Gavop shows you how to buy homeowners insurance in Taos, NM by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Taos, NM - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| North Rd, Rabbit Ln, Cll Pamolita, NW Pue Canyon Rd, Co Rd 110, Cam de Mondragon, Cll del Romero, Trapper Ln, Atilano Rd, Thomas Ct | $118,500 | $100,000 | $75,000-$100,000 | $247,000 | $220,000 | $200,000-$250,000 |
| Octaviano Rd, Graves Rd, Black Wing Rd, School Rd, Salazar Rd, Miller Rd, Mabel Dodge Ln, Cam de Santa Fe, Loma Linda Ranch Rd, Santo Nino Rd | $193,500 | $160,000 | $150,000-$175,000 | $257,500 | $240,000 | $250,000-$300,000 |
| Montoya Rd, Short Rd, Cll de la Rosa, Rotten Tree, Ovejeros Rd, Felicidad Ln, Avra Rd, Cll Cornelio, Ranchitos Rd, Quintana Ln | $146,500 | $140,000 | $150,000-$175,000 | $195,000 | $180,000 | $200,000-$250,000 |
| Sunset Blvd, State Rte 378, Cielo Dulce, Old State Rd 3, Lower Embargo Rd, Forest 493 Rd, Monte Vista Rd, Lavadia Ln, Altito Rd, Lund St | $185,500 | $180,000 | $150,000-$175,000 | $243,000 | $200,000 | $200,000-$250,000 |
| Upper Llano Rd, Martinez Ln, Cottom Rd, Elk Rutt Rd, Dolan St, la Loma St, Phillips St, Cielo Grande Rd, State Hwy 515, Rock Garden Gully Gdn | $199,000 | $170,000 | $150,000-$175,000 | $222,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $726 |
| Superior Protection Discount | -$87 | $787 |
| Fire & Security Discount | -$87 | $787 |
| Hail Resistant Roof Discount | -$26 | $848 |
| Newly Constructed Home Discount | -$192 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Taos County | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Taos, NM | $1,500 | $864 | $2,364 | $628 | $2,128 | $236 |
| Vadito, NM | $300 | $719 | $1,019 | $523 | $823 | $197 |
| Chimayo, NM | $2,000 | $876 | $2,876 | $637 | $2,637 | $239 |
| Alcalde, NM | $1,500 | $838 | $2,338 | $609 | $2,109 | $229 |
| Hernandez, NM | $100 | $842 | $942 | $612 | $712 | $230 |
| El Valle de Arroyo Seco, NM | $1,500 | $871 | $2,371 | $633 | $2,133 | $238 |
| Mora County, NM | $100 | $696 | $796 | $505 | $605 | $190 |
| Santa Clara Pueblo, NM | $700 | $771 | $1,471 | $560 | $1,260 | $211 |
| Home Insurance Company Taos, NM | Homeowners Insurance Agency Taos, NM | Address | Popularity Score | Distance from Taos (miles) |
|---|---|---|---|---|
| State Farm | Wanda Lucero | 211 Kit Carson Rd, Taos, NM, 87571-6410 | 4.9 | |
| Farmers | Joella Montoya | 107 Plaza Garcia Ste A, Taos, NM, 87571 | 5.3 | |
| Farmers | Thomas Gutierrez | 1033 Paseo Del Pueblo Sur Ste F, Taos, NM, 87571 | 4.2 | |
| State Farm | Andrea Suazo | 1010b Paseo Del Pueblo Sur, Taos, NM, 87571 | 4.3 | |
| Allstate | Dennis Rivera | 416 N Riverside Dr Ste B, Espanola, NM, 87532 | 38.2 | |
| Allstate | Brown & Brown-Taos | 627 Paseo Del Pueblo Sur, Taos, NM, 87571 | 4.6 | |
| Allstate | Lisa Gallegos | 1128d Paseo Del Pueblo Sur, Taos, NM, 87571 | 4.2 | |
| Liberty Mutual Independent | Beaudry Insurance Agency Inc. | 603 Paseo Del Pueblo Norte, Taos, NM, 87571 | 5.6 | |
| Travelers | Rio Grande Ins Services Of Sf Inc | 224 Cruz Alta Rd Ste F, Taos, NM, 87571 | 4.2 | |
| Travelers | Monte Sol Insurance Agency Llc | 107 Trujillo Loop, Espanola, NM, 87532 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Mexico | $163,900 | $870 | $590 | $1,200 | $610 |
| Taos County, NM | $218,400 | $929 | $680 | $1,280 | $600 |
| Taos, NM | $257,800 | $874 | $590 | $1,230 | $640 |
| Vadito, NM | $96,700 | $728 | $500 | $1,010 | $510 |
| Chimayo, NM | $173,300 | $887 | $610 | $1,220 | $610 |
| Alcalde, NM | $152,500 | $848 | $580 | $1,180 | $600 |
| Hernandez, NM | $154,800 | $852 | $570 | $1,210 | $640 |
| El Valle de Arroyo Seco, NM | $170,600 | $882 | $610 | $1,210 | $600 |
| Mora County, NM | $109,100 | $704 | $480 | $990 | $510 |
| Santa Clara Pueblo, NM | $196,300 | $780 | $530 | $1,110 | $580 |