paramount, CA, 90723-5257 | 4.9 |
Compare Rates for Cerritos, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Los Angeles County, CA | $495,800 | $1,453 | $1,070 | $1,980 | $910 |
| Cerritos, CA | $638,600 | $1,235 | $910 | $1,680 | $770 |
| Cypress, CA | $576,500 | $1,517 | $1,120 | $2,060 | $940 |
| West Whittier-Los Nietos, CA | $390,000 | $885 | $660 | $1,200 | $540 |
| Villa Park, CA | $1,077,600 | $944 | $700 | $1,280 | $580 |
| Pasadena, CA | $771,700 | $1,428 | $1,060 | $1,940 | $880 |
| Norco, CA | $476,900 | $1,057 | $780 | $1,440 | $660 |
| Bloomington, CA | $226,800 | $638 | $470 | $870 | $400 |
| Grand Terrace, CA | $275,700 | $638 | $470 | $870 | $400 |
| Pi\ufffdon Hills, CA | $189,900 | $638 | $470 | $870 | $400 |
| Sun Village, CA | $198,200 | $604 | $450 | $820 | $370 |
| Loma Linda, CA | $333,200 | $738 | $550 | $1,000 | $450 |
Research Home Insurance Companies Reviews in Cerritos, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I give it a 5, because they were the cheapeast i could find in my area. You are able to add and take away different coverages to make your bill more manageble for you.
Date: June 10, 2019 Age: Above 60 Gender: Married Marital Status: Female
Customer Service
I am very satisfied with the customer service at the insurance company I am with presently.I know most of the representatives by first name and its enjoyable to visit the local store.
Allstate Home Insurance Reviews
Date: July 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I think the policy offerings are good.They cover everything I need covered. The only thing that I don't like is it's a little on the expensive side but they are a premium company.