How Can I Make My Pacifica, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Pacifica, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Pacifica, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $195,000 $170,000 $175,000-$200,000
2 Bedroom $408,000 $360,000 $350,000-$400,000
3 Bedroom $456,000 $390,000 $400,000-$500,000
4 Bedroom $498,000 $470,000 $500,000-$600,000
5 Bedroom $1,191,000 $990,000 $900,000-$1,000,000

Estimate your Savings with Home Insurance Discounts in Pacifica, CA | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$194 $1,191
Superior Protection Discount -$138 $1,246
Fire & Security Discount -$111 $1,274
Hail Resistant Roof Discount -$42 $1,343
Newly Constructed Home Discount -$318 $1,066

Choose your Pacifica, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,156
Physical Damage $2,537
Hail Damage $4,571
Wind Damage $6,114
Expensive Claims
Fire $43,782
Smoke $15,884

Identify Top Home Insurance Agents near Pacifica, CA | Back to Top

Home Insurance Company Pacifica, CA Homeowners Insurance Agency Pacifica, CA Address Popularity Score Distance from Pacifica (miles)
State Farm Jerry Selvitella 117 N San Mateo Dr Ste 3, San Mateo, CA, 94401-2708
8.6
State Farm Joanne Bryant 2570 S R Valley Blvd # A201, San Ramon, CA, 94583-1637
30.1
State Farm Denise Granville 370 San Bruno Ave W Ste G, San Bruno, CA, 94066-3164
3.8
Farmers Dennis Collins 520 S El Camino Real Ste 300, San Mateo, CA, 94402
9.0
State Farm Jp Bernard 1200 Howard Ave, Burlingame, CA, 94010-4241
7.5
State Farm Angela Ng 377 West Portal Ave, San Francisco, CA, 94127-1411
9.0
Farmers Katherine Beckheyer 1104 S El Camino Real, San Mateo, CA, 94402
9.4
State Farm Kathryn Baker 950 John Daly Blvd Ste 340, Daly City, CA, 94015-3004
6.5
Farmers David Leung 1200 Vicente St, San Francisco, CA, 94116
9.1
State Farm Nicholas Cheng 417 Grand Ave Ste #103, South San Francisco, CA, 94080
4.9

Compare Rates for Pacifica, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $443,400 $1,291 $960 $1,760 $800
San Mateo County, CA $917,700 $1,227 $910 $1,670 $760
Pacifica, CA $740,700 $1,384 $1,020 $1,880 $860
San Bruno, CA $754,700 $1,404 $1,040 $1,910 $870
Oakland, CA $581,100 $1,527 $1,130 $2,080 $950
Piedmont, CA $1,715,700 $950 $700 $1,290 $590
Ashland, CA $396,400 $906 $670 $1,230 $560
East Palo Alto, CA $600,200 $993 $730 $1,350 $620
Loyola, CA $2,000,001 $825 $610 $1,120 $510
San Rafael, CA $818,300 $1,492 $1,100 $2,030 $930
Lucas Valley-Marinwood, CA $836,100 $1,152 $850 $1,570 $720
Sonoma, CA $626,800 $1,216 $900 $1,650 $750
El Verano, CA $540,100 $1,601 $1,180 $2,180 $1,000

Research Home Insurance Companies Reviews in Pacifica, CA Before Buying | Back to Top

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State Farm Home Insurance Reviews

Date: October 23, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
not having ever had claims i can only speak of their service in regards to payments. Their website will not email you notices even if you turn on notifications. Other than that ok

Date: July 22, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel like I am overpaying slightly for my home insurance. I am looking for ways to save on home insurance but seem to have few options with my current company.


Progressive Home Insurance Reviews

Date: January 11, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I must say I personally have not had to deal with a home owner's insurance representative.Luckily, I have not had the need to contact Progressive with any home insurance claims since I got the policy last year.

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