Gavop shows you how to buy homeowners insurance in Garden County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Garden County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rd 191, E Ave E, W Ave L, Rd 62, Rd 181, W Ave N, Rd 60A, Rd 167, Rd 40, Lakeside Rd | $143,000 | $130,000 | $150,000-$175,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Rush Creek, W River Rd, W Ave M, Home St, Irene Ave, Rd 209, Ave B, School St, Rd 52, E Ave G | $121,000 | $110,000 | $75,000-$100,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Rd 60, Wallace St, US Hwy 26, Rd 187, W 3rd St, Rd 76, Rd 58A, May St, Rd 183, E Ave I | $91,000 | $80,000 | $75,000-$100,000 | $40,500 | $30,000 | $25,000-$50,000 |
| Liberty St, Rd 70, Ave A, W Ave F, Rd 217, Deuel St, W 4th St, Rd 205, Ave C, Rd 34 | $147,000 | $130,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| W Canyon Rd, Rd 175, Spears St, W 1st St, Rd 58, Stout St, Rd 157, Rd West Q N, W Ave J, Rd 32 | $87,000 | $80,000 | $75,000-$100,000 | $62,500 | $60,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $675 |
| Home and Two Car | -$117 | $617 |
| Home and Three Car | -$169 | $565 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Garden County | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Garden County, NE | $1,500 | $725 | $2,225 | $527 | $2,027 | $198 |
| Oshkosh, NE | $100 | $750 | $850 | $545 | $645 | $205 |
| Ashby, NE | $1,000 | $998 | $1,998 | $725 | $1,725 | $273 |
| Lonergan, NE | $1,500 | $1,177 | $2,677 | $855 | $2,355 | $322 |
| Sunol, NE | $500 | $628 | $1,128 | $457 | $957 | $172 |
| Whitetail, NE | $1,500 | $973 | $2,473 | $707 | $2,207 | $266 |
| Gurley, NE | $100 | $911 | $1,011 | $662 | $762 | $249 |
| West Camp Clarke, NE | $1,000 | $780 | $1,780 | $567 | $1,567 | $213 |
| Redington, NE | $500 | $1,130 | $1,630 | $821 | $1,321 | $309 |
| Home Insurance Company Garden County, NE | Homeowners Insurance Agency Garden County, NE | Address | Popularity Score | Distance from Garden County (miles) |
|---|---|---|---|---|
| Allstate | Plummer Insurance Inc | 9732 Us Highway 26 Po Box 548, Bridgeport, NE, 69336 | 40.6 | |
| Farmers | Brooke Denovellis | 840 11th Ave, Sidney, NE, 69162 | 49.0 | |
| Farmers | Steve Vasa | 55 River Rd Ste 10, Ogallala, NE, 69153 | 49.0 | |
| Travelers | Western Trails Insurance | 301 Main St, Lewellen, NE, 69147 | 24.6 | |
| Liberty Mutual Independent | Security First Insurance | 1205 Jackson St, Sidney, NE, 69162 | 49.1 | |
| Liberty Mutual Independent | Gregorys Insurance | 124 W 3rd St, Alliance, NE, 69301 | 41.2 | |
| State Farm | Katie Haas | 923 8th Ave, Sidney, NE, 69162-1736 | 48.9 | |
| State Farm | Annette Frerichs | 915 Main St, Bridgeport, NE, 69336-4032 | 39.9 | |
| Allstate | The Pinnacle Agency | 201 E Second St, Ogallala, NE, 69153 | 48.6 | |
| State Farm | Larry Kroeker | 206 E A St, Ogallala, NE, 69153-2640 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $880 | $1,680 | $800 |
| Garden County, NE | $81,800 | $734 | $540 | $1,040 | $500 |
| Garden County, NE | $81,800 | $734 | $520 | $1,040 | $520 |
| Oshkosh, NE | $64,000 | $759 | $510 | $1,090 | $580 |
| Ashby, NE | $104,200 | $1,010 | $690 | $1,380 | $690 |
| Lonergan, NE | $137,100 | $1,191 | $820 | $1,630 | $810 |
| Sunol, NE | $46,100 | $636 | $430 | $910 | $480 |
| Whitetail, NE | $100,000 | $985 | $670 | $1,410 | $740 |
| Gurley, NE | $89,600 | $922 | $630 | $1,300 | $670 |
| West Camp Clarke, NE | $68,500 | $789 | $530 | $1,130 | $600 |
| Redington, NE | $128,100 | $1,144 | $770 | $1,580 | $810 |