How Can I Make My Hutchinson, MN Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Hutchinson, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Hutchinson, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $60,000 $50,000 $50,000-$75,000
2 Bedroom $162,000 $150,000 $125,000-$150,000
3 Bedroom $219,000 $190,000 $250,000-$300,000
4 Bedroom $284,000 $230,000 $250,000-$300,000
5 Bedroom $345,500 $300,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Hutchinson, MN | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$115 $708
Superior Protection Discount -$74 $749
Fire & Security Discount -$74 $749
Hail Resistant Roof Discount -$25 $799
Newly Constructed Home Discount -$222 $601

Choose your Hutchinson, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,488
Hail Damage $4,900
Wind Damage $6,051
Expensive Claims
Fire $45,123
Smoke $16,218

Identify Top Home Insurance Agents near Hutchinson, MN | Back to Top

Home Insurance Company Hutchinson, MN Homeowners Insurance Agency Hutchinson, MN Address Popularity Score Distance from Hutchinson (miles)
Farmers Pavel Liashkovich 7206 Forestview Ln N Ste 115, Maple Grove, MN, 55369
48.5
State Farm Joe Liedl 7200 Hemlock Ln N Ste 102, Maple Grove, MN, 55369-5587
48.4
Allstate Stanley Winnie 6409 City West Pkwy Ste 100, Eden Prairie, MN, 55344
47.1
State Farm Bruce Capra 4646 Colorado Street, Prior Lake, MN, 55372-2417
48.2
Travelers Gilbert Brothers Insurance 10900 Wayzata Blvd Ste 215, Minnetonka, MN, 55305
47.5
State Farm Brad Billings 421 1st Ave E, Shakopee, MN, 55379-1462
42.4
Travelers Advantage 1 Insurance Agency Inc 3801 3rd St N #101 Saint Cloud, St. Cloud, MN, 56303
47.3
Liberty Mutual Independent Horizon Agency Inc 6500 City West Pkwy #100 Eden Prairie, Eden Prairie, MN, 55344
47.3
Allstate Security Insurance Agency 265 Main St S, Hector, MN, 55342
19.3
Farmers Kelly Eldred 2960 Winnetka Ave N Ste 212, Crystal, MN, 55427
49.6

Compare Rates for Hutchinson, MN Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $199,700 $1,192 $870 $1,700 $830
McLeod County, MN $150,400 $977 $690 $1,390 $700
Hutchinson, MN $141,200 $823 $550 $1,160 $610
Collinwood, MN $250,800 $1,340 $980 $1,860 $880
Albion, MN $284,100 $1,433 $1,030 $1,960 $930
Carver County, MN $287,200 $1,298 $900 $1,830 $930
Corinna, MN $293,200 $1,459 $990 $2,090 $1,100
Mound, MN $228,100 $907 $620 $1,260 $640
Danube, MN $80,100 $665 $480 $950 $470
Clear Lake, MN $273,600 $1,403 $970 $1,990 $1,020
Rogers, MN $298,700 $1,049 $760 $1,450 $690
Mamre, MN $208,700 $1,219 $840 $1,670 $830
St. Martin, MN $208,800 $1,220 $880 $1,670 $790